$205,000
SOLD AUG 29, 2025

403 E Franklin St Otsego, MI 49078

3 Beds
2 Baths
1,432 Sq Ft
0.25 Acres

Recently Sold

$143 Per Sq Ft

2% Below List Price

28 Days on Market

Highlights

  • Deck
  • Farmhouse Style Home
  • 2 Car Detached Garage
  • Otsego High School Rated 9+
  • Mud Room
  • Porch

About This Home

As of August 2025

Welcome!! This home has all the amenities you need at the right price. The main floor offers a dining room, mud room, kitchen, living room, and primary bedroom. The sliders to the rear deck allow for outdoor entertaining in the fenced rear yard.
The primary bedroom is generously sized and is adjacent to the main floor bathroom. Upstairs, you will find two additional bedrooms and the second full bath.
There is a 2+ car detached garage which adds additional storage area.
This home is in the City of Otsego with easy access to the library, shopping, and schools.

Last Agent to Sell the Property

Nancy Whitney

Greenridge Cornell & Associates License #6506008498 Listed on: 06/20/2025

Last Buyer's Agent

Mark Deering

RE/MAX of Grand Rapids (Stndl) License #6502380327

RE/MAX of Grand Rapids (Stndl)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,024

Year Built

  • Built in 1880

Lot Details

  • 0.25 Acre Lot
  • Lot Dimensions are 66x165
  • Back Yard Fenced

Parking

  • 2 Car Detached Garage
  • Garage Door Opener

Home Design

  • Farmhouse Style Home
  • Composition Roof
  • Aluminum Siding
  • Vinyl Siding

Interior Spaces

  • 1,432 Sq Ft Home
  • 2-Story Property
  • Mud Room
  • Living Room
  • Dining Area
  • Partial Basement

Kitchen

  • Eat-In Kitchen
  • Range

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Porch

Utilities

  • Window Unit Cooling System
  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Window Unit Heating System

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,024

Year Built

Built in 1880

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Farmhouse
  • Stories: 2
  • Year Built: 1880
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 66x165
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1432.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 2023.69
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Heat Source:Natural Gas3: Yes
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Substructure:Partial: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • General Property Info:Fireplace: No
  • Air Conditioning:Window Unit(s): Yes
  • General Property Info:SqFt Above Grade: 1432.0
  • Laundry Features Main Level: Yes
  • General Property Info Garage YN: Yes
  • Fencing:Fenced Back: Yes
  • Architectural Style Farm House: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Range, Refrigerator, Washer
  • Interior Amenities: Eat-in Kitchen
  • Fireplace: No
  • Total Bedrooms: 3
  • Main Level Bedrooms: 1
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Partial
  • LivingArea: 1432.0
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Total Basement SQFT: 1000.0
  • Kitchen Features:Eating Area: Yes
  • Appliances Range: Yes
  • Kitchen Features:Mud Room Access: Yes

Exterior Features

  • Construction Materials: Aluminum Siding, Vinyl Siding
  • Fencing: Fenced Back
  • List Price: 209900.0
  • Patio and Porch Features: Deck, Porch(es)
  • Road Surface Type: Paved
  • Roof: Composition
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Material:Aluminum Siding: Yes
  • Patio and Porch Features:Porch(es): Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Garage Door Opener, Detached
  • Parking Features:Detached2: Yes
  • Parking Features Garage Door Opener2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Window Unit(s)
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: Main Level
  • Sewer: Public
  • Utilities: Natural Gas Available, Electricity Available, Natural Gas Connected, Storm Sewer
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.25
  • Lot Size Area: 0.25
  • Lot Dimensions: 66x165
  • Lot Size Sq Ft: 10890.0

Tax Info

  • Tax Annual Amount: 2023.69
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 20, 2025
Closed on
Aug 28, 2025
Sold by
Kaba Mamady
Bought by
Maddox Jason and Maddox Karmind
Seller's Agent
Nancy Whitney
Greenridge Cornell & Associates
Buyer's Agent
Mark Deering
RE/MAX of Grand Rapids (Stndl)
List Price
$209,900
Sold Price
$205,000
Premium/Discount to List
-$4,900
-2.33%
Views
88

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.61%
Original Mortgage
$10,000
Outstanding Balance
$10,000
Interest Rate
6.74%
Estimated Equity
$197,104

Purchase Details

Listed on
May 3, 2014
Closed on
Oct 7, 2014
Sold by
Chase Robert and Chase Kami Ona
Bought by
Kaba Mamady
Seller's Agent
Susan Maurer
Maurer Real Estate LLC
Buyer's Agent
Nancy Whitney
Greenridge Cornell & Associates
List Price
$85,000
Sold Price
$66,500
Premium/Discount to List
-$18,500
-21.76%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.88%
Original Mortgage
$63,175
Interest Rate
4.09%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 19, 1998
Sold by
Drake Clare
Bought by
Chase Robert and Kami Ona
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $205,000 Chicago Title Of Michigan
Warranty Deed $66,500 Devon
Deed $71,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $10,000 No Value Available
Open $194,800 New Conventional
Previous Owner $63,175 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/29/2025 08/29/25 Sold $205,000 -2.3% $143 / Sq Ft
07/18/2025 07/18/25 Pending -- -- --
06/20/2025 06/20/25 For Sale $209,900 +215.6% $147 / Sq Ft
10/07/2014 10/07/14 Sold $66,500 -21.8% $46 / Sq Ft
08/26/2014 08/26/14 Pending -- -- --
05/03/2014 05/03/14 For Sale $85,000 -- $59 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,024 $91,700 $10,000 $81,700
2024 $1,734 $81,700 $6,000 $75,700
2023 $1,930 $71,800 $5,700 $66,100
2022 $1,734 $63,800 $5,700 $58,100
2021 $1,728 $60,000 $5,700 $54,300
2020 $1,704 $58,100 $5,700 $52,400
2019 $1,658 $49,400 $5,700 $43,700
2018 $1,615 $46,000 $5,700 $40,300
2017 $0 $39,000 $6,200 $32,800
2016 $0 $36,000 $4,500 $31,500
2015 -- $36,000 $4,500 $31,500
2014 $1,560 $33,600 $7,900 $25,700
2013 $1,560 $31,900 $6,500 $25,400
Source: Public Records

Agents Affiliated with this Home

  • N

    Seller's Agent in 2025

    Nancy Whitney

    Greenridge Cornell & Associates

    (269) 720-1473

    19 in this area

    106 Total Sales

    Nancy Whitney
    Section Image
  • Mark Deering

    Buyer's Agent in 2025

    Mark Deering

    RE/MAX Michigan

    (616) 292-6215

    2 in this area

    329 Total Sales

    Mark Deering
    Section Image

  • W

    Buyer Co-Listing Agent in 2025

    Wyatt Boetsma

    RE/MAX Michigan

    (616) 791-0110

    1 in this area

    23 Total Sales

    Wyatt Boetsma
    Section Image

  • S

    Seller's Agent in 2014

    Susan Maurer

    Maurer Real Estate LLC

See All Agents

Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 25029931

Southwestern Michigan Association of REALTORS®

APN: 54-023-232-00

Michigan Allegan County Otsego 49078

403 E Franklin St, Otsego, MI

This home is located at 403 E Franklin St, Otsego, MI 49078 and is currently priced at $205,000, approximately $143 per square foot. This property was built in 1880. 403 E Franklin St is a home located in Allegan County with nearby schools including Otsego High School, Otsego Christian Academy, and St. Margaret School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Southwestern Michigan Association of REALTORS® Information is deemed reliable but not guaranteed.
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