NOT LISTED FOR SALE

403 21st St Otsego, MI 49078

Estimated Value: $274,000 - $395,000

3 Beds
1.5 Baths
2,188 Sq Ft
$145/Sq Ft Est. Value

Last Sold October 08, 2021

Last sale price $220,000 $101 Per Sq Ft

Est. 44% increase in value since last sale

Current estimated payment $1,981/month

4 Days on Market

Highlights

  • 30 Feet of Waterfront
  • 2.23 Acre Lot
  • Wood Burning Stove
  • Otsego High School Rated 9+
  • Deck
  • Wooded Lot

About This Home

As of October 2021

Offers due by 5:00pm tonight, Aug 30th, 2021. Located in desirable Otsego Schools, this ranch sits on over 2 acres of private serenity. Three beds and 1.5 baths make up the mostly brick built house. Inside you will walk into a large living room that leads to the eat in kitchen. Main floor master has a walk-in closet along with a half bath. More entertaining space is off of the kitchen with a large family room with a woodstove. Downstairs is a walkout basement and also has the third bedroom. There are lots of possibilities downstairs including a potential 4th bedroom or a great office space for another bonus room. If that is not enough add in an additional 2 car detached garage to the already attached oversized 2 car garage, along with a 30 ft. easement to Pine Creek. What an opportunity!

Last Agent to Sell the Property

Seth Dugan

Berkshire Hathaway HomeServices MI License #6501423473 Listed on: 08/26/2021

Berkshire Hathaway HomeServices MI

Last Buyer's Agent

Ben Otis

Weichert REALTORS Plat Allegan License #6502390146

Weichert REALTORS Plat Allegan

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,400

Year Built

  • Built in 1984

Lot Details

  • 2.23 Acre Lot
  • Lot Dimensions are 162 x 545.5
  • 30 Feet of Waterfront
  • Wooded Lot
  • Garden

Parking

  • 2 Car Attached Garage

Home Design

  • Brick Exterior Construction
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 2,188 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Wood Burning Stove
  • Walk-Out Basement

Kitchen

  • Eat-In Kitchen
  • Stove
  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms | 2 Main Level Bedrooms

Laundry

  • Laundry on main level
  • Washer

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • Well
  • Septic System
  • Cable TV Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,400

Year Built

Built in 1984

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 1984
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 162 x 545.5
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 2188.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: No
  • Tax Info:Annual Property Tax: 2400.0
  • Tax Info:Zoning3: Residential
  • Waterfront Options:Water Access YN: No
  • Lot Description:Wooded: Yes
  • Roofing:Composition: Yes
  • Heat Source:Propane: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Sewer:Septic System: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Util Avail at Street:Electric: Yes
  • Waterfront Options:Water Frontage3: 30.0
  • Util Avail at Street:Cable2: Yes
  • Additional Items:Ceiling Fans: Yes
  • Substructure:Walk Out: Yes
  • Landscape:Garden Area: Yes
  • Additional Items:GasWood Stove: Yes
  • General Property Info:SqFt Above Grade: 1488.0
  • General Property Info Garage YN: Yes
  • Architectural Style:Ranch: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Range, Refrigerator, Washer
  • Interior Amenities: Ceiling Fan(s), Gas/Wood Stove, Eat-in Kitchen
  • Fireplace: No
  • Total Bedrooms: 3
  • Main Level Bedrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Basement: Walk-Out Access
  • LivingArea: 2188.0
  • General Property Info:Stories2: 1.0
  • Kitchen Features:Eating Area: Yes
  • Appliances Range: Yes
  • Appliances Dishwasher: Yes

Exterior Features

  • Construction Materials: Brick, Wood Siding
  • List Price: 220000.0
  • Lot Features: Wooded
  • Patio and Porch Features: Deck
  • Road Surface Type: Paved
  • Roof: Composition
  • Waterfront Features: Stream/Creek
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Exterior Material:Wood Siding: Yes
  • Exterior Material:Brick: Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Septic Tank
  • Utilities: Electricity Available, Cable Available
  • Water Source: Well
  • Water Well: Yes

Lot Info

  • Lot Size Acres: 2.23
  • Lot Size Area: 2.23
  • Lot Dimensions: 162 x 545.5
  • Lot Size Sq Ft: 97139.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2400.0
  • Tax Year: 2021

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 26, 2021
Closed on
Oct 8, 2021
Sold by
Cooley Matthew Lewis and Cooley Michael Lewis
Bought by
West Peter J
Seller's Agent
Seth Dugan
Berkshire Hathaway HomeServices MI
Buyer's Agent
Ben Otis
Weichert REALTORS Plat Allegan
List Price
$220,000
Sold Price
$220,000
Current Estimated Value
$316,613

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$96,613
Avg. Annual Appreciation
9.50%
Original Mortgage
$209,000
Outstanding Balance
$190,589
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$126,024

Purchase Details

Closed on
Jun 29, 2007
Sold by
Cooley Natalie Rae
Bought by
Cooley Michael Lewis

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$44,000
Interest Rate
6.54%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
West Peter J $220,000 Title Resource Agency
Cooley Michael Lewis -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open West Peter J $209,000
Previous Owner Cooley Michael Lewis $44,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/08/2021 10/08/21 Sold $220,000 0.0% $101 / Sq Ft
08/30/2021 08/30/21 Pending -- -- --
08/26/2021 08/26/21 For Sale $220,000 -- $101 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,627 $131,800 $12,900 $118,900
2024 $3,077 $115,400 $12,500 $102,900
2023 $3,129 $98,600 $12,100 $86,500
2022 $3,077 $90,400 $12,100 $78,300
2021 $2,261 $80,300 $11,300 $69,000
2020 $2,396 $72,200 $10,100 $62,100
2019 $1,981 $67,800 $8,400 $59,400
2018 $2,063 $62,500 $8,000 $54,500
2017 $0 $81,100 $11,200 $69,900
2016 $0 $81,100 $11,200 $69,900
2015 -- $81,100 $11,200 $69,900
2014 $1,548 $71,900 $11,100 $60,800
2013 $1,548 $73,700 $12,000 $61,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 21102636

Southwestern Michigan Association of REALTORS®

APN: 17-028-018-10