4038 Rudder Way New Port Richey, FL 34652
Flor-A-Mar NeighborhoodEstimated payment $3,621/month
Highlights
- 75 Feet of Salt Water Canal Waterfront
- Water access To Gulf or Ocean
- View of Trees or Woods
- Floating Dock
- In Ground Pool
- Deck
About This Home
They say the best is yet to come—or maybe you’ve already found it here at 4038 Rudder Way in Gulf Harbors’ treasured waterfront community. This 3-bedroom, 2-bath, 2-car garage home is a PRIVATE, and sacred coastal retreat that has been reimagined with a modern, contemporary design and luxury finishes throughout.
Step inside to a wide-open floor plan dressed in plank tile flooring and filled with natural light. The kitchen is a true show stopper—outfitted with soft-close solid wood shaker cabinetry, brass accents, LG WiFi stainless appliances, a gas cooktop with center griddle, air fryer oven, stone backsplash that reaches the ceiling, and a stunning waterfall island complete with a trendy microwave drawer. Dual pantries surround the refrigerator, and just off the kitchen you’ll find a cabinet hidden mudroom and indoor laundry space with floating shelves, a utility sink, and even a dog shower—a thoughtful touch for modern easy living.
The primary suite offers both a walk-in and secondary closet, along with water and pool views and a sleek ensuite featuring a his-and-hers floating vanity, a walk-in shower, and private water closet. The real showstopper is tucked behind a hidden door: a Hard Rock Hotel-inspired spa-like bathroom complete with a walk-in steam shower with wall jets, dual shower heads, mosaic ceiling tile, soaking tub, double vanities, and floating toilet in the private water closet.
Lots of updates have been done to the home including all updated windows and slider that are hurricane rated, with low home insurance with practically every discount available, and the sellers will install a new roof at closing. Flood insurance is available and assumable being extremely low at around $3,000 a year.
Outside, the backyard delivers the “wow” factor with uninterrupted views of the protected Eagles Nest Park, where bald eagles, spoonbills, herons, dolphins, and manatees are regular visitors. The concrete pool with waterfall feature, covered screened lanai, new outdoor contemporary roofed kitchen with gas grill and refrigerator, and the side dog run make it easy to enjoy Florida living at its best. A floating dock with Gulf access offers adventure at high tide and a sandbar to explore at low tide all with easy access at your backdoor. This is the perfect place for adventurist who love paddleboarding, kayaking, and jet skiing or light boating.
The community has an optional HOA of only $125/year, and for just $200/year, you can enjoy the private Gulf Harbors Beach Club with its gated beach, cabanas, grills, restrooms, and shaded seating. All of this just a golf cart ride away from the expanding downtown New Port Richey with restaurants, shops, and live entertainment.
This home is more than move-in ready—it’s a private paradise waiting for its next chapter. Will it be yours?
Listing Agent
KELLER WILLIAMS REALTY- PALM H Brokerage Phone: 727-772-0772 License #3042428 Listed on: 09/25/2025
Co-Listing Agent
KELLER WILLIAMS REALTY- PALM H Brokerage Phone: 727-772-0772 License #3491973
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,618
Year Built
- Built in 1981
Lot Details
- 6,098 Sq Ft Lot
- 75 Feet of Salt Water Canal Waterfront
- Property fronts a saltwater canal
- North Facing Home
- Dog Run
- Vinyl Fence
- Private Lot
- Level Lot
- Landscaped with Trees
- Property is zoned R4
HOA Fees
- $10 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Side Facing Garage
- Circular Driveway
- Guest Parking
- Off-Street Parking
Property Views
- Woods
- Canal
- Park or Greenbelt
- Pool
Home Design
- Slab Foundation
- Shingle Roof
- Concrete Siding
- Block Exterior
- Stucco
Interior Spaces
- 1,686 Sq Ft Home
- Built-In Features
- Ceiling Fan
- Sliding Doors
- Mud Room
- Combination Dining and Living Room
- Tile Flooring
- Laundry Room
Kitchen
- Breakfast Bar
- Range with Range Hood
- Microwave
- Dishwasher
- Solid Surface Countertops
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- En-Suite Bathroom
- Walk-In Closet
- 2 Full Bathrooms
- Soaking Tub
- Bathtub With Separate Shower Stall
- Shower Only
- Steam Shower
- Garden Bath
- Multiple Shower Heads
- Window or Skylight in Bathroom
Outdoor Features
- In Ground Pool
- Water access To Gulf or Ocean
- Access to Saltwater Canal
- Seawall
- Floating Dock
- Dock made with wood
- Deeded Boat Dock
- Deck
- Enclosed Patio or Porch
- Outdoor Kitchen
- Exterior Lighting
- Outdoor Grill
- Rain Gutters
- Private Mailbox
Location
- Flood Zone Lot
- Flood Insurance May Be Required
Schools
- Mittye P. Locke Elementary School
- Gulf Middle School
- Gulf High School
Utilities
- Central Heating and Cooling System
- Underground Utilities
- Cable TV Available
Community Details
- Gulf Harbors Civic Association/Office Manager Association, Phone Number (727) 848-0596
- Visit Association Website
- Flor A Mar Subdivision
- Near Conservation Area
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 76 / 2
- Assessor Parcel Number 18-26-16-0570-00200-0760
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,618 | $185,509 | $47,005 | $138,504 |
| 2024 | $2,618 | $175,272 | -- | -- |
| 2023 | $1,524 | $111,190 | $0 | $0 |
| 2022 | $1,270 | $107,960 | $0 | $0 |
| 2021 | $1,235 | $104,820 | $29,750 | $75,070 |
| 2020 | $1,209 | $103,380 | $23,562 | $79,818 |
| 2019 | $1,178 | $101,060 | $0 | $0 |
| 2018 | $1,148 | $99,182 | $0 | $0 |
| 2017 | $1,137 | $99,182 | $0 | $0 |
| 2016 | $1,079 | $95,144 | $0 | $0 |
| 2015 | $1,093 | $94,483 | $0 | $0 |
| 2014 | $1,040 | $115,133 | $23,562 | $91,571 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/25/2025 09/25/25 | For Sale | $645,000 | +51.8% | $383 / Sq Ft | |
| 07/21/2023 07/21/23 | Sold | $425,000 | -5.3% | $252 / Sq Ft | View Prior Sale |
| 06/01/2023 06/01/23 | Pending | -- | -- | -- | |
| 06/01/2023 06/01/23 | For Sale | $449,000 | -- | $266 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | Attorney | |
| Interfamily Deed Transfer | -- | Attorney | |
| Interfamily Deed Transfer | -- | Executive Title Svcs Fl Inc | |
| Interfamily Deed Transfer | -- | Attorney | |
| Warranty Deed | $275,000 | Westshore Title Services Inc | |
| Warranty Deed | $125,000 | -- | |
| Warranty Deed | $90,900 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $140,000 | New Conventional | |
| Previous Owner | $241,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $71,000 | No Value Available |
Source: Stellar MLS
MLS Number: W7879189
APN: 18-26-16-0570-00200-0760
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
- 4065 Rudder Way
- 4218 Rudder Way
- 4148 Rudder Way
- 4918 Forecastle Dr
- 4937 Dory Dr
- 4256 Rudder Way
- 5008 Forecastle Dr
- 3912 Rudder Way
- 4282 Rudder Way
- 3841 Rudder Way
- 4937 Blue Heron Dr
- 4926 Blue Heron Dr
- 4851 Bonito Dr
- 5061 Ensign Loop
- 4920 Bonito Dr
- 5028 Ensign Loop
- 5102 Blue Heron Dr
- 5106 Blue Heron Dr
- 4223 Headsail Dr
- 5051 Bonito Dr
- 3840 Rudder Way
- 4001 Topsail Trail
- 4926 Blue Heron Dr
- 5040 Glenn Dr
- 4428 Sunstate Dr Unit A
- 3944 Headsail Dr
- 3924 Headsail Dr
- 4512 Floramar Terrace
- 4528 Floramar Terrace
- 4617 Casswell Dr
- 4368 Marine Pkwy
- 4222 Trucious Place Unit 3014B
- 4632 Marine Pkwy Unit 208
- 5242 Opal Ln Unit 203
- 4219 Sheldon Place Unit 4219
- 4219 Sheldon Place
- 4613 Irene Loop
- 4600 Marine Pkwy Unit 107
- 4533 Marine Pkwy Unit 102
- 4758 Jasper Dr Unit 206