NOT LISTED FOR SALE

403 State St Unit 6 Saint Joseph, MI 49085

Estimated Value: $317,000 - $413,011

2 Beds
2 Baths
1,125 Sq Ft
2009 Built

Sale Details

Date Sold: November 12, 2025

Last sale price $353,500 $314 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $2,456 / mo

99 Days on Market

Highlights

  • Water Access
  • 24-Hour Security
  • Gated Community
  • Upton Middle School Rated A
  • River Front
  • 2-minute walk to Lake Bluff Park

About This Home

As of November 2025

Discover the best of downtown St. Joseph living in this highly desirable condo just steps from Silver Beach, boutique shopping, and top-rated restaurants. Enjoy the vibrant energy of the city and the natural beauty of Lake Michigan's changing seasons right outside your door. Spend your weekends on the lake bluff at lively farmers markets, art fairs, and local beer and wine festivals. Close to the marinas and the world-famous Harbor Shores Golf Course, designed by Jack Nicklaus. Elevator access to the condo and you'll find an open-concept layout featuring stunning hardwood floors, soaring ceilings, and large skylights that flood the space with natural light. The chef's kitchen is perfect for entertaining or enjoying a quiet night in. Perfect for year-round living or as a 2nd home.

Last Agent to Sell the Property

Ryan Arnt

Keller Williams Realty Swm License #6502138757 Listed on: 06/24/2025

Keller Williams Realty Swm

Last Buyer's Agent

Keith Claunch

Coldwell Banker Realty License #6501427345

Coldwell Banker Realty

Property Details

Home Type

  • Condominium

Year Built

  • Built in 2009

Lot Details

  • River Front
  • Historic Home

HOA Fees

  • $87 Monthly HOA Fees

Parking

  • Parking Permit Required

Home Design

  • Brick Exterior Construction
  • Rubber Roof
  • Metal Roof
  • Concrete Siding

Interior Spaces

  • 1,125 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Insulated Windows
  • Living Room
  • Dining Area
  • Utility Room
  • Partial Basement

Kitchen

  • Oven
  • Range
  • Dishwasher
  • Snack Bar or Counter
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • En-Suite Bathroom
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Home Security

Accessible Home Design

  • Low Threshold Shower
  • Accessible Bedroom
  • Halls are 36 inches wide or more
  • Accessible Electrical and Environmental Controls

Outdoor Features

  • Water Access
  • Property is near a lake

Location

  • Interior Unit

Schools

  • Upton Middle School
  • St. Joseph High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

Overview

  • Association fees include trash, lawn/yard care
  • Great Lakes Condos
  • State Street Condominiums Subdivision

Amenities

  • Elevator
  • Community Storage Space

Pet Policy

  • Pets Allowed

Building Details

  • Security

Security

  • 24-Hour Security
  • Gated Community
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Year Built

Built in 2009

Lot Details

0 Sq Ft Lot

HOA Fees

$87 per month

Listing Details

  • Property Sub-Type: Condominium
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Historic
  • Stories: 2
  • Year Built: 2009
  • Location Property Info:Property Sub-Type: Condominium
  • OfficeContract Info:List PriceSqFt2: 324.36
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: Condominiums
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1125.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 9591.0
  • Tax Info:Zoning3: Residential
  • Waterfront Options:Water Access YN: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Heat Source:Natural Gas3: Yes
  • Substructure:Partial: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Lot Description:Corner Lot: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • Windows:Insulated Windows: Yes
  • General Property Info:Fireplace: No
  • Accessibility Feat:Low Threshold Shower: Yes
  • Additional Items:Ceiling Fans: Yes
  • Location Property Info:Subdivision2: State Street Condominiums
  • Roofing:Metal: Yes
  • Utilities Attached:High-Speed Internet: Yes
  • Windows:Skylight(s): Yes
  • General Property Info:Condo Proj Name: Great Lakes Condos
  • General Property Info:Entry Type: Common
  • General Property Info:Pets YN: Yes
  • Roofing:Rubber: Yes
  • Additional Items:Elevator: Yes
  • Accessibility Feat:Accessible Electric Controls: Yes
  • Additional Items:Ensuite: Yes
  • General Property Info:SqFt Above Grade: 1125.0
  • Additional Items:Vaulted Ceilings: Yes
  • Laundry Features Main Level: Yes
  • Laundry Features Laundry Closet: Yes
  • General Property Info High School: St. Joseph High School
  • General Property Info Middle School2: Upton Middle School
  • General Property Info Garage YN: No
  • Accessibility Feat 36' or Hallway: Yes
  • Accessibility Feat 42 in or Hallway: Yes
  • Flooring:Wood Floor: Yes
  • Flooring:Tile Floor: Yes
  • Security Features:Smoke Detector(s): Yes
  • Architectural Style Historic: Yes
  • Security Features 24 Hour Security: Yes
  • Remarks Misc: Public Remarks: Discover the best of downtown St. Joseph living in this highly desirable condo just steps from Silver Beach, boutique shopping, and top-rated restaurants. Enjoy the vibrant energy of the city and the natural beauty of Lake Michigan's changing seasons right outside your door. Spend your weekends on the lake bluff at lively farmers markets, art fairs, and local beer and wine festivals. Close to the marinas and the world-famous Harbor Shores Golf Course, designed by Jack Nicklaus. Elevator access to the condo and you'll find an open-concept layout featuring stunning hardwood floors, soaring ceilings, and large skylights that flood the space with natural light. The chef's kitchen is perfect for entertaining or enjoying a quiet night in. Perfect for year-round living or as a 2nd home.
  • General Property Info: Association YN: Yes
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Oven, Range, Refrigerator, Washer
  • Accessibility Features: 36' or + Hallway, 42 in or + Hallway, Accessible Electric Controls, Accessible Mn Flr Bedroom, Covered Entrance, Low Threshold Shower
  • Flooring: Tile, Wood
  • Interior Amenities: Ceiling Fan(s), Elevator
  • Fireplace: No
  • Total Bedrooms: 2
  • Main Level Bedrooms: 2
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Partial
  • LivingArea: 1125.0
  • Window Features: Skylight(s), Insulated Windows
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Total Basement SQFT: 150.0
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes
  • Accessibility Feat:Accessible Mn Flr Bedroom: Yes
  • Laundry Features:In Unit: Yes
  • Security Features:Gated Community: Yes

Exterior Features

  • Construction Materials: Brick, Concrete
  • List Price: 364900.0
  • Lot Features: Corner Lot, Sidewalk
  • Road Surface Type: Paved
  • Roof: Metal, Rubber
  • Water Body Name: Lake Michigan
  • Waterfront Features: Lake, River
  • Waterfront: No
  • Access Feat:Accessibility Features2: Yes
  • Exterior Material:Brick: Yes
  • Exterior Material:Concrete: Yes

Garage/Parking

  • Attached Garage: No
  • Garage: No
  • Parking Features: Permit Required
  • Parking Features:Permit Required: Yes

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: In Unit, Laundry Closet, Main Level
  • Security Features: 24 Hour Security, Gated Community, Smoke Detector(s)
  • Sewer: Public
  • Utilities: Phone Available, Natural Gas Connected, Cable Connected, Storm Sewer, High-Speed Internet
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Interior Unit, Pets Allowed, Security, Storage
  • Association Fee: 87.0
  • Association Fee Frequency: Monthly
  • Association Phone: Use Email
  • Association: Yes

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Association Info:Approx Assoc Fee2: 87.0
  • Association Info:Assoc Buy in Fee: None Known
  • Association Info:Assoc Fee Payable: Monthly
  • Water Fea Amenities:Public Access 1 Mile or Less: Yes
  • Assoc Amenities:Pets Allowed2: Yes
  • Assoc Amenities:Security: Yes
  • Assoc Amenities:Storage: Yes
  • Association Info:Association Phone: Use Email
  • Assoc Amenities:Interior Unit: Yes

Fee Information

  • Association Fee Includes: Other, Trash, Lawn/Yard Care

Schools

  • High School: St. Joseph High School
  • Middle/Junior School: Upton Middle School

Lot Info

  • Lot Dimensions: Condominiums
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 9591.0
  • Tax Year: 2025

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 24, 2025
Closed on
Nov 12, 2025
Sold by
Bought by
Seller's Agent
Ryan Arnt
Keller Williams Realty Swm
Buyer's Agent
Keith Claunch
Coldwell Banker Realty
List Price
$384,900
Sold Price
$353,500
Premium/Discount to List
-$31,400
-8.16%
Views
162
Current Estimated Value
$372,003

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,503
Avg. Annual Appreciation
8.17%

Purchase Details

Closed on
Apr 14, 2025
Sold by
Bought by

Purchase Details

Listed on
Nov 24, 2023
Closed on
Feb 5, 2024
Sold by
Bought by
Seller's Agent
Ryan Green
Green Towne Coastal Realty
Buyer's Agent
Ryan Arnt
Keller Williams Realty Swm
List Price
$360,000
Sold Price
$355,000
Premium/Discount to List
-$5,000
-1.39%
Views
126

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.94%
Original Mortgage
$175,000
Interest Rate
5.93%
Mortgage Type
New Conventional

Purchase Details

Listed on
Nov 24, 2023
Closed on
Jan 30, 2024
Sold by
Bought by
Seller's Agent
Ryan Green
Green Towne Coastal Realty
Buyer's Agent
Ryan Arnt
Keller Williams Realty Swm
List Price
$360,000
Sold Price
$355,000
Premium/Discount to List
-$5,000
-1.39%
Views
126

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,000
Interest Rate
5.93%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 2, 2022
Closed on
Aug 12, 2022
Sold by
Bought by
Seller's Agent
Joe Flood
@properties Christie's International R.E.
Buyer's Agent
Ryan Green
Green Towne Coastal Realty
List Price
$325,000
Sold Price
$315,000
Premium/Discount to List
-$10,000
-3.08%
Views
1

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.47%
Original Mortgage
$283,500
Interest Rate
5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 12, 2013
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,000
Interest Rate
2.75%
Mortgage Type
Balloon

Purchase Details

Closed on
Dec 1, 2009
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$62,000
Interest Rate
5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 24, 2009
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- Chicago Title Insurance Compan
-- None Listed On Document
$355,000 Chicago Title Of Michigan
$355,000 Chicago Title Of Michigan
$315,000 None Listed On Document
$315,000 Bittner Jennings Attorneys
$210,000 Multiple
$104,000 Chicago Title Of Michigan
$145,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $175,000
Previous Owner $175,000
Previous Owner $283,500
Previous Owner $168,000
Previous Owner $62,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/12/2025 11/12/25 Sold $353,500 -3.1% $314 / Sq Ft
10/01/2025 10/01/25 Pending -- -- --
09/11/2025 09/11/25 Price Changed $364,900 -2.7% $324 / Sq Ft
08/06/2025 08/06/25 Price Changed $374,900 -2.6% $333 / Sq Ft
06/24/2025 06/24/25 For Sale $384,900 +8.4% $342 / Sq Ft
01/31/2024 01/31/24 Sold $355,000 0.0% $303 / Sq Ft View Prior Sale
01/03/2024 01/03/24 Pending -- -- --
12/06/2023 12/06/23 Price Changed $355,000 -1.4% $303 / Sq Ft
11/10/2023 11/10/23 For Sale $360,000 +14.3% $307 / Sq Ft
08/12/2022 08/12/22 Sold $315,000 0.0% $269 / Sq Ft View Prior Sale
07/03/2022 07/03/22 Price Changed $315,000 -3.1% $269 / Sq Ft
06/02/2022 06/02/22 For Sale $325,000 -- $277 / Sq Ft
Source: MichRIC

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $12,140 $168,600 $0 $0
2025 $9,591 $201,500 $0 $0
2024 $9,399 $171,000 $0 $0
2023 $8,993 $150,900 $0 $0
2022 $5,988 $138,700 $0 $0
2021 $5,898 $130,900 $11,300 $119,600
2020 $5,820 $126,400 $0 $0
2019 $5,754 $97,400 $5,700 $91,700
2018 $5,644 $97,400 $0 $0
2017 $5,199 $96,600 $0 $0
2016 $5,199 $89,100 $0 $0
2015 $5,221 $90,400 $0 $0
2014 $5,032 $88,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Ryan Arnt

    Seller's Agent in 2025

    Ryan Arnt

    Keller Williams Realty Swm

    (269) 470-6666

    136 Total Sales

    Ryan Arnt
    Section Image
  • Keith Claunch

    Buyer's Agent in 2025

    Keith Claunch

    Coldwell Banker Realty

    (269) 231-0060

    85 Total Sales

    Keith Claunch
    Section Image
  • Ryan Green

    Seller's Agent in 2024

    Ryan Green

    Green Towne Coastal Realty

    (269) 208-7550

    164 Total Sales

    Ryan Green
    Section Image
  • Joe Flood

    Seller's Agent in 2022

    Joe Flood

    @ Properties

    (616) 446-8700

    65 Total Sales

    Joe Flood
    Section Image
See All Agents

Map

Source: MichRIC

MLS Number: 25030472

MichRIC

APN: 11-76-2850-0006-00-5

Michigan Berrien County Saint Joseph 49085

403 State St Unit 6, Saint Joseph, MI

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MichRIC Information is deemed reliable but not guaranteed.
Copyright 2026 MichRIC, LLC. All rights reserved.

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