NOT LISTED FOR SALE

403 Anchors Way Saint Joseph, MI 49085

Estimated Value: $496,000 - $536,000

2 Beds
2.5 Baths
2,189 Sq Ft
$234/Sq Ft Est. Value

Last Sold December 03, 2020

Last sale price $355,000 $162 Per Sq Ft

Est. 44% increase in value since last sale

Current estimated payment $3,911/month

13 Days on Market

Highlights

  • Docks
  • Water Access
  • Above Ground Pool
  • Upton Middle School Rated A
  • River Front
  • Property fronts a channel

About This Home

As of December 2020

Anchors Way is a gated island community on the St. Joseph River located within the award winning City of St. Joseph. The residence features a very open floor plan that offers 2,189 SF, 2-3 bedrooms, 2-1/2 baths, and a 2-car attached garage. Walk across the street to your own private boat dock on the Morrison Channel leading to the river and shores of Lake Michigan. Enjoy the ''waterfront lifestyle'' of living on a river island where you can fish, hike, walk and bike on the Harbor Shores paths and sit on the beaches of Lake Michigan. Amenities within this island community are a clubhouse, pool, spa, walking paths and gazebo. Only a short distance away are downtown St. Joe and the Benton Harbor Arts District. See MORE for additional info. Play golf at the public Jack Nicklaus Signature Harbor Shores Golf Course. You are minutes away from breweries, wineries, fresh fruit and vegetable farm markets, shopping, cultural centers and unlimited recreational activities. Don't miss out on this "one of a kind" listing and schedule an appointment today!

Last Agent to Sell the Property

Donald Kamp

@properties Christie's International R.E. License #6506044717 Listed on: 09/21/2020

@properties Christie's International R.E.

Last Buyer's Agent

Brian Waite

RE/MAX by the Lake License #6501394999

RE/MAX by the Lake

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,632

Year Built

  • Built in 2005

Lot Details

  • 4,488 Sq Ft Lot
  • Lot Dimensions are 40 x 107
  • Property fronts a channel
  • River Front
  • Property fronts a private road
  • Shrub
  • Level Lot
  • Sprinkler System
  • Garden
  • Property is zoned Waterfront Recr, Waterfront Recr

HOA Fees

  • $206 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,189 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Ceiling Fan
  • Gas Log Fireplace
  • Insulated Windows
  • Family Room
  • Living Room with Fireplace
  • Dining Area
  • Den
  • Water Views
  • Crawl Space

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms | 1 Main Level Bedroom
  • Whirlpool Bathtub

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Above Ground Pool
  • Water Access
  • No Wake Zone
  • Docks
  • Shared Waterfront
  • Deck

Location

  • Mineral Rights Excluded

Utilities

  • Humidifier
  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Electric Water Heater

Community Details

Overview

  • Association fees include snow removal, lawn/yard care

Amenities

  • Clubhouse

Recreation

  • Community Pool
  • Community Spa

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,632

Year Built

Built in 2005

Lot Details

0

HOA Fees

$206 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 2005
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 40 x 107
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 2189.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 8632.0
  • Tax Info:Zoning3: Waterfront Recr
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Lot Description:Level: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Windows:Insulated Windows: Yes
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceiling Fans: Yes
  • Appliances Microwave: Yes
  • Additional Items:Humidifier: Yes
  • Landscape:Underground Sprinkler: Yes
  • Mineral Rights:No: Yes
  • Substructure:Crawl Space: Yes
  • Additional Items:Whirlpool Tub: Yes
  • Landscape:Flower Garden: Yes
  • General Property Info:Condo Proj Name: Island Pointe Marina
  • Water Heater:Electric3: Yes
  • Additional Items:Wet Bar: Yes
  • Pool:OutdoorAbove: Yes
  • General Property Info:SqFt Above Grade: 2189.0
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Flooring:Wood Floor: Yes
  • Flooring:Ceramic Floor: Yes
  • Special Features Pool - above ground: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Flooring: Ceramic Tile, Wood
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Humidifier, Wet Bar, Whirlpool Tub, Pantry
  • Fireplace Features: Gas Log, Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 2
  • Main Level Bedrooms: 1
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Crawl Space
  • LivingArea: 2189.0
  • Window Features: Insulated Windows
  • General Property Info:Stories2: 2.0
  • Appliances Range: Yes
  • Kitchen Features Pantry: Yes
  • Fireplace:Gas Log: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 365000.0
  • Lot Features: Level, Sidewalk
  • Patio and Porch Features: Deck
  • Pool Features: Above Ground, Outdoor/Above
  • Road Frontage Type: Private Road
  • Roof: Composition
  • Water Body Name: St Joseph River
  • Waterfront Features: River
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Natural Gas Available, Electricity Available, Natural Gas Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Clubhouse, Detached Unit, Pets Allowed, Pool, Spa/Hot Tub
  • Association Fee: 206.0
  • Association Fee Frequency: Monthly
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • Association Info:Approx Assoc Fee2: 206.0
  • Association Info:Assoc Fee Payable: Monthly
  • Water Fea Amenities:Public Access 1 Mile or Less: Yes
  • Water Fea Amenities:View: Yes
  • Assoc Amenities:Pets Allowed2: Yes
  • Water Fea Amenities:No Wake: Yes
  • Water Fea Amenities:Shared Frontage: Yes
  • Assoc Amenities:Detached Unit: Yes
  • Water Fea Amenities:Dock: Yes
  • Assoc Amenities:Club House: Yes
  • Assoc Amenities:Pool: Yes
  • Assoc Amenities:SpaHot Tub: Yes
  • Water Fea Amenities:Channel: Yes

Fee Information

  • Association Fee Includes: Other, Snow Removal, Lawn/Yard Care

Lot Info

  • Lot Size Acres: 0.1
  • Lot Size Area: 0.1
  • Lot Dimensions: 40 x 107
  • Lot Size Sq Ft: 4488.0
  • Zoning Description: Waterfront Recr
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 8632.0
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 21, 2020
Closed on
Dec 3, 2020
Sold by
Lehner John
Bought by
Cross Charles C and Cross Lorene H
Seller's Agent
Donald Kamp
@properties Christie's International R.E.
Buyer's Agent
Brian Waite
RE/MAX by the Lake
List Price
$365,000
Sold Price
$355,000
Premium/Discount to List
-$10,000
-2.74%
Current Estimated Value
$512,569

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$157,569
Avg. Annual Appreciation
7.78%
Original Mortgage
$184,280
Outstanding Balance
$164,357
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$348,212
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cross Charles C -- Accommodation
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cross Charles C $184,280
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/03/2020 12/03/20 Sold $355,000 -2.7% $162 / Sq Ft
10/04/2020 10/04/20 Pending -- -- --
09/21/2020 09/21/20 For Sale $365,000 -- $167 / Sq Ft
Source: MichRIC

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,278 $276,900 $0 $0
2024 $12,024 $244,300 $0 $0
2023 $11,507 $217,900 $0 $0
2022 $10,976 $190,100 $0 $0
2021 $11,121 $189,200 $26,000 $163,200
2020 $8,276 $187,800 $0 $0
2019 $8,185 $167,700 $26,000 $141,700
2018 $8,030 $167,700 $0 $0
2017 $7,384 $165,900 $0 $0
2016 $7,384 $156,700 $0 $0
2015 $4,942 $159,900 $0 $0
2014 $4,709 $157,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MichRIC

MLS Number: 20039447

MichRIC

APN: 11-76-3610-0060-00-3