$1,199,000
COMING SOON OCT 28, 2025

403 14th St Unit 13B Ocean City, MD 21842

Estimated payment $8,002/month

Total Views 48
3 Beds
3.5 Baths
1,656 Sq Ft
$1,032/mo HOA Fee

Highlights

  • 35 Feet of Waterfront
  • Access to Tidal Water
  • Bay View
  • Ocean City Elementary School Rated A
  • Bar or Lounge
  • Gated Community

About This Home

Welcome to this stunning townhome nestled in the heart of beautiful Harbour Island, perfectly situated on the tranquil yacht basin. This spacious and meticulously updated residence offers three bedrooms, plus a versatile downstairs bonus room and an additional full bath—bringing the total to three bedrooms and two and a half bathrooms on the 2nd and 3rd floors in addition to the bonus room and full bath. The kitchen has been thoughtfully reimagined, with a wall removed to create a more open, airy layout that seamlessly connects with the living and dining areas. Elegant tile flooring extends through the main level, including the living room, dining room, and kitchen, complemented by stylish new light fixtures throughout the home. A convenient half bath is also located on the first floor. Enjoy captivating waterfront views from the balcony, where you can watch all the activity in the vibrant yacht basin below. The living area opens directly to this outdoor space, perfect for relaxing or entertaining. The master suite is equally impressive, featuring its own private balcony overlooking the water. Recently expanded and upgraded, the master suite bath includes new tile, updated flooring, a luxurious walk-in shower, and modern countertops. Plantation shutters in both the living area and the master bedroom provide elegance, privacy, and light control. The property also includes a spacious garage, ideal for storing all your beach and water toys—including room for a wave runner. The garage is outfitted with durable rubberized flooring and houses a full-sized, stacked washer and dryer. As a bonus, the seller is offering a 3% credit of the purchase price to the buyer, to be used towards closing costs—or applied toward any changes the buyer desires. Though not included in the sale, two exceptional boat slips are available for separate purchase: a slip in the yacht basin (Slip #2), and another slip with a boat and jet ski lift at 108 Harbour Island—an excellent opportunity for boating enthusiasts. Harbour Island is known for its pristine beauty, impeccable maintenance, and vibrant community atmosphere. It is also home to the world-renowned White Marlin Open—the largest billfish tournament in the world for over 52 years—bringing added prestige and excitement to this already exceptional location. Residents enjoy exclusive access to community amenities including The Reel Inn restaurant and an outdoor pool. Located just a short walk to the beach or boardwalk and within close proximity to shops, dining, and entertainment, this townhome offers the ultimate in coastal living. Don't miss your chance to own a piece of paradise in one of the most sought-after communities on the coast.

Listing Agent

Monica McNamara

(410) 524-6111 monicac@ocean-citysales.com Coldwell Banker Realty Listed on: 10/21/2025

Coldwell Banker Realty

Co-Listing Agent

Kevin McNamara

(410) 524-6111 kevinm@ocean-citysales.com Coldwell Banker Realty License #RS-0009788

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $7,578

Year Built

  • Built in 1983

Lot Details

  • 35 Feet of Waterfront
  • Home fronts navigable water

HOA Fees

  • $1,032 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • 1 Open Parking Space
  • Parking Storage or Cabinetry
  • Front Facing Garage
  • Parking Lot
  • Assigned Parking

Property Views

  • Bay
  • Canal

Home Design

  • Coastal Architecture
  • Contemporary Architecture
  • Slab Foundation
  • HardiePlank Type

Interior Spaces

  • 1,656 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Ceiling Fan
  • Window Treatments
  • Combination Dining and Living Room
  • Upgraded Countertops
  • Attic

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-in Shower

Outdoor Features

  • Access to Tidal Water
  • Water Access
  • Property near a bay

Location

  • Flood Risk

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Coming Soon on 10/28/25
  • Tax Lot 13
  • Assessor Parcel Number 2410234646

Community Details

Overview

  • Association fees include common area maintenance, insurance, lawn care front, lawn care rear, lawn care side, lawn maintenance, management, pool(s), all ground fee, reserve funds, security gate
  • Harbour Island Condos
  • Harbour Island Community
  • Property Manager

Amenities

  • Common Area
  • Bar or Lounge

Recreation

  • Tennis Courts
  • Community Playground
  • Community Pool

Pet Policy

  • Pets Allowed

Security

  • Gated Community

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$7,578

Year Built

Built in 1983

Lot Details

0

HOA Fees

$1,032 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Coastal, Contemporary
  • Ownership: Condominium
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 10/28/2025 12:00:00 AM
  • Federal Flood Zone: Yes
  • Year Built: 1983
  • Special Features: ComingSoon
  • Property Sub Type: Townhouses

Interior Features

  • Flooring Type: Carpet, Ceramic Tile
  • Interior Amenities: Attic, Bathroom - Walk-In Shower, Carpet, Ceiling Fan(s), Combination Dining/Living, Floor Plan - Open, Window Treatments, Upgraded Countertops
  • Fireplace: No
  • Foundation Details: Slab
  • Levels Count: 3
  • Basement: No
  • Total Sq Ft: 1656
  • Living Area Sq Ft: 1656
  • Price Per Sq Ft: 724.03
  • Above Grade Finished Sq Ft: 1656
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Hardiplank Type
  • View: Bay, Canal
  • Water Access: Yes
  • Water Body Type: Bay
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 35

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Additional Storage Area
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Attached Garage, Parking Lot
  • Parking Lot Number Of Spaces: 1

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 3096.00
  • Condo Co-Op Fee Frequency: Quarterly
  • Condo Co-Op Name: Harbour Island
  • HOA Condo Co-Op Amenities: Bar/Lounge, Common Grounds, Gated Community, Pool - Outdoor, Reserved/Assigned Parking, Swimming Pool, Tennis Courts, Tot Lots/Playground
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Insurance, Lawn Care Front, Lawn Care Rear, Lawn Care Side, Lawn Maintenance, Management, Pool(s), All Ground Fee, Reserve Funds, Security Gate
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Dimensions: 0.00 x 0.00
  • Zoning: CM
  • In City Limits: Yes

Rental Info

  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 7578.00
  • Assessor Parcel Number: 2410234646
  • Tax Lot: 13
  • County Tax Payment Frequency: Quarterly
  • Tax Year: 2024

MLS Schools

  • School District Name: WORCESTER COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Source: Bright MLS

MLS Number: MDWO2034116

Bright MLS