Seller's Agent in 2025
Kurt Pauley
Commercial Investors Group LLC
(402) 681-8622
1 in this area
36 Total Sales
403 2nd Ave Two Harbors, MN 55616
Estimated Value: $307,000 - $324,000
5
Beds
3
Baths
2,606
Sq Ft
$122/Sq Ft
Est. Value
Highlights
- 1 Fireplace
- No HOA
- 3-minute walk to Two Harbors Bandshell Park
About This Home
As of November 2025Step into timeless charm with this classic Victorian home featuring 4 bedrooms plus a spacious 3rd-floor mother-in-law suite. Original woodwork, built-ins, and stained-glass window showcase its historic character, while thoughtful updates provide modern comfort.
Located just 3 blocks from Lake Superior and 3 blocks from the shops and dining of historic downtown Two Harbors, this home blends convenience with beauty. Recent updates include new Hardie Board siding and brand-new kitchen appliances. Additional highlights include a relaxing sauna in the basement—perfect after a North Shore adventure.
This is a rare opportunity to own a piece of history near the lake while enjoying modern upgrades.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,198
Year Built
- Built in 1908
Lot Details
- 6,970 Sq Ft Lot
- Lot Dimensions are 50 x 140
Parking
- 2 Car Garage
Home Design
- Cedar
Interior Spaces
- 2,606 Sq Ft Home
- 2-Story Property
- 1 Fireplace
- Partially Finished Basement
Bedrooms and Bathrooms
- 5 Bedrooms
- 3 Full Bathrooms
Utilities
- No Cooling
- Boiler Heating System
Community Details
- No Home Owners Association
- Two Harbors Land Companys 4Th Subdivision
Listing and Financial Details
- Assessor Parcel Number 23766408160
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 11, 2025
Closed on
Oct 31, 2025
Sold by
Pauley Kurtis and Pauley Caila
Bought by
Masog Matthew and Masog Rebecca
Seller's Agent
Kurt Pauley
Commercial Investors Group LLC
Buyer's Agent
Ryan Janssen
Northstar Lakes Realty
List Price
$319,000
Sold Price
$319,000
Views
52
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,673
Avg. Annual Appreciation
-1.16%
Original Mortgage
$270,000
Outstanding Balance
$270,000
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$47,327
Purchase Details
Closed on
Mar 1, 2021
Sold by
Wick Loralee C
Bought by
Pauley Caila A and Pauley Kurtis R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$220,500
Interest Rate
2.7%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Sep 10, 2015
Sold by
Northey Clarine M Clarine M
Bought by
Farah Loralee C Loralee C and Farah Robert M Robert M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$211,500
Interest Rate
3.9%
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Masog Matthew | $300,000 | -- | |
| Pauley Caila A | $245,000 | None Available | |
| Farah Loralee C Loralee C | $235,000 | -- | |
| Pauley Caila Caila | $245,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Masog Matthew | $270,000 | |
| Previous Owner | Pauley Caila A | $220,500 | |
| Previous Owner | Farah Loralee C Loralee C | $211,500 | |
| Closed | Pauley Caila Caila | $220,500 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/04/2025 11/04/25 | Sold | $319,000 | 0.0% | $122 / Sq Ft |
| 10/06/2025 10/06/25 | Pending | -- | -- | -- |
| 09/12/2025 09/12/25 | For Sale | $319,000 | -- | $122 / Sq Ft |
Source: NorthstarMLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,938 | $356,200 | $23,500 | $332,700 |
| 2024 | $1,267 | $342,500 | $23,500 | $319,000 |
| 2023 | $1,294 | $333,400 | $21,300 | $312,100 |
| 2022 | $3,247 | $308,700 | $18,500 | $290,200 |
| 2021 | $3,125 | $243,500 | $18,500 | $225,000 |
| 2020 | $3,368 | $134,500 | $14,500 | $120,000 |
| 2019 | $3,217 | $134,500 | $14,500 | $120,000 |
| 2018 | $1,564 | $205,200 | $18,500 | $186,700 |
| 2017 | $1,455 | $142,700 | $16,000 | $126,700 |
| 2016 | $1,331 | $144,500 | $16,000 | $128,500 |
| 2015 | $14 | $134,500 | $14,500 | $120,000 |
| 2014 | $14 | $0 | $0 | $0 |
| 2013 | $1,243 | $0 | $0 | $0 |
| 2012 | $1,295 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Kurt Pauley
-
Ryan Janssen
Buyer's Agent in 2025
Ryan Janssen
Northstar Lakes Realty
(612) 210-1997
1 in this area
31 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6787426
APN: 23-7642-08160
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of NorthstarMLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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