403 Gale St Elgin, IL 60123
College Park McIntosh NeighborhoodEstimated Value: $321,000 - $344,000
4
Beds
2
Baths
1,430
Sq Ft
$231/Sq Ft
Est. Value
About This Home
As of October 2020This beautiful home is move in ready and priced to sell. This 4 bedrooms and 2 bath home has full basement with rough in bath and lots of storage. The oversized fully fenced yard is one of the biggest lots in the neighborhood. The patio and fire pit are on a prefect corner lot. The interior decor and paint colors are current and modern. The kitchen with new backsplash and stainless appliances are some or the many great features. The huge bedrooms on the second floor give many options for kids and family. The cozy livingroom has lots windows and a beautiful fireplace. Come see this home it will not stay on the market long.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,932
Year Built
- 1976
Lot Details
- 0.26
Parking
- Attached Garage
- Garage Door Opener
- Driveway
- Garage Is Owned
Home Design
- Asphalt Shingled Roof
- Vinyl Siding
Unfinished Basement
- Basement Fills Entire Space Under The House
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Lake Michigan Water
Listing and Financial Details
- Homeowner Tax Exemptions
- $5,000 Seller Concession
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 17, 2020
Closed on
Sep 30, 2020
Sold by
Page Nicholas E and Page Jessica L
Bought by
Canham Celinda E and Mckenzie Jeremy Mc
Seller's Agent
Kathleen O'Reilly
RE/MAX Horizon
Buyer's Agent
Ana Perez
Habloft LLC
List Price
$239,900
Sold Price
$255,000
Premium/Discount to List
$15,100
6.29%
Total Days on Market
1
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$75,971
Avg. Annual Appreciation
4.87%
Original Mortgage
$242,250
Outstanding Balance
$219,703
Interest Rate
2.87%
Mortgage Type
New Conventional
Estimated Equity
$98,340
Purchase Details
Listed on
Apr 8, 2016
Closed on
Aug 26, 2016
Sold by
Wibben Dean L and Wibben Falvia A
Bought by
Page Nicholas E and Page Jessica L
Seller's Agent
Nancy Christensen
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Kathleen O'Reilly
RE/MAX Horizon
List Price
$189,900
Sold Price
$186,000
Premium/Discount to List
-$3,900
-2.05%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.00%
Original Mortgage
$182,631
Interest Rate
3.75%
Mortgage Type
FHA
Purchase Details
Closed on
Mar 27, 2007
Sold by
Schock Trenton J
Bought by
Wibben Dean L and Wibben Flavia A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$174,400
Interest Rate
6.31%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 24, 2003
Sold by
Cardunal Savings Bank Fsb
Bought by
Schock Trenton J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$138,000
Interest Rate
6.23%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 20, 2003
Sold by
Schock Roger L and Schock Jennifer L
Bought by
Cardunal Savings Bank Fsb and Trust #98-346
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Similar Homes in Elgin, IL
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Canham Celinda E | $255,000 | Chicago Title | |
| Page Nicholas E | $186,000 | Attorneys Title Guaranty Fun | |
| Wibben Dean L | $218,000 | Ticor Title Insurance Co | |
| Schock Trenton J | $150,000 | Residential Title Services | |
| Cardunal Savings Bank Fsb | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Canham Celinda E | $242,250 | |
| Previous Owner | Page Nicholas E | $182,631 | |
| Previous Owner | Wibben Dean L | $174,400 | |
| Previous Owner | Schock Trenton J | $40,000 | |
| Previous Owner | Schock Trenton J | $138,000 | |
| Previous Owner | Schock Trenton J | $138,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 10/01/2020 10/01/20 | Sold | $255,000 | +6.3% | $178 / Sq Ft |
| 08/18/2020 08/18/20 | Pending | -- | -- | -- |
| 08/17/2020 08/17/20 | For Sale | $239,900 | +29.0% | $168 / Sq Ft |
| 08/26/2016 08/26/16 | Sold | $186,000 | -2.1% | $130 / Sq Ft |
| 07/15/2016 07/15/16 | Pending | -- | -- | -- |
| 06/29/2016 06/29/16 | For Sale | $189,900 | 0.0% | $133 / Sq Ft |
| 04/19/2016 04/19/16 | Pending | -- | -- | -- |
| 04/07/2016 04/07/16 | For Sale | $189,900 | -- | $133 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $5,932 | $77,588 | $20,311 | $57,277 |
| 2022 | $5,614 | $70,747 | $18,520 | $52,227 |
| 2021 | $5,366 | $66,144 | $17,315 | $48,829 |
| 2020 | $5,212 | $63,145 | $16,530 | $46,615 |
| 2019 | $5,057 | $60,150 | $15,746 | $44,404 |
| 2018 | $4,722 | $53,757 | $14,834 | $38,923 |
| 2017 | $4,610 | $50,819 | $14,023 | $36,796 |
| 2016 | $4,388 | $47,147 | $13,010 | $34,137 |
| 2015 | -- | $43,215 | $11,925 | $31,290 |
| 2014 | -- | $42,682 | $11,778 | $30,904 |
| 2013 | -- | $43,808 | $12,089 | $31,719 |
Source: Public Records
Agents Affiliated with this Home
-
Kathleen O'Reilly
Seller's Agent in 2020
Kathleen O'Reilly
RE/MAX
(847) 494-2507
1 in this area
11 Total Sales
-
A
Buyer's Agent in 2020
Ana Perez
Habloft LLC
(773) 746-1634
1 in this area
39 Total Sales
-
Nancy Christensen
Seller's Agent in 2016
Nancy Christensen
Berkshire Hathaway HomeServices Starck Real Estate
(847) 888-5800
44 Total Sales
-
S
Buyer's Agent in 2016
Sara Hines-Mullins
Coldwell Banker The Real Estate Group Commercial
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD10821482
APN: 06-21-258-044
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