$800,000
SOLD JUN 12, 2025

403 Portside Dr Fernandina Beach, FL 32034

3 Beds
2 Baths
1,890 Sq Ft
9,148 Sq Ft Lot

Recently Sold

$423 Per Sq Ft

4% Below List Price

20 Days on Market

Highlights

  • Lake Front
  • Screened Pool
  • Vaulted Ceiling
  • Emma Love Hardee Elementary School Rated A-
  • Home fronts a pond
  • Covered Patio or Porch

About This Home

As of June 2025

Dreaming of living near the beach? This is your chance! New on the market, this lovely Ocean Cay, POOL home is steps away from ocean. Relax on the screened lanai with a serene view of the heated pool, pond and preservation area. Home is freshly painted inside and out and ready to occupy! Ocean Cay has a low annual HOA ($428/year) and is walking distance to the beach, Rec Center, Downtown, Fort Clinch and 3 wonderful restaurants. This location cannot be beat! Portside Drive is a cul-de-sac street, so no traffic worries. You'll see smiling faces who wave when you drive by, making this community a wonderful place to call home. 403 Portside has been well taken care of with a 3 year old HVAC, 10 year old roof, fresh paint inside and out. Easy to show on short notice!

Last Agent to Sell the Property

PATRICIA MURRAY

SHRIMP CAPITAL REALTY License #0685451 Listed on: 04/21/2025

Last Buyer's Agent

Andrea Hatton

CENTURY 21 MILLER ELITE License #3051199

CENTURY 21 MILLER ELITE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,630

Year Built

  • Built in 2001

Lot Details

  • 9,148 Sq Ft Lot
  • Lot Dimensions are 60x100
  • Home fronts a pond
  • Lake Front
  • Fenced
  • Sprinkler System
  • Property is zoned PUD

HOA Fees

  • $36 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Frame Construction
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1,890 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Fireplace
  • Blinds

Kitchen

  • Oven
  • Stove
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Pool

  • Screened Pool
  • Heated In Ground Pool

Outdoor Features

  • Covered Patio or Porch

Utilities

  • Cooling Available
  • Central Heating
  • Cable TV Available

Community Details

  • Built by Panitz
  • Ocean Cay Subdivision
  • Property is near a preserve or public land

Listing and Financial Details

  • Assessor Parcel Number 00-00-31-152C-0056-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,630

Year Built

Built in 2001

Lot Details

0

HOA Fees

$36 per month

Parking

2

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Road Frontage Type: Lakefront, Preservation
  • Lot Size Acres: 0.21
  • Lot Size: 60X100
  • Road Surface Type: Paved
  • Subdivision Name: Ocean Cay
  • Directions: Accessable from Fletcher or Atlantic Ave. From Flethcer, turn onto Georgia Ave and follow to Portside.
  • Architectural Style: One Story
  • Garage Yn: Yes
  • Unit Levels: One
  • Building Stories: 1
  • Year Built: 2001
  • Property Sub Type Additional: Residential
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Oven, Refrigerator, Stove, Ice Maker
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: Yes
  • Interior Amenities: Ceiling Fan(s), Fireplace, Split Bedrooms, Cable TV, Vaulted Ceiling(s), Window Treatments
  • Living Area: 1890.0
  • Window Features: Vinyl, Blinds

Exterior Features

  • Pool Features: Heated, In Ground, Private, Screen Enclosure
  • Pool Private: Yes
  • Waterfront Features: Pond
  • Disclosures: Deed Restriction
  • Builder Name: Panitz
  • Construction Type: Frame, Stucco
  • Exterior Features: Fence, Sprinkler/Irrigation
  • Patio And Porch Features: Rear Porch, Covered, Patio, Screened
  • Property Condition: Resale
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Two Car Garage, Garage Door Opener

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 428.0
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Parcel #: 00-00-31-152C-0056-0000
  • Zoning: PUD

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 21, 2025
Closed on
Jun 12, 2025
Sold by
Ross Gary Howard and Ross Tina Marie
Bought by
Kempster James T and Kempster Jeanne Marie
Seller's Agent
PATRICIA MURRAY
SHRIMP CAPITAL REALTY
Buyer's Agent
Andrea Hatton
CENTURY 21 MILLER ELITE
List Price
$829,900
Sold Price
$800,000
Premium/Discount to List
-$29,900
-3.6%
Views
55
Current Estimated Value
$797,767

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,233
Avg. Annual Appreciation
6.37%

Purchase Details

Closed on
Feb 6, 2024
Sold by
Ross Tina Marie
Bought by
Ross Tina Marie and Ross Gary Howard

Purchase Details

Listed on
Feb 23, 2021
Closed on
Apr 28, 2021
Sold by
Steele David A and Steele Bethia J
Bought by
Tillis Tina M
Seller's Agent
Taylor Edwards
THE EDWARDS COMPANY
Buyer's Agent
David Bandelin
PINEYWOODS REALTY, LLC
List Price
$545,000
Sold Price
$550,000
Premium/Discount to List
$5,000
0.92%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.34%

Purchase Details

Closed on
Apr 5, 2001
Sold by
Beazer Homes Corp
Bought by
Steele David A and Steele Bethia J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
7.01%
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $800,000 None Listed On Document
Warranty Deed $800,000 None Listed On Document
Quit Claim Deed $100 None Listed On Document
Warranty Deed $550,000 Attorney
Corporate Deed $254,700 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $100,000 New Conventional
Previous Owner $150,000 Unknown
Previous Owner $150,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/12/2025 06/12/25 Sold $800,000 -2.4% $423 / Sq Ft
05/11/2025 05/11/25 Pending -- -- --
05/04/2025 05/04/25 Price Changed $819,900 -1.2% $434 / Sq Ft
04/21/2025 04/21/25 For Sale $829,900 +50.9% $439 / Sq Ft
04/28/2021 04/28/21 Sold $550,000 +0.9% $291 / Sq Ft
03/29/2021 03/29/21 Pending -- -- --
02/23/2021 02/23/21 For Sale $545,000 -- $288 / Sq Ft
Source: Amelia Island - Nassau County Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,630 $460,820 -- --
2023 $7,630 $447,398 $0 $0
2022 $7,202 $434,367 $0 $0
2021 $4,532 $280,627 $0 $0
2020 $4,572 $276,752 $0 $0
2019 $4,697 $270,530 $0 $0
2018 $4,538 $265,486 $0 $0
2017 $4,351 $260,025 $0 $0
2016 $4,314 $254,677 $0 $0
2015 $4,340 $252,907 $0 $0
2014 $4,329 $250,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • PATRICIA MURRAY

    Seller's Agent in 2025

    PATRICIA MURRAY

    SHRIMP CAPITAL REALTY

    (904) 430-3999

    51 in this area

    60 Total Sales

    PATRICIA MURRAY
    Section Image

  • A

    Buyer's Agent in 2025

    Andrea Hatton

    CENTURY 21 MILLER ELITE

    (904) 556-6782

    87 in this area

    123 Total Sales

    Andrea Hatton
    Section Image
  • Taylor Edwards

    Seller's Agent in 2021

    Taylor Edwards

    THE EDWARDS COMPANY

    (904) 753-1814

    77 in this area

    83 Total Sales

    Taylor Edwards
    Section Image
  • David Bandelin

    Buyer's Agent in 2021

    David Bandelin

    PINEYWOODS REALTY, LLC

    (904) 334-0288

    24 in this area

    34 Total Sales

    David Bandelin
    Section Image
See All Agents

Map

Source: Amelia Island - Nassau County Association of REALTORS®

MLS Number: 112051

APN: 00-00-31-152C-0056-0000

Florida Nassau County Fernandina Beach 32034

403 Portside Dr, Fernandina Beach, FL

This home is located at 403 Portside Dr, Fernandina Beach, FL 32034 and is currently priced at $800,000, approximately $423 per square foot. This property was built in 2001. 403 Portside Dr is a home located in Nassau County with nearby schools including Southside Elementary School, Emma Love Hardee Elementary School, and Fernandina Beach Middle School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Nearby Homes