$389,000
SOLD JUN 20, 2025

403 S 13th Terrace Fernandina Beach, FL 32034

3 Beds
2 Baths
1,263 Sq Ft
5,227 Sq Ft Lot

Recently Sold

$308 Per Sq Ft

3% Above List Price

7 Days on Market

Highlights

  • Corner Lot
  • No HOA
  • Walk-In Closet
  • Emma Love Hardee Elementary School Rated A-
  • Attached Garage
  • Living Room

About This Home

As of June 2025

If you're looking for tranquility and to live the beach life this is the home for you! Sat on a great corner lot, this beautiful 3/2 offers so much. Freshly painted interior, new LVP flooring throughout the main living areas, fully updated kitchen, and ceiling fans in almost every room to keep you nice and cool! The backyard is fully fenced-in and offers plenty of privacy as well as trees perfect for hammocks or hanging lights! Amelia Island beach access less than 2 miles away and convenient to state parks, trails, campgrounds, shopping, etc.. This home won't last long!

Last Agent to Sell the Property

HILARY PROVOST

BRANDYWINE HOMES USA LLC License #3500368 Listed on: 05/08/2025

Last Buyer's Agent

John Holbrook

PINEYWOODS REALTY LLC License #3117257

PINEYWOODS REALTY LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,278

Year Built

  • Built in 1997 | Remodeled

Lot Details

  • 5,227 Sq Ft Lot
  • Southeast Facing Home
  • Back Yard Fenced
  • Corner Lot

Parking

  • Attached Garage

Interior Spaces

  • 1,263 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Living Room
  • Laundry in unit

Kitchen

  • Electric Range
  • Dishwasher

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Utilities

  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • City Of Fernandina Beach Subdivision

Listing and Financial Details

  • Assessor Parcel Number 000031180002410630

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,278

Year Built

Built in 1997 | Remodeled

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 1997
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.12
  • Road Surface Type: Paved
  • Subdivision Name: City Of Fernandina Beach
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: Multi/Split
  • General Property Information Living Area2: 1263.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • Cooling Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • General Property Information Accessibility Features YN2: No
  • General Property Information Furnished: Unfurnished
  • Appliances Refrigerators: Yes
  • Fencing Back Yard: Yes
  • Flooring Vinyl: Yes
  • General Property Information Senior Community YN: No
  • General Property Information Lot Size Acres: 0.12
  • Levels MultiSplit: Yes
  • General Property Information Carport YN: No
  • Utilities Electricity Connected: Yes
  • General Property Information Direction Faces: Southeast
  • Room Types Living Room: Yes
  • General Property Information Accessory Dwelling Unit YN: No
  • Property Condition UpdatedRemodeled: Yes
  • Fencing Fenced: Yes
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: No
  • Special Features: None

Interior Features

  • Interior Amenities: Ceiling Fan(s), Walk-In Closet(s)
  • Major Appliances: Dishwasher, Electric Range, Refrigerator
  • Furnished: Unfurnished
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Carpet, Vinyl
  • Living Area: 1263.0
  • Appliances Dishwasher: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Laundry Features:In Unit: Yes
  • Interior Features:Ceiling Fan(s): Yes

Exterior Features

  • Waterfront: No
  • Fencing: Back Yard
  • Lot Features: Corner Lot
  • Direction Faces: Southeast
  • Property Condition: Updated/Remodeled
  • Lot Features:Corner Lot: Yes

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Attached
  • Parking Features:Attached: Yes
  • General Property Information:Garage YN: No

Utilities

  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Laundry Features: In Unit
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Lot Info

  • Current Use: Residential
  • Lot Size Sq Ft: 5227.2
  • Parcel #: 000031180002410630
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 4278.06
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 8, 2025
Closed on
Jun 20, 2025
Sold by
Murakami Fl Llc
Bought by
Richardson Ty and Durrett Ellijah
Seller's Agent
HILARY PROVOST
BRANDYWINE HOMES USA LLC
Buyer's Agent
John Holbrook
PINEYWOODS REALTY LLC
List Price
$379,000
Sold Price
$389,000
Premium/Discount to List
$10,000
2.64%
Views
11

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.62%
Original Mortgage
$381,954
Outstanding Balance
$381,296
Interest Rate
6.76%
Mortgage Type
FHA
Estimated Equity
$3,497

Purchase Details

Closed on
Dec 8, 2021
Sold by
Melaf Fl Llc
Bought by
Murakami Fl Llc

Purchase Details

Closed on
Apr 30, 2018
Sold by
Cc Jax Ii Llc
Bought by
Melaf Fl Llc

Purchase Details

Closed on
Oct 19, 2015
Sold by
Young Benjamin and U S Bank National Association
Bought by
Cc Jax Ii Llc

Purchase Details

Listed on
Mar 8, 2012
Closed on
Mar 28, 2012
Sold by
Cpca Trust 1
Bought by
Young Benjamin
Seller's Agent
Carlene McDuffie
PALM III REALTY AND PROPERTY M
Buyer's Agent
NON MLS
NON MLS
List Price
$75,000
Sold Price
$76,500
Premium/Discount to List
$1,500
2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.84%
Original Mortgage
$72,720
Interest Rate
4.5%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 8, 2011
Sold by
Michel Sonya F and Case #2009-Ca-331
Bought by
Cpca Trust 1
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $389,000 None Listed On Document
Warranty Deed $389,000 None Listed On Document
Special Warranty Deed $307,457 Fidelity National Title
Special Warranty Deed $307,457 Fidelity National Title
Warranty Deed $826,000 Fidelity National Title
Trustee Deed $57,500 None Available
Corporate Deed $76,500 Bay National Title Company
Trustee Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $381,954 FHA
Closed $381,954 FHA
Previous Owner -- No Value Available
Previous Owner $72,720 FHA
Previous Owner $112,002 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/20/2025 06/20/25 Sold $389,000 +2.6% $308 / Sq Ft
05/15/2025 05/15/25 Pending -- -- --
05/08/2025 05/08/25 For Sale $379,000 +395.4% $300 / Sq Ft
12/17/2023 12/17/23 Off Market $76,500 -- --
05/04/2012 05/04/12 Sold $76,500 +2.0% $76 / Sq Ft
03/08/2012 03/08/12 Pending -- -- --
03/08/2012 03/08/12 For Sale $75,000 -- $74 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,077 $233,695 $110,000 $123,695
2023 $4,077 $218,478 $100,000 $118,478
2022 $3,612 $196,522 $80,000 $116,522
2021 $2,864 $154,616 $60,000 $94,616
2020 $2,652 $137,468 $50,000 $87,468
2019 $2,534 $123,003 $35,000 $88,003
2018 $2,113 $103,982 $0 $0
2017 $1,976 $99,155 $0 $0
2016 $1,753 $86,592 $0 $0
2015 $1,615 $77,054 $0 $0
2014 $1,489 $70,049 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • H

    Seller's Agent in 2025

    HILARY PROVOST

    BRANDYWINE HOMES USA LLC

    (813) 720-0809

    1 in this area

    1 Total Sale

    HILARY PROVOST
    Section Image
  • John Holbrook

    Buyer's Agent in 2025

    John Holbrook

    PINEYWOODS REALTY LLC

    (904) 415-0171

    106 in this area

    124 Total Sales

    John Holbrook
    Section Image
  • Carlene McDuffie

    Seller's Agent in 2012

    Carlene McDuffie

    PALM III REALTY AND PROPERTY M

    (904) 753-1522

    22 in this area

    48 Total Sales

    Carlene McDuffie
    Section Image

  • N

    Buyer's Agent in 2012

    NON MLS

    NON MLS

    NON MLS
    Section Image

  • 9

    Buyer's Agent in 2012

    99999 99999

    WATSON REALTY CORP

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2086552

realMLS (Northeast Florida Multiple Listing Service)

APN: 00-00-31-1800-0241-0630

Florida Nassau County Fernandina Beach 32034

403 S 13th Terrace, Fernandina Beach, FL

This home is located at 403 S 13th Terrace, Fernandina Beach, FL 32034 and is currently priced at $389,000, approximately $307 per square foot. This property was built in 1997. 403 S 13th Terrace is a home located in Nassau County with nearby schools including Southside Elementary School, Emma Love Hardee Elementary School, and Fernandina Beach Middle School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

realMLS (Northeast Florida Multiple Listing Service) IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.

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