NOT LISTED FOR SALE

403 Ridgeway Dr Belmont, NC 28012

Estimated Value: $418,000 - $433,070

3 Beds
2 Baths
1,854 Sq Ft
$229/Sq Ft Est. Value

Last Sold April 24, 2023

Last sale price $405,000 $218 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $2,659/month

1 Day on Market

Highlights

  • Wooded Lot
  • 2 Car Attached Garage
  • Tile Flooring
  • Belmont Central Elementary School Rated A-
  • Laundry Room
  • 1-Story Property

About This Home

As of April 2023

***MULTIPLE OFFERS: HIGHEST AND BEST BY 11AM on 3/26***This stunning Belmont home located in beautiful Lakewood is the perfect combination of city convenience and suburban tranquility. Just minutes from downtown Belmont, and within walking distance of Goat Island Park, you can't beat the location. Recently updated, the kitchen boasts SS appliances, granite countertops, a tile backsplash, and a dining area with an eat-in peninsula. The spacious primary bedroom features a walk-in closet and an updated bathroom. Heading into the main living areas you'll love the vaulted ceilings in the living room and sunroom. The sunroom features carriage windows and looks out onto the backyard. Step outside onto the deck, and enjoy your own private retreat featuring a fenced backyard with a firepit, perfect for entertaining or relaxing after a long day. The attached 2 car garage provides plenty of storage. Don't miss out on the opportunity to make this beautiful Belmont home your own!

Last Agent to Sell the Property

Bobby McDonald

EXP Realty LLC Ballantyne License #276657 Listed on: 03/24/2023

EXP Realty LLC Ballantyne

Co-Listed By

Terry McDonald

EXP Realty LLC Ballantyne License #208607

Last Buyer's Agent

Christina Richard

Helen Adams Realty License #278869

Helen Adams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,104

Year Built

  • Built in 1977

Lot Details

  • Lot Dimensions are 90x149x50x58x173
  • Back Yard Fenced
  • Wooded Lot
  • Property is zoned R1

Parking

  • 2 Car Attached Garage

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Living Room with Fireplace
  • Pull Down Stairs to Attic

Kitchen

  • Electric Oven
  • Electric Range
  • Dishwasher
  • Disposal

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Fire Pit

Schools

  • Belmont Central Elementary School
  • Belmont Middle School
  • Stuart W Cramer High School

Utilities

  • Central Air
  • Heat Pump System
  • Gas Water Heater
  • Cable TV Available

Community Details

  • Lakewood Subdivision

Listing and Financial Details

  • Assessor Parcel Number 195169

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,104

Year Built

Built in 1977

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1977
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 218.45
  • Geocode Confidence: High
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Slab
  • Fireplace: Yes
  • Flooring: Carpet, Laminate, Tile
  • Interior Amenities: Attic Stairs Pulldown
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1854
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 529
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 529
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Gas Water Heater, Refrigerator, Washer, Washer/Dryer
  • Above Grade Finished Sq Ft: 1854
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Living Room
  • Living Area: 1854
  • Bedroom Main: 3
  • Room Count: 7

Exterior Features

  • Exterior Features: Fire Pit
  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • Fencing: Back Yard
  • Construction Type: Brick Partial, Vinyl

Garage/Parking

  • Main Level Garage YN: 1
  • Sq Ft Garage: 529
  • Carport Y N: No
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Attached Garage

Utilities

  • Heating: Heat Pump
  • Sewer: Public Sewer
  • Laundry Features: In Garage
  • Cooling: Central Air
  • Utilities: Cable Available
  • Water Source: City

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Middle Or Junior School: Belmont
  • HOA Subject To: None

Lot Info

  • Lot Features: Wooded
  • Lot Size Area: 0.33
  • Lot Size Units: Acres
  • Parcel Number: 195169
  • Lot Size: 90x149x50x58x173
  • ResoLotSizeUnits: Acres
  • Zoning Specification: R1

Green Features

  • Green Verification Count: 0

MLS Schools

  • Elementary School: Belmont Central
  • High School: Stuart W Cramer

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 24, 2023
Closed on
Apr 24, 2023
Sold by
Porter Charles W
Bought by
Gourley Leighton Graham and Gourley Lori L
Seller's Agent
Bobby McDonald
EXP Realty LLC Ballantyne
Buyer's Agent
Christina Richard
Helen Adams Realty
List Price
$375,000
Sold Price
$405,000
Premium/Discount to List
$30,000
8%
Views
44
Current Estimated Value
$425,268

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$20,268
Avg. Annual Appreciation
1.26%
Original Mortgage
$370,878
Outstanding Balance
$361,561
Interest Rate
6.73%
Mortgage Type
FHA
Estimated Equity
$55,453

Purchase Details

Closed on
Jan 30, 2010
Sold by
Porter January W
Bought by
Porter Charles W

Purchase Details

Closed on
Apr 28, 2006
Sold by
Lee Michael R and Lee Barbara J
Bought by
Porter Charles W and Porter January W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$32,900
Interest Rate
6.33%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Jul 31, 2001
Sold by
Graham Richard H and Graham Susan H
Bought by
Lee Michael R and Lee Barbara J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,798
Interest Rate
7.08%
Mortgage Type
VA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gourley Leighton Graham $405,000 None Listed On Document
Porter Charles W -- None Available
Porter Charles W $165,000 None Available
Lee Michael R $145,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gourley Leighton Graham $370,878
Previous Owner Porter Charles W $50,000
Previous Owner Porter Charles W $124,597
Previous Owner Porter Charles W $32,900
Previous Owner Graham Richard H $131,600
Previous Owner Lee Michael R $150,013
Previous Owner Lee Michael R $147,798
Previous Owner Graham Richard H $51,527
Previous Owner Graham Richard H $61,000
Previous Owner Graham Richard H $106,800
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/24/2023 04/24/23 Sold $405,000 +8.0% $218 / Sq Ft
03/26/2023 03/26/23 Pending -- -- --
03/24/2023 03/24/23 For Sale $375,000 -- $202 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,104 $398,820 $38,000 $360,820
2024 $4,124 $398,820 $38,000 $360,820
2023 $3,764 $356,820 $38,000 $318,820
2022 $2,538 $197,490 $31,000 $166,490
2021 $2,577 $197,490 $31,000 $166,490
2019 $2,597 $197,490 $31,000 $166,490
2018 $2,284 $169,803 $28,800 $141,003
2017 $2,284 $169,803 $28,800 $141,003
2016 $2,470 $183,633 $0 $0
2014 $2,212 $164,465 $30,000 $134,465
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4012207

Canopy MLS (Canopy Realtor® Association)

APN: 195169