$450,000
SOLD JAN 16, 2025

403 State St Unit 1 Saint Joseph, MI 49085

2 Beds
2 Baths
1,500 Sq Ft
$104/mo HOA Fee

Recently Sold

$300 Per Sq Ft

10% Below List Price

54 Days on Market

Highlights

  • Water Views
  • Water Access
  • Traditional Architecture
  • Upton Middle School Rated A
  • Recreation Room
  • 2-minute walk to Lake Bluff Park

About This Home

As of January 2025

Location! Location! Location! This convenient & carefree Great Lakes Condo overlooks all the action of downtown St. Joe! Only steps away from boutiques, restaurants, Silver Beach & many more attractions. This customized condo is the largest unit in the building. Bamboo flooring throughout. Exposed 12 ft ceilings & duct-work. Open concept top of the line kitchen with cherry wood pull out cabinetry, granite counters, stainless appliances. Charming living room with gas fireplace and balcony views of downtown/Lake Michigan. Spacious primary bed with two skylights & walk-in closet/laundry room. Japanese tatami primary bath with floating glass. This one-of-a-kind home is desirable for those looking to be in the center of it all. Don't miss out! Schedule your viewing today!

Last Agent to Sell the Property

Dan Morissette

Keller Williams Realty Swm License #6501295859 Listed on: 10/06/2024

Last Buyer's Agent

Michelle Allen

Michigan Top Producers

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $10,127

Year Built

  • Built in 2007

Lot Details

  • End Unit

HOA Fees

  • $104 Monthly HOA Fees

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Rubber Roof
  • Concrete Siding

Interior Spaces

  • 1,500 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Skylights
  • Gas Log Fireplace
  • Insulated Windows
  • Window Treatments
  • Bay Window
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Den
  • Recreation Room
  • Water Views
  • Partial Basement

Kitchen

  • Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level

Outdoor Features

  • Water Access
  • Property is near a lake
  • Balcony

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

Overview

  • Association Phone (941) 915-0334

Amenities

  • Meeting Room
  • Elevator
  • Community Storage Space

Pet Policy

  • Pets Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$10,127

Year Built

Built in 2007

Lot Details

0

HOA Fees

$104 per month

Listing Details

  • Property Sub-Type: Condominium
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 1
  • Year Built: 2007
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Condominium
  • OfficeContract Info:List PriceSqFt2: 333.27
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 0
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1500.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 10127.0
  • Waterfront Options:Water Access YN: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Refrigerators: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Util Avail at Street:Electric: Yes
  • Substructure:Partial: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Lot Description:Corner Lot: Yes
  • Util Avail at Street:Broadband: Yes
  • Util Avail at Street:Cable2: Yes
  • Windows:Insulated Windows: Yes
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Water Heater:Natural Gas4: Yes
  • Windows:BayBow: Yes
  • Windows:Skylight(s): Yes
  • General Property Info:Entry Type: Common
  • General Property Info:Pets YN: Yes
  • Roofing:Rubber: Yes
  • Additional Items:Elevator: Yes
  • General Property Info:SqFt Above Grade: 1500.0
  • Laundry Features Main Level: Yes
  • General Property Info Garage YN: No
  • Architectural Style:Traditional: Yes
  • Flooring:Wood Floor: Yes
  • Flooring:Ceramic Floor: Yes
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Appliances: Cooktop, Dishwasher, Disposal, Microwave, Oven, Refrigerator
  • Flooring: Ceramic Tile, Wood
  • Interior Amenities: Ceiling Fan(s), Elevator, Kitchen Island
  • Fireplace Features: Gas Log, Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 2
  • Main Level Bedrooms: 2
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Partial
  • LivingArea: 1500.0
  • Window Features: Skylight(s), Insulated Windows, Bay/Bow, Window Treatments
  • General Property Info:Stories2: 1.0
  • Basement Rooms:Total Basement SQFT: 144.0
  • Appliances:Oven: Yes
  • Kitchen Features:Center Island: Yes
  • Fireplace:Gas Log: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Cook Top: Yes
  • Laundry Features:In Unit: Yes

Exterior Features

  • Construction Materials: Brick, Concrete
  • Exterior Features: Balcony
  • List Price: 499900.0
  • Lot Features: Corner Lot, Sidewalk
  • Road Surface Type: Paved
  • Roof: Other, Rubber
  • Water Body Name: Lake Michigan
  • Waterfront Features: Lake
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Exterior Material:Brick: Yes
  • Exterior Material:Concrete: Yes
  • Exterior Features:Balcony: Yes

Garage/Parking

  • Garage: No

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: In Unit, Main Level
  • Sewer: Public
  • Utilities: Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, Broadband
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: End Unit, Meeting Room, Pets Allowed, Storage
  • Association Fee: 312.5
  • Association Fee Frequency: Quarterly
  • Association Phone: 941-915-0334
  • Association: Yes
  • ResoAssociationFeeFrequency: Quarterly

Association/Amenities

  • Association Info:Approx Assoc Fee2: 312.5
  • Association Info:Assoc Fee Payable: Quarterly
  • Water Fea Amenities:Public Access 1 Mile or Less: Yes
  • Water Fea Amenities:View: Yes
  • Assoc Amenities:Pets Allowed2: Yes
  • Assoc Amenities:End Unit: Yes
  • Assoc Amenities:Storage: Yes
  • Assoc Amenities:Meeting Room: Yes
  • Association Info:Association Phone: (941) 915-0334

Lot Info

  • Lot Dimensions: 0
  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Annual Amount: 10127.0
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 10, 2025
Sold by
Vichio Michael J
Bought by
Vichio Michael J and Michael J Vichio Trust
Current Estimated Value
$488,406

Purchase Details

Listed on
Oct 6, 2024
Closed on
Jan 15, 2025
Sold by
Debra A Pascarella Declaration Of Trust and Pascarella Debra A
Bought by
Vichio Michael
Seller's Agent
Dan Morissette
Keller Williams Realty Swm
Buyer's Agent
Michelle Allen
Michigan Top Producers
List Price
$499,900
Sold Price
$450,000
Premium/Discount to List
-$49,900
-9.98%
Views
102

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.65%
Original Mortgage
$315,000
Interest Rate
6.49%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 15, 2018
Closed on
Oct 1, 2018
Sold by
Brandt Brian W
Bought by
Pascarella Debra and Pascarella Declaration Of Trus
Seller's Agent
Anissa DeSanctis
Coldwell Banker Anchor R.E.
Buyer's Agent
Dan Morissette
Keller Williams Realty Swm
List Price
$349,900
Sold Price
$345,000
Premium/Discount to List
-$4,900
-1.4%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.31%

Purchase Details

Closed on
Sep 18, 2012
Sold by
Bmb Property Ventures Llc
Bought by
Brandt Brian M

Purchase Details

Closed on
May 1, 2012
Sold by
Brandt Brian M
Bought by
Bmb Property Ventures Llc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed -- None Listed On Document
Warranty Deed $450,000 None Listed On Document
Warranty Deed $450,000 None Listed On Document
Warranty Deed $345,000 None Available
Interfamily Deed Transfer -- None Available
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $315,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/16/2025 01/16/25 Sold $450,000 -10.0% $300 / Sq Ft
10/06/2024 10/06/24 For Sale $499,900 +44.9% $333 / Sq Ft
10/02/2018 10/02/18 Sold $345,000 -1.4% $230 / Sq Ft View Prior Sale
08/22/2018 08/22/18 Pending -- -- --
08/15/2018 08/15/18 For Sale $349,900 -- $233 / Sq Ft
Source: MichRIC

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,585 $290,600 $0 $0
2024 $10,373 $249,000 $0 $0
2023 $9,925 $219,100 $0 $0
2022 $9,467 $181,000 $0 $0
2021 $9,324 $170,500 $15,100 $155,400
2020 $9,201 $164,700 $0 $0
2019 $9,097 $129,700 $7,700 $122,000
2018 $7,507 $129,700 $0 $0
2017 $6,915 $128,700 $0 $0
2016 $6,915 $118,500 $0 $0
2015 $6,960 $120,000 $0 $0
2014 $6,770 $119,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MichRIC

MLS Number: 24052620

MichRIC

APN: 11-76-2850-0001-00-3