Vikki Wade
The Shore Real Estate Group
(269) 247-7808
38 Total Sales
11 in Saint Joseph
$75K - $1.5M Price Range
403 State St Unit 6 Saint Joseph, MI 49085
Saint Joseph AreaEstimated Value: $347,000 - $412,961
2
Beds
2
Baths
1,125
Sq Ft
2009
Built
Highlights
- Water Access
- 24-Hour Security
- Gated Community
- Upton Middle School Rated A
- River Front
- 2-minute walk to Lake Bluff Park
About This Home
As of November 2025Discover the best of downtown St. Joseph living in this highly desirable condo just steps from Silver Beach, boutique shopping, and top-rated restaurants. Enjoy the vibrant energy of the city and the natural beauty of Lake Michigan's changing seasons right outside your door. Spend your weekends on the lake bluff at lively farmers markets, art fairs, and local beer and wine festivals. Close to the marinas and the world-famous Harbor Shores Golf Course, designed by Jack Nicklaus. Elevator access to the condo and you'll find an open-concept layout featuring stunning hardwood floors, soaring ceilings, and large skylights that flood the space with natural light. The chef's kitchen is perfect for entertaining or enjoying a quiet night in. Perfect for year-round living or as a 2nd home.
Last Agent to Sell the Property
Keller Williams Realty Swm License #6502138757 Listed on: 06/24/2025
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Property Details
Home Type
- Condominium
Year Built
- Built in 2009
Lot Details
- River Front
- Historic Home
HOA Fees
- $87 Monthly HOA Fees
Parking
- Parking Permit Required
Home Design
- Brick Exterior Construction
- Rubber Roof
- Metal Roof
- Concrete Siding
Interior Spaces
- 1,125 Sq Ft Home
- 2-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Skylights
- Insulated Windows
- Living Room
- Dining Area
- Utility Room
- Partial Basement
Kitchen
- Oven
- Range
- Dishwasher
- Snack Bar or Counter
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- En-Suite Bathroom
- 2 Full Bathrooms
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Home Security
Accessible Home Design
- Low Threshold Shower
- Accessible Bedroom
- Halls are 36 inches wide or more
- Accessible Electrical and Environmental Controls
Outdoor Features
- Water Access
- Property is near a lake
Location
- Interior Unit
Schools
- Upton Middle School
- St. Joseph High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- High Speed Internet
- Phone Available
- Cable TV Available
Community Details
Overview
- Association fees include trash, lawn/yard care
- Great Lakes Condos
- State Street Condominiums Subdivision
Amenities
- Elevator
- Community Storage Space
Pet Policy
- Pets Allowed
Building Details
- Security
Security
- 24-Hour Security
- Gated Community
- Fire and Smoke Detector
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 24, 2025
Closed on
Nov 12, 2025
Sold by
Bought by
Seller's Agent
Ryan Arnt
Keller Williams Realty Swm
Buyer's Agent
Keith Claunch
Coldwell Banker Realty
List Price
$384,900
Sold Price
$353,500
Premium/Discount to List
-$31,400
-8.16%
Views
162
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$34,490
Avg. Annual Appreciation
12.68%
Purchase Details
Closed on
Apr 14, 2025
Sold by
Bought by
Purchase Details
Listed on
Nov 24, 2023
Closed on
Jan 30, 2024
Sold by
Bought by
Seller's Agent
Ryan Green
Green Towne Coastal Realty
Buyer's Agent
Ryan Arnt
Keller Williams Realty Swm
List Price
$360,000
Sold Price
$355,000
Premium/Discount to List
-$5,000
-1.39%
Views
126
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.53%
Original Mortgage
$175,000
Interest Rate
5.93%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jun 2, 2022
Closed on
Aug 12, 2022
Sold by
Bought by
Seller's Agent
Joe Flood
@properties Christie's International R.E.
Buyer's Agent
Ryan Green
Green Towne Coastal Realty
List Price
$325,000
Sold Price
$315,000
Premium/Discount to List
-$10,000
-3.08%
Views
1
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.47%
Original Mortgage
$283,500
Interest Rate
5%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 12, 2013
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,000
Interest Rate
2.75%
Mortgage Type
Balloon
Purchase Details
Closed on
Dec 1, 2009
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$62,000
Interest Rate
5%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 24, 2009
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Saint Joseph, MI
-
Vikki Wade
-
John Reagan
John Reagan
Responds Quickly@properties Christie's International R.E.
(219) 500-6983
97 Total Sales
2 in Saint Joseph
$197K - $260K Price Range
-
Carol Wight-Barrett
Carol Wight-Barrett
eXp Realty
(269) 468-0210
83 Total Sales
8 in Saint Joseph
$110K - $700K Price Range
-
Dennis Bamber
Dennis Bamber
Cressy & Everett- Elkhart
(574) 307-6776
201 Total Sales
4 in Saint Joseph
$1,775,000 Price Range
-
Kimberly Webb
Kimberly Webb
Responds QuicklyRealty Executives Instant Equity
(269) 468-0813
77 Total Sales
14 in Saint Joseph
$152K - $1.1M Price Range
-
Paul Thurston
Paul Thurston
MI Realty, A Michigan RE Co.
(574) 406-1175
183 Total Sales
1 in Saint Joseph
$332,500 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| -- | Chicago Title Insurance Compan | ||
| -- | None Listed On Document | ||
| $355,000 | Chicago Title Of Michigan | ||
| $315,000 | None Listed On Document | ||
| $210,000 | Multiple | ||
| $104,000 | Chicago Title Of Michigan | ||
| $145,000 | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Closed | $175,000 | ||
| Previous Owner | $283,500 | ||
| Previous Owner | $168,000 | ||
| Previous Owner | $62,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/12/2025 11/12/25 | Sold | $353,500 | -3.1% | $314 / Sq Ft | |
| 10/01/2025 10/01/25 | Pending | -- | -- | -- | |
| 09/11/2025 09/11/25 | Price Changed | $364,900 | -2.7% | $324 / Sq Ft | |
| 08/06/2025 08/06/25 | Price Changed | $374,900 | -2.6% | $333 / Sq Ft | |
| 06/24/2025 06/24/25 | For Sale | $384,900 | +8.4% | $342 / Sq Ft | |
| 01/31/2024 01/31/24 | Sold | $355,000 | 0.0% | $303 / Sq Ft | View Prior Sale |
| 01/03/2024 01/03/24 | Pending | -- | -- | -- | |
| 12/06/2023 12/06/23 | Price Changed | $355,000 | -1.4% | $303 / Sq Ft | |
| 11/10/2023 11/10/23 | For Sale | $360,000 | +14.3% | $307 / Sq Ft | |
| 08/12/2022 08/12/22 | Sold | $315,000 | 0.0% | $269 / Sq Ft | View Prior Sale |
| 07/03/2022 07/03/22 | Price Changed | $315,000 | -3.1% | $269 / Sq Ft | |
| 06/02/2022 06/02/22 | For Sale | $325,000 | -- | $277 / Sq Ft |
Source: MichRIC
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $12,140 | $168,600 | $0 | $0 |
| 2025 | $9,591 | $201,500 | $0 | $0 |
| 2024 | $9,399 | $171,000 | $0 | $0 |
| 2023 | $8,993 | $150,900 | $0 | $0 |
| 2022 | $5,988 | $138,700 | $0 | $0 |
| 2021 | $5,898 | $130,900 | $11,300 | $119,600 |
| 2020 | $5,820 | $126,400 | $0 | $0 |
| 2019 | $5,754 | $97,400 | $5,700 | $91,700 |
| 2018 | $5,644 | $97,400 | $0 | $0 |
| 2017 | $5,199 | $96,600 | $0 | $0 |
| 2016 | $5,199 | $89,100 | $0 | $0 |
| 2015 | $5,221 | $90,400 | $0 | $0 |
| 2014 | $5,032 | $88,600 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Ryan Arnt
Seller's Agent in 2025
Ryan Arnt
Keller Williams Realty Swm
(269) 470-6666
136 Total Sales
-
Keith Claunch
Buyer's Agent in 2025
Keith Claunch
Coldwell Banker Realty
(269) 231-0060
79 Total Sales
-
Ryan Green
Seller's Agent in 2024
Ryan Green
Green Towne Coastal Realty
(269) 208-7550
163 Total Sales
-
Joe Flood
Seller's Agent in 2022
Joe Flood
@ Properties
(616) 446-8700
63 Total Sales
Map
Source: MichRIC
MLS Number: 25030472
APN: 11-76-2850-0006-00-5
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Information is deemed reliable but not guaranteed.
Copyright 2026 MichRIC, LLC. All rights reserved.
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