$355,000
SOLD JAN 31, 2024

403 State St Unit 6 Saint Joseph, MI 49085

2 Beds
2 Baths
1,172 Sq Ft
$83/mo HOA Fee

Recently Sold

$303 Per Sq Ft

1% Below List Price

54 Days on Market

Highlights

  • Colonial Architecture
  • Corner Lot: Yes
  • Skylights
  • Upton Middle School Rated A
  • Elevator
  • 2-minute walk to Lake Bluff Park

About This Home

As of January 2024

Introducing the epitome of urban living in downtown St. Joseph! Nestled in the heart of the city, this highly desirable condo is your gateway to a lifestyle of convenience and luxury.

Immerse yourself in the vibrant energy of downtown living, just a short stroll away from the pristine shores of Silver Beach, eclectic shopping, and an array of delightful restaurants. Experience the magic of Lake Michigan's incredible seasons right at your doorstep!

Picture yourself enjoying year-round activities on the lake bluff - from lively farmers markets to captivating art fairs and the finest local craft beer and wine festivals. Revel in the proximity to multiple marinas and the world-renowned Harbor Shores Golf Course, crafted by the legendary Jack Nicklaus.

Step inside your dream home, where an open concept welcomes you with breathtaking hardwood floors, soaring ceilings, and an abundance of natural light streaming in through large skylights. The kitchen is a chef's delight, featuring top-of-the-line KitchenAid stainless steel appliances. Schedule your private tour today!

For the ultimate in convenience, an elevator awaits to transport you effortlessly. With a modest annual HOA fee of only $1000, enjoy a hassle-free lifestyle that complements the essence of downtown living.

Your exclusive retreat awaits - schedule your private tour today and unlock the door to a sophisticated, urban lifestyle in the heart of St. Joseph. Elevate your living experience, where every moment is a celebration of luxury and leisure.

Last Agent to Sell the Property

Michael Green

Green Towne Coastal Realty License #6504310834 Listed on: 11/24/2023

Last Buyer's Agent

Ryan Arnt

Keller Williams Realty Swm License #6502138757

Keller Williams Realty Swm

Property Details

Home Type

  • Condominium

Year Built

  • Built in 2009

HOA Fees

  • $83 Monthly HOA Fees

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Rubber Roof
  • Concrete Siding

Interior Spaces

  • 1,172 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Skylights
  • Insulated Windows
  • Living Room
  • Dining Area
  • Basement

Kitchen

  • Oven
  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Location

  • Mineral Rights Excluded

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

Overview

  • Association Phone (941) 915-0334
  • Great Lakes Condo

Amenities

  • Elevator

Pet Policy

  • Pets Allowed

Property Details

Home Type

Condominium

Year Built

Built in 2009

Lot Details

0

HOA Fees

$83 per month

Listing Details

  • Property Sub-Type: Condominium
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Colonial
  • Stories: 2
  • Year Built: 2009
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Condominium
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: condo
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1172.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 8993.0
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Heat Source:Natural Gas3: Yes
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Lot Description:Corner Lot: Yes
  • Util Avail at Street:Broadband: Yes
  • Util Avail at Street:Cable2: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • Windows:Insulated Windows: Yes
  • General Property Info:Fireplace: No
  • Utilities Attached:Telephone Line: Yes
  • Additional Items:Ceiling Fans: Yes
  • Mineral Rights:No: Yes
  • Windows:Skylight(s): Yes
  • General Property Info:Condo Proj Name: Great Lakes Condo
  • General Property Info:Entry Type: Common
  • General Property Info:Pets YN: Yes
  • Roofing:Rubber: Yes
  • Additional Items:Elevator: Yes
  • General Property Info:SqFt Above Grade: 1172.0
  • Laundry Features Main Level: Yes
  • General Property Info Garage YN: No
  • Architectural Style:Colonial: Yes
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Appliances: Dishwasher, Dryer, Oven, Range, Refrigerator, Washer
  • Interior Amenities: Ceiling Fan(s), Elevator
  • Fireplace: No
  • Total Bedrooms: 2
  • Main Level Bedrooms: 2
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Other
  • LivingArea: 1172.0
  • Window Features: Skylight(s), Insulated Windows
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Total Basement SQFT: 100.0
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Appliances Dishwasher: Yes

Exterior Features

  • Construction Materials: Brick, Concrete
  • List Price: 355000.0
  • Lot Features: Corner Lot
  • Road Surface Type: Paved
  • Roof: Other, Rubber
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Exterior Material:Brick: Yes
  • Exterior Material:Concrete: Yes

Garage/Parking

  • Garage: No

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: Main Level
  • Sewer: Public
  • Utilities: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Storm Sewer, Broadband
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 250.0
  • Association Fee Frequency: Quarterly
  • Association Phone: 941-915-0334
  • Association: Yes
  • ResoAssociationFeeFrequency: Quarterly

Association/Amenities

  • Association Info:Approx Assoc Fee2: 250.0
  • Association Info:Assoc Fee Payable: Quarterly
  • Association Info:Association Phone: Deb 941-915-0334

Lot Info

  • Lot Dimensions: condo
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 8993.0
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 14, 2025
Sold by
Obrien Corey M and Obrien Kimberly R
Bought by
Obrien Corey M and Obrien Kimberly R

Purchase Details

Listed on
Nov 24, 2023
Closed on
Feb 5, 2024
Sold by
Prosser Joseph C and Prosser Theresa L
Bought by
Obrien Kimberly R and Obrien Corey M
Seller's Agent
Michael Green
Green Towne Coastal Realty
Buyer's Agent
Ryan Arnt
Keller Williams Realty Swm
List Price
$360,000
Sold Price
$355,000
Premium/Discount to List
-$5,000
-1.39%
Views
126

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.09%
Original Mortgage
$175,000
Interest Rate
5.93%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 2, 2022
Closed on
Aug 12, 2022
Sold by
Crawford Justin M and Crawford Melissa A
Bought by
Prosser Joseph C and Prosser Theresa L
Seller's Agent
Joe Flood
@properties Christie's International R.E.
Buyer's Agent
Michael Green
Green Towne Coastal Realty
List Price
$325,000
Sold Price
$315,000
Premium/Discount to List
-$10,000
-3.08%
Views
1

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.47%
Original Mortgage
$283,500
Interest Rate
5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 12, 2013
Sold by
Mammina Mitchell M
Bought by
Crawford Justin M and Crawford Melissa A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,000
Interest Rate
2.75%
Mortgage Type
Balloon

Purchase Details

Closed on
Dec 1, 2009
Sold by
Gli Properties Llc
Bought by
Mammina Mitchell M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$62,000
Interest Rate
5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 24, 2009
Sold by
Gli Properties Llc
Bought by
The Bank Of Holland
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Warranty Deed $355,000 Chicago Title Of Michigan
Warranty Deed $315,000 None Listed On Document
Warranty Deed $315,000 Bittner Jennings Attorneys
Warranty Deed $210,000 Multiple
Warranty Deed $104,000 Chicago Title Of Michigan
Sheriffs Deed $145,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $175,000 New Conventional
Previous Owner $283,500 New Conventional
Previous Owner $168,000 Balloon
Previous Owner $168,000 New Conventional
Previous Owner $62,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/24/2025 06/24/25 For Sale $384,900 +8.4% $342 / Sq Ft
01/31/2024 01/31/24 Sold $355,000 0.0% $303 / Sq Ft
01/03/2024 01/03/24 Pending -- -- --
12/06/2023 12/06/23 Price Changed $355,000 -1.4% $303 / Sq Ft
11/10/2023 11/10/23 For Sale $360,000 +14.3% $307 / Sq Ft
08/12/2022 08/12/22 Sold $315,000 0.0% $269 / Sq Ft
07/03/2022 07/03/22 Price Changed $315,000 -3.1% $269 / Sq Ft
06/02/2022 06/02/22 For Sale $325,000 -- $277 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,591 $201,500 $0 $0
2024 $9,399 $171,000 $0 $0
2023 $8,993 $150,900 $0 $0
2022 $5,988 $138,700 $0 $0
2021 $5,898 $130,900 $11,300 $119,600
2020 $5,820 $126,400 $0 $0
2019 $5,754 $97,400 $5,700 $91,700
2018 $5,644 $97,400 $0 $0
2017 $5,199 $96,600 $0 $0
2016 $5,199 $89,100 $0 $0
2015 $5,221 $90,400 $0 $0
2014 $5,032 $88,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 23141679

Southwestern Michigan Association of REALTORS®

APN: 11-76-2850-0006-00-5