NOT LISTED FOR SALE

403 Mckay Rd Stevensville, MD 21666

Estimated Value: $472,000 - $518,000

3 Beds
1.5 Baths
1,536 Sq Ft
$320/Sq Ft Est. Value

Last Sold July 06, 2022

Last sale price $422,500 $275 Per Sq Ft

Est. 16% increase in value since last sale

Current estimated payment $2,887/month

6 Days on Market

Highlights

  • Home fronts navigable water
  • Canoe or Kayak Water Access
  • Wood Burning Stove
  • Matapeake Elementary School Rated A-
  • 0.33 Acre Lot
  • Property fronts the bay but unit may not have water views

About This Home

As of July 2022

Welcome to the Perfect Place to Call Home! This Updated Three Bedroom Rancher is located in the Water Privileged Community of Bay City, just minutes from the Bay Bridge. The home has been lovingly cared for with many upgrades in recent years including New roof, siding, HVAC, Tankless Hot Water Heater in 2017 and a New Kitchen with Black Stainless Steel Appliances in 2021…just to name a few of the many upgrades. Take your pick and enjoy the fireplace in the Seating Area just off the kitchen or Cuddle up and enjoy the Wood-Burning Stove in the Large family Room. The patio just off the Family Room is ideal for outdoor entertaining and barbeques. Don't miss the large backyard ....a perfect place for merrymaking.....how about badminton or croquet , add a victory garden or a pool!! Step out onto the street to catch a glimpse of the bay or head on down to the Community Park where you will find all of the waterfront activities. A Pavilion for picnics or family gatherings, kayak and canoe racks, a beach, pier and boat ramp. The Bay City Community is close to restaurants, shopping, Mowbray Park and Matapeake Park. With easy access to Rte 50/301 and the Bay Bridge….What are you waiting for? Come and Enjoy the Island Way of Life!
All Offer are Due Thursday June 2nd @ 5pm

Last Agent to Sell the Property

Cheryl Jersey-Lecourt

(410) 271-3387 cjersey@gmail.com Long & Foster Real Estate, Inc. Listed on: 05/28/2022

Long & Foster Real Estate, Inc.

Last Buyer's Agent

datacorrect BrightMLS

datacorrect@brightmls.com Non Subscribing Office License #0225194075

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,520

Year Built

  • Built in 1973

Lot Details

  • 0.33 Acre Lot
  • Property fronts the bay but unit may not have water views
  • Home fronts navigable water
  • Property is in very good condition
  • Property is zoned NC-20

HOA Fees

  • $13 Monthly HOA Fees

Home Design

  • Rambler Architecture
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,536 Sq Ft Home
  • Property has 1 Level
  • 1 Fireplace
  • Wood Burning Stove
  • Entrance Foyer
  • Family Room
  • Combination Kitchen and Dining Room
  • Wood Flooring
  • Garden Views
  • Crawl Space

Kitchen

  • Built-In Oven
  • Cooktop
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 6 Parking Spaces
  • 6 Driveway Spaces

Outdoor Features

  • Canoe or Kayak Water Access
  • Property near a bay
  • Personal Watercraft
  • Patio
  • Shed

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Tankless Water Heater

Listing and Financial Details

  • Tax Lot 21
  • Assessor Parcel Number 1804047893

Community Details

Overview

  • Bay City HOA
  • Bay City Subdivision

Recreation

  • 1 Community Docks

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,520

Year Built

Built in 1973

Lot Details

0

HOA Fees

$13 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: No
  • New Construction: No
  • Story List: Main
  • Federal Flood Zone: No
  • Year Built: 1973
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Oven - Wall, Refrigerator, Stainless Steel Appliances, Washer, Water Heater - Tankless, Cooktop
  • Flooring Type: Hardwood
  • Interior Amenities: Combination Kitchen/Dining, Wood Floors, Stove - Wood
  • Fireplaces Count: 1
  • Foundation Details: Crawl Space
  • Levels Count: 1
  • Room List: Dining Room, Bedroom 2, Bedroom 3, Kitchen, Family Room, Foyer, Bedroom 1, Bathroom 1, Half Bath
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 1536
  • Living Area Sq Ft: 1536
  • Price Per Sq Ft: 250.65
  • Above Grade Finished Sq Ft: 1536
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Roof: Asphalt
  • Spa: No
  • View: Garden/Lawn
  • Water Access Features: Canoe/Kayak, Personal Watercraft (PWC)
  • Water Access: Yes
  • Water Body Name: Chesapeake Bay
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 6

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Tankless
  • Sewer/Septic System: Public Sewer
  • Utilities: Water Available, Sewer Available
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 150.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Name: BAY CITY
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Improvement Assessed Value: 109200.00
  • Land Assessed Value: 160900.00
  • Lot Size Acres: 0.33
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14250.00
  • Outdoor Living Structures: Patio(s)
  • Property Condition: Very Good
  • Zoning: NC-20
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Rental Info

  • Ground Rent Exists: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Assessor Parcel Number: 4522362
  • Tax Annual Amount: 2520.00
  • Assessor Parcel Number: 1804047893
  • Tax Lot: 21
  • County Tax Payment Frequency: Annually
  • Tax Year: 2021

MLS Schools

  • School District Name: QUEEN ANNE'S COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 28, 2022
Closed on
Jul 16, 2022
Sold by
Ferris Jillian L
Bought by
Clark Thomas F
Seller's Agent
Cheryl Jersey-Lecourt
Long & Foster Real Estate, Inc.
Buyer's Agent
datacorrect BrightMLS
Non Subscribing Office
List Price
$385,000
Sold Price
$422,500
Premium/Discount to List
$37,500
9.74%
Current Estimated Value
$492,181

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$69,681
Avg. Annual Appreciation
4.56%
Original Mortgage
$414,846
Outstanding Balance
$395,153
Interest Rate
5.23%
Mortgage Type
FHA
Estimated Equity
$97,028

Purchase Details

Listed on
Sep 15, 2013
Closed on
Nov 14, 2013
Sold by
Morgan William E and Morgan Sarah W
Bought by
Ferris Jillian L and Jallade John E B
Seller's Agent
Dick Sells
Long & Foster Real Estate, Inc.
Buyer's Agent
Cheryl Jersey-Lecourt
Long & Foster Real Estate, Inc.
List Price
$234,900
Sold Price
$227,000
Premium/Discount to List
-$7,900
-3.36%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.48%
Original Mortgage
$231,632
Interest Rate
4.14%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 27, 1997
Sold by
Morgan Wm E and Morgan Wm E Sarah W
Bought by
Morgan Wm E Jr & Sarah W Trustee

Purchase Details

Closed on
May 23, 1986
Sold by
Jinks Patrick H and Jinks Deanna C
Bought by
Morgan Wm E and Morgan Sarah W
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Clark Thomas F $422,500 Skrickus Paul A
Ferris Jillian L $227,000 Dunns Title & Escrow Inc
Morgan Wm E Jr & Sarah W Trustee -- --
Morgan Wm E $73,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Clark Thomas F $414,846
Previous Owner Ferris Jillian L $231,632
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/06/2022 07/06/22 Sold $422,500 +9.7% $275 / Sq Ft
06/03/2022 06/03/22 Pending -- -- --
05/28/2022 05/28/22 For Sale $385,000 +69.6% $251 / Sq Ft
11/27/2013 11/27/13 Sold $227,000 -3.4% $148 / Sq Ft View Prior Sale
10/06/2013 10/06/13 Pending -- -- --
09/15/2013 09/15/13 For Sale $234,900 -- $153 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,417 $362,700 $0 $0
2024 $2,980 $316,400 $0 $0
2023 $2,544 $270,100 $160,900 $109,200
2022 $2,510 $266,433 $0 $0
2021 $2,520 $262,767 $0 $0
2020 $537 $259,100 $160,900 $98,200
2019 $2,380 $248,100 $0 $0
2018 $2,274 $237,100 $0 $0
2017 $2,112 $226,100 $0 $0
2016 -- $220,200 $0 $0
2015 $1,075 $214,300 $0 $0
2014 $1,075 $208,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDQA2003800

Bright MLS

APN: 04-047893