$225,000
SOLD FEB 6, 2025

403 Springmill Dr Cold Spring, KY 41076

2 Beds
2.5 Baths
1,265 Sq Ft
$300/mo HOA Fee

Recently Sold

$178 Per Sq Ft

4% Below List Price

48 Days on Market

Highlights

  • In Ground Pool
  • Open Floorplan
  • Wooded Lot
  • Donald E. Cline Elementary School Rated A
  • Clubhouse
  • Traditional Architecture

About This Home

As of February 2025

Absolutley stunning 2 story condo in Prime Location! Updates throughout with new flooring, weinscoting, paint, appliances, you name it this condo has it! With a beautiful private view from the patio, top floor laundry, clubhouse, pool, and 1 car garage leading directly into the condo. Come check it out at our open house Saturday 11/16 12pm-1:30pm. This one is priced to sell and won't last long. Washer and dryer stay as well as all appliances with a transferable warranty!

Last Agent to Sell the Property

Holly Mercurio

Horan Rosenhagen Real Estate License #269345 Listed on: 11/14/2024

Last Buyer's Agent

Holly Mercurio

Horan Rosenhagen Real Estate License #269345 Listed on: 11/14/2024

Property Details

Home Type

  • Condominium

Year Built

  • Built in 1997

Lot Details

  • Private Entrance
  • Wooded Lot

HOA Fees

  • $300 Monthly HOA Fees

Parking

  • 1 Car Garage
  • Garage Door Opener
  • Driveway
  • Parking Garage Space

Home Design

  • Traditional Architecture
  • Entry on the 1st floor
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Aluminum Siding

Interior Spaces

  • 1,265 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Built-In Features
  • Ceiling Fan
  • Aluminum Window Frames
  • Entrance Foyer
  • Living Room
  • Dining Room
  • Carpet
  • Garage Access

Kitchen

  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Primary Bathroom Bathtub Only
  • Bathtub

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Accessible Home Design

  • Accessible Kitchen

Outdoor Features

  • In Ground Pool
  • Patio

Schools

  • Donald E.Cline Elementary School
  • Campbell County Middle School
  • Campbell County High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • High Speed Internet

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 999-99-18-156.88

Community Details

Overview

  • Association fees include association fees, ground maintenance, maintenance structure, snow removal
  • Vertex Association, Phone Number (859) 491-5711
  • On-Site Maintenance

Amenities

  • Clubhouse

Recreation

  • Community Pool
  • Snow Removal

Pet Policy

  • Pets Allowed

Property Details

Home Type

Condominium

Year Built

Built in 1997

Lot Details

0

HOA Fees

$300 per month

Parking

1

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Condominium
  • Year Built: 1997
  • Lot Size: irregular
  • Directions: 471 south to 27 south right onto Springside drive, right onto Springmill drive, condo on left. Parking pad next to condo.
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: Yes
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: Yes
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Donald E.Cline Elem
  • Location Tax Legal Info:Middle or Junior School: Campbell County Middle School
  • Location Tax Legal Info:High School: Campbell County High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: No
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: irregular
  • General Property Description:Approx SqFt2: 1265.0
  • Remarks Misc:Agent Only Remarks: Please remove shoes when entering. All appliances stay and washer and dryer offering a 1yr home warranty.
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Room Type:Dining Room4: Yes
  • Room Type:Entry: Yes
  • Room Type:Laundry Room3: Yes
  • Sewer:Public Sewer: Yes
  • Utilities Electric Company: Duke Energy
  • Utilities Gas Company: Duke Energy
  • Water Company: Northern KY Water Distric
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Living Area: 1265.0
  • Miscellaneous Home Warranty: Yes
  • Architecture:Traditional: Yes
  • Laundry Features:Upper Level: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 999-99-18-156.88
  • Appliances Refrigerators: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Room Type:Living Room4: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Pool Features:In Ground: Yes
  • Condo Information:Entry Level: 1
  • Pets Allowed:Pets Allowed: Yes
  • Condo Information:Elevator(s)2: No
  • Laundry Room Features:Built-in Features6: Yes
  • Entry Features:Private Entry: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Pantry, Open Floorplan, High Speed Internet, Entrance Foyer, Ceiling Fan(s)
  • Heating: Natural Gas
  • Levels: Two
  • Entry Level: 1
  • Property Type: Residential
  • Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • Accessibility Features: Accessible Kitchen
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace: No
  • Living Area: 1265.0
  • Window Features: Aluminum Frames
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Entrance Foyer2: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Pantry2: Yes
  • Kitchen Features Pantry: Yes
  • Primary Bedroom Features:Bath Adjoins: Yes
  • Interior Features:High Speed Internet: Yes
  • Living Room Features:Ceiling Fan(s)6: Yes
  • Appliances:Electric Cooktop: Yes
  • Primary Bath Features:Tub: Yes
  • Dining Room Features:See Remarks22: Yes

Exterior Features

  • Roof: Shingle
  • Lot Features: Wooded
  • Pool Features: In Ground
  • Home Warranty: Yes
  • Construction Type: Aluminum Siding, Brick
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Patio
  • Construction Materials:Brick2: Yes
  • Patio and Porch Features:Patio: Yes
  • Lot Features:Wooded: Yes
  • Construction Materials:Aluminum Siding: Yes
  • Window Features:Aluminum Frames: Yes
  • Accessibility Features:Accessible Kitchen: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Garage, Garage Door Opener
  • General Property Description:Garage Spaces: 1.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Garage Door Opener: Yes
  • Condo Information:Direct Entry Garage-Unit: Yes
  • Condo Information:Direct Entry Garage-Building: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, Upper Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Amenities: Pool, Clubhouse
  • Association Fee: 300.0
  • Association Fee Frequency: Monthly
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • Association Information:Association YN: Yes
  • Association Information:Association Management Name 1: Vertex
  • Association Information:Association Management Phone 1: 859-491-5711
  • Association Information:Total Yearly Fees: 3600.0
  • Association Fee Includes:Association Fees: Yes
  • Association Fee Includes:Maintenance Grounds: Yes
  • Association Fee Includes:Snow Removal: Yes
  • Association Information:Association Fee: 300.0
  • Association Information:Association Fee Frequency: Monthly
  • Association Amenities:Clubhouse: Yes
  • Association Amenities:Pool5: Yes
  • Association Fee Includes:Maintenance Structure: Yes

Fee Information

  • Association Fee Includes: Association Fees, Maintenance Grounds, Maintenance Structure, Snow Removal

Schools

  • Elementary School: Donald E.Cline Elem
  • Junior High Dist: Campbell Co Public
  • High School: Campbell County High
  • Middle Or Junior School: Campbell County Middle School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 14, 2024
Closed on
Feb 6, 2025
Sold by
Watts Lisa and Gibson James
Bought by
Feinauer Jason Karl
Seller's Agent
Holly Mercurio
Horan Rosenhagen Real Estate
Buyer's Agent
Holly Mercurio
Horan Rosenhagen Real Estate
List Price
$235,000
Sold Price
$225,000
Premium/Discount to List
-$10,000
-4.26%
Views
810
Current Estimated Value
$224,385

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$615
Avg. Annual Appreciation
-0.31%
Original Mortgage
$225,000
Outstanding Balance
$223,251
Interest Rate
6.85%
Mortgage Type
VA
Estimated Equity
$1,134

Purchase Details

Closed on
Feb 19, 2014
Sold by
Howe Mary and Stormer Laura
Bought by
Watts Lisa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,040
Interest Rate
4.55%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 30, 1998
Sold by
Summers Barbara I
Bought by
Howe Richard and Howe Mary

Purchase Details

Closed on
Mar 4, 1997
Sold by
Drees Co
Bought by
Summers Kathleen L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,100
Interest Rate
7.38%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $225,000 American Homeland Title
Warranty Deed $225,000 American Homeland Title
Warranty Deed $100,000 None Available
Deed $104,500 --
Deed $96,771 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $225,000 VA
Closed $225,000 VA
Previous Owner $102,040 New Conventional
Previous Owner $77,100 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/06/2025 02/06/25 Sold $225,000 -3.0% $178 / Sq Ft
01/01/2025 01/01/25 Pending -- -- --
12/13/2024 12/13/24 Price Changed $232,000 -1.3% $183 / Sq Ft
11/14/2024 11/14/24 For Sale $235,000 -- $186 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,709 $139,200 $0 $139,200
2024 $1,709 $139,200 $0 $139,200
2023 $1,670 $139,200 $0 $139,200
2022 $1,416 $109,900 $0 $109,900
2021 $1,416 $109,900 $0 $109,900
2020 $1,431 $109,900 $0 $109,900
2019 $1,407 $109,900 $0 $109,900
2018 $1,295 $100,000 $0 $100,000
2017 $1,278 $100,000 $0 $100,000
2016 $1,237 $100,000 $0 $0
2015 $1,257 $100,000 $0 $0
2014 $1,037 $120,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 628076

Northern Kentucky Multiple Listing Service

APN: 999-99-18-156.88