$252,000
SOLD JUN 9, 2025

403 Charles St Torrington, CT 06790

4 Beds
1 Bath
1,137 Sq Ft
0.28 Acres

Recently Sold

$222 Per Sq Ft

1% Above List Price

67 Days on Market

Highlights

  • Cape Cod Architecture
  • Thermal Windows
  • Level Lot
  • Deck

About This Home

As of June 2025

Four bedroom cape with lots of potential but there is work to be done. Big backyard with a deck. Two bedrooms on the first level in two bedrooms on the second level. Nice layout with larger open kitchen.

Last Agent to Sell the Property

Michelle Grant

Coldwell Banker Premier Real Estate License #RES.0791605 Listed on: 04/03/2025

Coldwell Banker Premier Real Estate

Last Buyer's Agent

Lindsay J. Warner

Tier 1 Real Estate License #RES.0777720

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,815

Year Built

  • Built in 1951

Lot Details

  • 0.28 Acre Lot
  • Level Lot
  • Property is zoned R10S

Home Design

  • Cape Cod Architecture
  • Block Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Aluminum Siding

Interior Spaces

  • 1,137 Sq Ft Home
  • Thermal Windows
  • Basement Fills Entire Space Under The House
  • Laundry on main level

Kitchen

  • Oven or Range
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 1 Full Bathroom

Parking

  • 1 Car Garage
  • Parking Deck
  • Driveway

Outdoor Features

  • Deck

Schools

  • Torrington High School

Utilities

  • Heating System Uses Natural Gas
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 888407

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,815

Year Built

Built in 1951

Lot Details

0

Listing Details

  • Neighborhood: N/A
  • Property Type: Single Family For Sale
  • Style: Cape Cod
  • Sq Ft Est Heated Above Grade: 1137
  • Total Sq Ft: 1137
  • Year Built: 1951
  • New Construction: No/Resale
  • Nearby Amenities: Basketball Court, Park, Playground/Tot Lot
  • Direct Waterfront: No
  • Home Warranty Offered: No
  • Directions: On Charles Street East of the high school
  • Financing Used: Conventional Fixed
  • Living Area Sq Ft Per Public Record: 1137
  • Street Type: Street
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bedrooms: 4
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Basement Description: Full, Full With Hatchway
  • Interior Amenities: Cable - Pre-wired
  • Appliances: Oven/Range, Refrigerator, Dishwasher
  • Laundry Room Info: Main Level
  • Attic: No
  • Street Number Modifier: 403

Exterior Features

  • Exterior Features: Deck
  • Exterior Siding: Aluminum
  • Foundation Type: Block
  • Roof Information: Asphalt Shingle
  • Waterfront Description: Not Applicable
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Garages Number: 1
  • Driveway Type: Paved
  • Total Parking Spaces: 3
  • Garage And Parking: Detached Garage, Driveway

Utilities

  • Cooling System: None
  • Heat Type: Hot Air
  • Heat Fuel Type: Natural Gas
  • Hot Water Description: Electric, 40 Gallon Tank
  • Water Source: Public Water Connected
  • Sewer: Public Sewer Connected

Schools

  • Elementary School: Per Board of Ed
  • High School: Torrington

Green Features

  • Energy Features: Thermopane Windows

Lot Info

  • Acres: 0.28
  • Lot Description: Level Lot
  • Zoning: R10S
  • Parcel #: 888407

Tax Info

  • Tax Year: July 2024-June 2025
  • Property Tax: 3815
  • Total Assessed Value: 79520
  • Mil Rate Total: 47.97

MLS Schools

  • Elementary School: Per Board of Ed
  • High School: Torrington

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 21, 2020
Sold by
Torrington Property Hldg
Bought by
Schultz William

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,400
Outstanding Balance
$129,953
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$121,312

Purchase Details

Listed on
Jul 12, 2018
Closed on
Nov 15, 2018
Sold by
Irvine Matthew M
Bought by
Torrington Property Hl
Seller's Agent
Ed Villeda
William Pitt Sotheby's Int'l
Buyer's Agent
Skip Hals
Accurate Realty LLC.
List Price
$82,000
Sold Price
$61,850
Premium/Discount to List
-$20,150
-24.57%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
23.66%
Original Mortgage
$83,322
Interest Rate
4.8%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Jun 28, 2018
Sold by
Chfa
Bought by
Department Of Housing & Urban Dev

Purchase Details

Closed on
Sep 15, 2017
Sold by
Peebles Jameson B
Bought by
Chfa

Purchase Details

Listed on
May 1, 2012
Closed on
Jul 10, 2012
Sold by
Department Of Housing & Urban Dev
Bought by
Peebles Jameson B
Seller's Agent
Stanley Brobston
Stanley H. Brobston
Buyer's Agent
Ellie Peterson
Northwest CT Realty
List Price
$80,000
Sold Price
$72,400
Premium/Discount to List
-$7,600
-9.5%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.08%
Original Mortgage
$83,000
Interest Rate
3.78%

Purchase Details

Closed on
Apr 19, 2012
Sold by
Chfa
Bought by
Department Of Housing & Urban Dev

Purchase Details

Closed on
Apr 30, 2003
Sold by
Swanson Kenneth W
Bought by
Ginz Jeffrey and Ginz Karen

Purchase Details

Closed on
Jun 7, 1996
Sold by
Beal Bank
Bought by
Swanson Kenneth W

Purchase Details

Closed on
May 18, 1989
Sold by
Torrington Land
Bought by
Machuga Edward
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $152,000 None Available
Warranty Deed $152,000 None Available
Quit Claim Deed -- --
Warranty Deed -- --
Foreclosure Deed -- --
Warranty Deed $72,400 --
Warranty Deed -- --
Warranty Deed $121,900 --
Warranty Deed $76,500 --
Quit Claim Deed -- --
Warranty Deed -- --
Foreclosure Deed -- --
Warranty Deed $72,400 --
Warranty Deed -- --
Warranty Deed $121,900 --
Warranty Deed $76,500 --
Deed $118,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $144,400 New Conventional
Closed $144,400 New Conventional
Previous Owner $83,322 Stand Alone Refi Refinance Of Original Loan
Previous Owner $83,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/09/2025 06/09/25 Sold $252,000 +0.8% $222 / Sq Ft
05/03/2025 05/03/25 For Sale $250,000 -0.8% $220 / Sq Ft
04/20/2025 04/20/25 Off Market $252,000 -- --
04/03/2025 04/03/25 For Sale $250,000 +304.2% $220 / Sq Ft
11/15/2018 11/15/18 Sold $61,850 -6.9% $51 / Sq Ft
10/15/2018 10/15/18 Pending -- -- --
09/27/2018 09/27/18 Price Changed $66,420 -10.0% $55 / Sq Ft
08/23/2018 08/23/18 Price Changed $73,800 -10.0% $61 / Sq Ft
07/12/2018 07/12/18 For Sale $82,000 +13.3% $67 / Sq Ft
07/06/2012 07/06/12 Sold $72,400 -9.5% $60 / Sq Ft
05/15/2012 05/15/12 Pending -- -- --
05/01/2012 05/01/12 For Sale $80,000 -- $66 / Sq Ft
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,815 $79,520 $23,760 $55,760
2023 $3,814 $79,520 $23,760 $55,760
2022 $3,749 $79,520 $23,760 $55,760
2021 $3,284 $71,130 $23,770 $47,360
2020 $3,284 $71,130 $23,770 $47,360
2019 $3,444 $74,600 $29,200 $45,400
2018 $3,444 $74,600 $29,200 $45,400
2017 $3,413 $74,600 $29,200 $45,400
2016 $3,413 $74,600 $29,200 $45,400
2015 $3,413 $74,600 $29,200 $45,400
2014 $3,545 $97,610 $40,650 $56,960
Source: Public Records

Agents Affiliated with this Home

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Map

Source: SmartMLS

MLS Number: 24085762

SmartMLS

APN: TORR-000134-000002-000005