NOT LISTED FOR SALE

403 Spencer St Rock Hill, SC 29730

Estimated Value: $243,000 - $281,000

3 Beds
2 Baths
1,112 Sq Ft
$235/Sq Ft Est. Value

Last Sold June 07, 2024

Last sale price $260,000 $234 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $1,505/month

1 Day on Market

Highlights

  • Ranch Style House
  • Corner Lot
  • Enclosed Patio or Porch
  • Wood Flooring
  • Separate Outdoor Workshop
  • 4-minute walk to Spencer Park

About This Home

As of June 2024

Looking for Back Up offer, Delightful Ranch-Style Home with Curb Appeal, Welcome to this inviting corner-lot gem, where curb appeal meets comfort. As you step onto the rose-lined sidewalk, you’ll immediately appreciate the attention to detail. The beautifully landscaped surroundings create a warm and welcoming atmosphere. Imagine sipping your morning coffee amidst fragrant blooms and verdant greenery, This home features a split bedroom floor plan and has Undergone thoughtful updates throughout the home. The owner’s suite offers a private retreat with its unique charm. The Eat In Kitchen is Bright and Airy & has updates of the countertop and flooring. Just a 5-minute drive to downtown RH and Manchester Village shopping center, walking distance to Spencer Park, and grocery stores around the corner, New Roof on Home & Carport in 2021, New HVAC in 2022. Updated Bathroom with Walk-In Shower and hardwoods.

Last Agent to Sell the Property

Pamela Fender

NorthGroup Real Estate LLC Brokerage Email: fenderhomesnc@gmail.com License #10401265046 Listed on: 04/23/2024

NorthGroup Real Estate LLC

Last Buyer's Agent

Chrissy Fields

ERA Live Moore License #221299

ERA Live Moore

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $951

Year Built

  • Built in 1960

Lot Details

  • Corner Lot
  • Level Lot
  • Property is zoned SF-5

Home Design

  • Ranch Style House
  • Vinyl Siding

Interior Spaces

  • 1,112 Sq Ft Home
  • Wired For Data
  • Crawl Space
  • Storm Windows
  • Oven
  • Laundry Room

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Parking

  • Detached Carport Space
  • 2 Open Parking Spaces

Outdoor Features

  • Enclosed Patio or Porch
  • Separate Outdoor Workshop
  • Shed

Utilities

  • Forced Air Heating and Cooling System
  • Cable TV Available

Community Details

  • Spencer Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 628-15-01-001

Home Details

Home Type

Single Family

Est. Annual Taxes

$951

Year Built

Built in 1960

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Year Built: 1960
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 233.81
  • Geocode Confidence: High
  • Attribution Contact: fenderhomesnc@gmail.com
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: No
  • Flooring: Vinyl, Wood
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1112
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Oven, Refrigerator
  • Other Equipment: Network Ready
  • Above Grade Finished Sq Ft: 1112
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Living Area: 1112
  • Window Features: Storm Window(s)
  • Bedroom Main: 3
  • Room Count: 3

Exterior Features

  • Exterior Features: Storage
  • New Construction: No
  • Roof: Shingle
  • Construction Type: Site Built
  • Construction Type: Vinyl
  • Other Structures: Shed(s), Workshop
  • Patio And Porch Features: Awning(s), Enclosed, Front Porch

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Spaces: 2
  • Carport Y N: Yes
  • Garage Yn: No
  • Open Parking Spaces: 2
  • Open Parking: Yes
  • Parking Features: Detached Carport

Utilities

  • Heating: Central, Forced Air
  • Sewer: Public Sewer
  • Laundry Features: Multiple Locations
  • Cooling: Central Air
  • Utilities: Cable Available, Cable Connected, Electricity Connected, Phone Connected
  • Water Source: City

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: None

Lot Info

  • Lot Features: Corner Lot, Level
  • Lot Size Area: 0.3
  • Lot Size Units: Acres
  • Parcel Number: 628-15-01-001
  • ResoLotSizeUnits: Acres
  • Zoning Specification: SF-5

Green Features

  • Green Verification Count: 0

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 23, 2024
Closed on
May 29, 2024
Sold by
Wallace Larry and Wallace Rosemary
Bought by
Jurado Jesse and Valle Dania L
Seller's Agent
Pamela Fender
NorthGroup Real Estate LLC
Buyer's Agent
Chrissy Fields
ERA Live Moore
List Price
$249,900
Sold Price
$260,000
Premium/Discount to List
$10,100
4.04%
Views
70
Current Estimated Value
$261,721

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,721
Avg. Annual Appreciation
0.55%
Original Mortgage
$239,112
Outstanding Balance
$236,353
Interest Rate
7.17%
Mortgage Type
New Conventional
Estimated Equity
$25,368

Purchase Details

Listed on
Feb 22, 2021
Closed on
Mar 12, 2021
Sold by
Ivey Brenda J and Smith Brenda J
Bought by
Wallace Larry and Wallace Rosemary
Seller's Agent
Emily Bruton
EXP Realty LLC Rock Hill
Buyer's Agent
Pamela Fender
NorthGroup Real Estate LLC
List Price
$160,000
Sold Price
$167,000
Premium/Discount to List
$7,000
4.38%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.64%
Original Mortgage
$158,850
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 20, 2010
Sold by
City Of Rock Hill
Bought by
Smith Brenda J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$4,072
Interest Rate
4.7%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Dec 10, 2009
Sold by
Fannie Mae
Bought by
City Of Rock Hill

Purchase Details

Closed on
Aug 13, 2009
Sold by
Toney Eric
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Apr 17, 2007
Sold by
Silver Lining Investments Llc
Bought by
Toney Eric

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$94,125
Interest Rate
6.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 25, 2007
Sold by
Residential Funding Co Llc
Bought by
Silver Lining Investments Llc

Purchase Details

Closed on
Dec 13, 2006
Sold by
North Christina and Antal Charles
Bought by
Residential Funding Co Llc

Purchase Details

Closed on
Oct 17, 2005
Sold by
Snipes Nancy J and Snipes Gary Simpkins
Bought by
Antal Katharine M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$18,100
Interest Rate
5.76%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Feb 23, 2005
Sold by
Simpkins G Gary and Snipes Nancy J
Bought by
Simpkins G Gary and Snipes Nancy J
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Jurado Jesse $260,000 Sycamore Title
Wallace Larry $167,000 None Available
Smith Brenda J $69,000 --
City Of Rock Hill $54,450 --
Federal National Mortgage Association $84,540 --
Toney Eric $94,125 None Available
Silver Lining Investments Llc $65,500 None Available
Residential Funding Co Llc $52,500 None Available
Antal Katharine M $90,500 --
Simpkins G Gary -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Jurado Jesse $239,112
Previous Owner Wallace Larry $158,850
Previous Owner Smith Brenda J $4,072
Previous Owner Smith Brenda J $68,083
Previous Owner Toney Eric $94,125
Previous Owner Antal Katharine M $18,100
Previous Owner Antal Katharine M $72,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/07/2024 06/07/24 Sold $260,000 +4.0% $234 / Sq Ft
05/21/2024 05/21/24 For Sale $249,900 0.0% $225 / Sq Ft
05/04/2024 05/04/24 Pending -- -- --
05/02/2024 05/02/24 For Sale $249,900 +49.6% $225 / Sq Ft
03/12/2021 03/12/21 Sold $167,000 +4.4% $150 / Sq Ft
02/23/2021 02/23/21 Pending -- -- --
02/22/2021 02/22/21 For Sale $160,000 -- $144 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $951 $6,333 $720 $5,613
2023 $953 $6,333 $720 $5,613
2022 $959 $6,329 $720 $5,609
2021 -- $2,754 $720 $2,034
2020 $611 $2,754 $0 $0
2019 $577 $2,520 $0 $0
2018 $576 $2,520 $0 $0
2017 $555 $2,520 $0 $0
2016 $550 $2,520 $0 $0
2014 $545 $2,520 $720 $1,800
2013 $545 $2,620 $720 $1,900
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4132003

Canopy MLS (Canopy Realtor® Association)

APN: 6281501001