
Estimated payment $1,599/month
Highlights
- Deck
- Wood Flooring
- Laundry Room
- Ranch Style House
- Formal Dining Room
- Fire Pit
About This Home
Welcome to 403 W Second Street - a charming ranch-style home set on a sprawling 0.73-acre lot filled with mature trees, open green space, and a partially fenced area. This 2-bedroom, 1-bath home radiates vintage charm, featuring hardwood floors, arched doorways, built-in shelving, and a cozy wood-burning fireplace. Oversized windows invite in beautiful natural light and frame views of the expansive yard. The primary bedroom is generously sized with two separate closets, abundant sunlight, and original hardwood flooring. The second bedroom offers a peaceful view of the backyard and is equally warm and welcoming. The kitchen retains its retro personality and flows into a formal dining space, creating a practical layout with great potential. A glass sliding door connects the dining area to a large deck - the perfect place to relax or entertain while soaking in the outdoors. Downstairs, the full basement is already framed and plumbed for a second bathroom, providing a blank canvas to create a family room, office, gym, or guest suite. With easy access to Route 90, your commute could be readily accessible. Enjoy the benefits of small-town living with proximity to downtown Genoa, parks, schools, and the Kishwaukee River. Priced with potential in mind, this home is ready for a new owner to complete the vision. Whether you're a DIY enthusiast or looking for an investment project, 403 W Second Street is your opportunity to create your space with a bit of sweat equity.
Open House Schedule
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Saturday, June 21, 20251:00 to 2:30 pm6/21/2025 1:00:00 PM +00:006/21/2025 2:30:00 PM +00:00Add to Calendar
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,235
Year Built
- Built in 1958
Lot Details
- 0.73 Acre Lot
- Lot Dimensions are 125 x 174 x 45 x 143.55 x 80 x 317.5
- Partially Fenced Property
Parking
- 1 Car Garage
- Parking Included in Price
Home Design
- Ranch Style House
Interior Spaces
- 1,053 Sq Ft Home
- Ceiling Fan
- Family Room
- Living Room with Fireplace
- Formal Dining Room
- Wood Flooring
- Basement Fills Entire Space Under The House
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- 1 Full Bathroom
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Deck
- Fire Pit
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $5,145 | $64,784 | $16,975 | $47,809 |
2023 | $5,145 | $60,253 | $15,788 | $44,465 |
2022 | $4,611 | $52,663 | $15,269 | $37,394 |
2021 | $4,328 | $49,828 | $14,447 | $35,381 |
2020 | $3,983 | $45,689 | $14,295 | $31,394 |
2019 | $3,831 | $43,001 | $13,454 | $29,547 |
2018 | $3,696 | $41,051 | $12,844 | $28,207 |
2017 | $4,243 | $39,438 | $12,339 | $27,099 |
2016 | $4,282 | $39,348 | $12,311 | $27,037 |
2015 | -- | $38,403 | $12,015 | $26,388 |
2014 | -- | $37,747 | $11,810 | $25,937 |
2013 | -- | $37,690 | $11,792 | $25,898 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
06/18/2025 06/18/25 | For Sale | $219,000 | +17.1% | $208 / Sq Ft |
01/28/2022 01/28/22 | Sold | $187,000 | +4.5% | $178 / Sq Ft |
01/01/2022 01/01/22 | Pending | -- | -- | -- |
12/30/2021 12/30/21 | For Sale | $179,000 | +98.9% | $170 / Sq Ft |
10/03/2013 10/03/13 | Sold | $90,000 | +0.1% | $85 / Sq Ft |
08/08/2013 08/08/13 | Pending | -- | -- | -- |
07/24/2013 07/24/13 | Price Changed | $89,900 | -18.2% | $85 / Sq Ft |
06/19/2013 06/19/13 | For Sale | $109,900 | -- | $104 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | $187,000 | New Title Company Name | |
Warranty Deed | $118,500 | None Available | |
Warranty Deed | $90,000 | -- | |
Sheriffs Deed | -- | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $162,300 | New Conventional | |
Previous Owner | $116,353 | FHA | |
Previous Owner | $88,369 | FHA | |
Previous Owner | $15,600 | New Conventional | |
Previous Owner | $124,800 | New Conventional |
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Source: Midwest Real Estate Data (MRED)
MLS Number: 12397130

APN: 03-19-327-019
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