$52,500
SOLD FEB 19, 2013

403 N Porter St Elgin, IL 60120

3 Beds
2 Baths
1,400 Sq Ft
8,712 Sq Ft Lot

Recently Sold

$38 Per Sq Ft

12% Below List Price

43 Days on Market

Highlights

  • Formal Dining Room
  • Detached Garage
  • Breakfast Bar

About This Home

As of October 2015

Freddie Mac Homesteps property sold as-is. Available with first look initiative for owner occupant buyers through December 26, 2012. Spacious home with partially finished basement. Home needs a lot of work and may not pass some financing.

Last Agent to Sell the Property

Mary Tremonte

Baird & Warner License #475114154 Listed on: 12/11/2012

Baird & Warner

Last Buyer's Agent

Brenda Puga Alfonzo

Brenda E Puga License #471006802

Property Details

Home Type

  • Other

Est. Annual Taxes

  • $5,226

Year Built

  • 1915

Parking

  • Detached Garage
  • Driveway

Interior Spaces

  • Formal Dining Room
  • Basement Fills Entire Space Under The House
  • Breakfast Bar

Utilities

  • Heating System Uses Gas
  • Lake Michigan Water

Property Details

Home Type

Other

Est. Annual Taxes

$5,226

Year Built

1915

Lot Details

0

Parking

2

Listing Details

  • Property Type: Detached Single
  • Built Before 1978 (Y/N): Yes
  • Type Detached: 2 Stories
  • Special Features: 20
  • Year Built: 1915

Interior Features

  • Number Of Rooms: 7
  • Basement: Full
  • Bedrooms All Levels: 3
  • Master Bedroom Level: Main Level
  • Master Bedroom Size: 10X11
  • Master Bedroom Flooring: Hardwood
  • Second Bedroom Level: Main Level
  • Second Bedroom Size: 10X10
  • Second Bedroom Flooring: Hardwood
  • Third Bedroom Level: 2nd Level
  • Third Bedroom Size: 20X14
  • Third Bedroom Flooring: Carpet
  • Living Room Level: Main Level
  • Living Room Size: 12X12
  • Dining Room: Separate
  • Dining Room Level: Main Level
  • Dining Room Size: 12X13
  • Dining Room Flooring: Hardwood
  • Family Room Level: 2nd Level
  • Family Room Size: 18X9
  • Family Room Flooring: Carpet
  • Kitchen Type: Eating Area-Table Space
  • Kitchen Level: Main Level
  • Kitchen Size: 16X11
  • Additional Rooms: No additional rooms

Exterior Features

  • Lot Size: Less Than .25 Acre

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Detached
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt

Utilities

  • Water: Lake Michigan
  • Sewer: Sewer-Public
  • Heating Fuel: Gas

Schools

  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: 66X132

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 15, 2015
Closed on
Oct 9, 2015
Sold by
Flores Victor
Bought by
Espinosa Manuel and Espinoza Ofelia
Seller's Agent
Brenda Puga Alfonzo
Brenda E Puga
Buyer's Agent
Brenda Puga Alfonzo
Brenda E Puga
List Price
$145,000
Sold Price
$145,000
Current Estimated Value
$271,764

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$126,764
Avg. Annual Appreciation
6.10%
Original Mortgage
$142,373
Outstanding Balance
$113,523
Interest Rate
4.12%
Mortgage Type
FHA
Estimated Equity
$148,394

Purchase Details

Closed on
Mar 27, 2015
Sold by
Nieves Pedro and Alvarez Audelia
Bought by
Flores Victor

Purchase Details

Listed on
Dec 11, 2012
Closed on
Feb 7, 2013
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Nievez Pedro and Alvarez Audelia
Seller's Agent
Mary Tremonte
Baird & Warner
Buyer's Agent
Brenda Puga Alfonzo
Brenda E Puga
List Price
$59,900
Sold Price
$52,500
Premium/Discount to List
-$7,400
-12.35%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.58%

Purchase Details

Closed on
Sep 24, 2012
Sold by
Antemate Onesimo
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
Aug 3, 2007
Sold by
Antemate Onesimo and Medina Rosalba
Bought by
Antemate Onesimo

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$30,750
Interest Rate
6.69%
Mortgage Type
Unknown

Purchase Details

Closed on
Jan 31, 2006
Sold by
Antemate Onesimo and Medina Rosalva
Bought by
Antemate Onesimo and Medina Rosalba

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,500
Interest Rate
7.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 16, 2003
Sold by
Antemate Onesimo and Medina Rosalba
Bought by
Antemate Onesimo and Medina Rosalba

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,000
Interest Rate
6.02%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 31, 2001
Sold by
Lipinski Dwayne C and Lipinski Renata M
Bought by
Antemate Onesimo and Medina Rosalva

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$122,967
Interest Rate
7.23%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $145,000 Attorney
Warranty Deed $60,000 Fidelity National Title
Special Warranty Deed $52,500 None Available
Sheriffs Deed -- None Available
Interfamily Deed Transfer -- Attorneys Title Guaranty Fun
Interfamily Deed Transfer -- Attorneys Title Guaranty Fun
Interfamily Deed Transfer -- First American Title
Warranty Deed $125,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $142,373 FHA
Previous Owner $164,000 New Conventional
Previous Owner $180,500 New Conventional
Previous Owner $128,000 Purchase Money Mortgage
Previous Owner $122,967 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/09/2015 10/09/15 Sold $145,000 0.0% $106 / Sq Ft
08/29/2015 08/29/15 Pending -- -- --
08/27/2015 08/27/15 Off Market $145,000 -- --
08/18/2015 08/18/15 Pending -- -- --
08/13/2015 08/13/15 For Sale $145,000 +176.2% $106 / Sq Ft
02/19/2013 02/19/13 Sold $52,500 -4.4% $38 / Sq Ft
01/23/2013 01/23/13 Pending -- -- --
01/09/2013 01/09/13 Price Changed $54,900 -8.3% $39 / Sq Ft
12/11/2012 12/11/12 For Sale $59,900 -- $43 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,226 $73,301 $12,559 $60,742
2023 $4,963 $66,222 $11,346 $54,876
2022 $4,716 $60,383 $10,346 $50,037
2021 $4,501 $56,454 $9,673 $46,781
2020 $4,174 $51,767 $9,234 $42,533
2019 $4,045 $49,311 $8,796 $40,515
2018 $3,628 $42,693 $8,286 $34,407
2017 $3,534 $40,360 $7,833 $32,527
2016 $3,353 $37,443 $7,267 $30,176
2015 -- $34,320 $6,661 $27,659
2014 -- $33,897 $6,579 $27,318
2013 -- $39,740 $6,753 $32,987
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08233248

Midwest Real Estate Data (MRED)

APN: 06-12-462-004