403 Saw Mill River Rd Millwood, NY 10546
Estimated payment $5,411/month
Total Views
10,500
4
Beds
2
Baths
1,644
Sq Ft
$456
Price per Sq Ft
Highlights
- Water Access
- Lake View
- Deck
- Horace Greeley High School Rated A+
- Cape Cod Architecture
- Wood Flooring
About This Home
Perhaps the best buy in the Chappaqua School District! This expanded Cape Cod ringed by mature trees has been well-maintained and updated as a multi-generation family hub for almost 60 years. Now it's ready to start that nurturing cycle again with a new family on nearly 2/3 of an acre with water views and lake access on Tara Lake, but no HOA fees or restrictions. The private beach area is open to a limited number of properties around the lake. The home's renovated kitchen has stone counters, an island, a full suite of appliances, and propane for cooking. There are two bedrooms (originally three) and a full, renovated bathroom on the first floor. Two more bedrooms, a full bath, and yet-to-be-finished space on the second floor wait for updates of your choice. Other improvements include: a young roof (approx. 10 years), approx. 700sf maintenance-free deck (2022), above-ground oil tank (2015), and upgraded electrical (2013); permits for all improvements are closed. Municipal water, an expanded septic system, an oil-fired furnace, and hot-water baseboard and steam heat support this comfortable home. The location on a "primary", county road means reliable plowing when snow falls. Chappaqua schools, local shopping and services, easy access to highways, public parks and recreation; and multiple MetroNorth options are the perfect suburban mix. All inclusive taxes for 2024 = $15,241; current STAR = $1,702 standard/$3,676 enhanced. Grab this rare opportunity to buy a move-in ready home in one of Westchester's top-rated school districts for an as-is price with lots of potential to add value.
Listing Agent
Key Real Estate Services, LLC License #49JA1093529 Listed on: 04/18/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $15,242
Year Built
- Built in 1957
Lot Details
- 0.61 Acre Lot
- Back and Front Yard
Parking
- 1 Car Attached Garage
- 1 Carport Space
Home Design
- Cape Cod Architecture
- Vinyl Siding
Interior Spaces
- 1,644 Sq Ft Home
- 3-Story Property
- Wood Burning Fireplace
- Storage
- Dryer
- Lake Views
Kitchen
- Galley Kitchen
- Breakfast Bar
- Microwave
- Freezer
- Dishwasher
- Kitchen Island
- Granite Countertops
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- 2 Full Bathrooms
Partially Finished Basement
- Walk-Out Basement
- Partial Basement
Outdoor Features
- Water Access
- Deck
- Screened Patio
- Shed
- Porch
Schools
- Westorchard Elementary School
- Seven Bridges Middle School
- Horace Greeley High School
Utilities
- Cooling System Mounted To A Wall/Window
- Baseboard Heating
- Septic Tank
Listing and Financial Details
- Legal Lot and Block 18 / 1
- Assessor Parcel Number 3600-081-013-00001-000-0018
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,733 | $88,800 | $20,500 | $68,300 |
| 2023 | $11,298 | $88,800 | $20,500 | $68,300 |
| 2022 | $10,837 | $88,800 | $20,500 | $68,300 |
| 2021 | $10,636 | $88,800 | $20,500 | $68,300 |
| 2020 | $10,413 | $88,800 | $20,500 | $68,300 |
| 2019 | $52,531 | $88,800 | $20,500 | $68,300 |
| 2018 | $12,894 | $88,800 | $20,500 | $68,300 |
| 2017 | $3,942 | $88,800 | $20,500 | $68,300 |
| 2016 | $13,503 | $88,800 | $20,500 | $68,300 |
| 2015 | -- | $88,800 | $20,500 | $68,300 |
| 2014 | -- | $88,800 | $20,500 | $68,300 |
| 2013 | -- | $88,800 | $20,500 | $68,300 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/22/2025 05/22/25 | Pending | -- | -- | -- |
| 04/18/2025 04/18/25 | For Sale | $749,900 | -- | $456 / Sq Ft |
Source: OneKey® MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | None Available | |
| Bargain Sale Deed | -- | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $117,000 | New Conventional | |
| Previous Owner | $26,447 | New Conventional |
Source: Public Records
Similar Homes in Millwood, NY
Source: OneKey® MLS
MLS Number: 848363
APN: 3600-081-013-00001-000-0018
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