$665,000
SOLD JUL 10, 2025

404 Beach Dr Annapolis, MD 21403

3 Beds
3 Baths
1,976 Sq Ft
0.26 Acres

Recently Sold

$337 Per Sq Ft

10% Below List Price

115 Days on Market

Highlights

  • Home fronts navigable water
  • Fishing Allowed
  • Traditional Floor Plan
  • Canoe or Kayak Water Access
  • Deck
  • Wood Flooring

About This Home

As of July 2025

Move-in ready ! 404 Beach Drive is a warm and inviting gracious home nestled in the beautiful Hillsmere Estates/Hillsmere Shores water privileged community offering access to two beachfront playgrounds, private beaches, picnic area, marina club, a boat ramp, canoe/kayak storage, boat slips, beach pavilions, volleyball courts and a community pool. New Samsung stove, over the range microwave, and dishwasher and new flooring in the family room. A truly welcoming retreat of comfort, tranquility and convenience just minutes to Quiet Waters Park, the public library, public and private schools, shopping, restaurants, downtown City Dock/Historic Annapolis and the United States Naval Academy.
A great place to call home!

Last Agent to Sell the Property

Rita Cook

Cook Real Estate Brokerage License #525578 Listed on: 02/16/2025

Last Buyer's Agent

Travis Gray

Engel & Völkers Annapolis License #636268

Engel & Völkers Annapolis

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,409

Year Built

  • Built in 1989

Lot Details

  • 0.26 Acre Lot
  • Home fronts navigable water
  • Back and Front Yard
  • Property is in very good condition
  • Property is zoned R2

Parking

  • 2 Car Attached Garage
  • 4 Driveway Spaces
  • Front Facing Garage
  • Side Facing Garage

Home Design

  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Composition Roof

Interior Spaces

  • 1,976 Sq Ft Home
  • Property has 2.5 Levels
  • Traditional Floor Plan
  • Wet Bar
  • High Ceiling
  • Ceiling Fan
  • Combination Kitchen and Dining Room
  • Garden Views
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Stove
  • Built-In Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Partially Carpeted
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Bathtub with Shower

Laundry

  • Laundry on main level
  • Electric Dryer
  • Washer

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Swimming Allowed
  • Deck

Schools

  • Hillsmere Elementary School
  • Annapolis Middle School
  • Annapolis High School

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 20
  • Assessor Parcel Number 020241205070608

Community Details

Overview

  • No Home Owners Association
  • $25 Recreation Fee
  • Hillsmere Shores Subdivision

Recreation

  • Community Pool
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,409

Year Built

Built in 1989

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Bi-Level
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1989
  • Automatically Close On Close Date: No
  • Remarks Public: Move-in ready ! 404 Beach Drive is a warm and inviting gracious home nestled in the beautiful Hillsmere Estates/Hillsmere Shores water privileged community offering access to two beachfront playgrounds, private beaches, picnic area, marina club, a boat ramp, canoe/kayak storage, boat slips, beach pavilions, volleyball courts and a community pool. New Samsung stove, over the range microwave, and dishwasher and new flooring in the family room. A truly welcoming retreat of comfort, tranquility and convenience just minutes to Quiet Waters Park, the public library, public and private schools, shopping, restaurants, downtown City Dock/Historic Annapolis and the United States Naval Academy. A great place to call home!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer - Electric, Stove, Refrigerator, Washer
  • Flooring Type: Carpet, Ceramic Tile, Hardwood, Luxury Vinyl Plank, Partially Carpeted
  • Interior Amenities: Bathroom - Tub Shower, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Floor Plan - Traditional, Kitchen - Island, Kitchen - Table Space, Walk-In Closet(s), Wet/Dry Bar, Wood Floors
  • Fireplace: No
  • Wall Ceiling Types: Dry Wall, High
  • Foundation Details: Crawl Space, Slab
  • Levels Count: 2.5
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 1976
  • Living Area Sq Ft: 1976
  • Price Per Sq Ft: 354.20
  • Above Grade Finished Sq Ft: 1976
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 404

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Roof: Composite, Shingle
  • View: Garden/Lawn
  • Water Access Features: Canoe/Kayak, Fishing Allowed, Private Access, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: South River
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Garage - Side Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: 25.00
  • Association Recreation Fee: Yes

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • Elementary School: HILLSMERE
  • Middle School: ANNAPOLIS
  • High School: ANNAPOLIS
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121140671932
  • School District Source: 3rd Party
  • Elementary School: HILLSMERE
  • High School: ANNAPOLIS
  • Middle Or Junior School: ANNAPOLIS

Lot Info

  • Land Use Code: R
  • Lot Features: Rear Yard, Front Yard
  • Lot Size Acres: 0.26
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 11175.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Very Good
  • Year Assessed: 2025
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 5409.00
  • Assessor Parcel Number: 020241205070608
  • Tax Lot: 20
  • Tax Total Finished Sq Ft: 1976
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2025
  • Close Date: 07/10/2025

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 16, 2025
Closed on
Jul 10, 2025
Sold by
Hardesty Carroll W and Hardes Leona
Bought by
Roach Anna Christina Gi
Seller's Agent
Rita Cook
Cook Real Estate Brokerage
Buyer's Agent
Travis Gray
Engel & Völkers Annapolis
List Price
$740,000
Sold Price
$665,000
Premium/Discount to List
-$75,000
-10.14%
Views
181

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
78.81%
Original Mortgage
$365,000
Outstanding Balance
$364,689
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$336,018

Purchase Details

Closed on
May 22, 1997
Sold by
Hardesty Carroll W
Bought by
Hardesty Carroll W and Hardesty Carroll W
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed -- --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/10/2025 07/10/25 Sold $665,000 -5.0% $337 / Sq Ft
06/02/2025 06/02/25 Price Changed $699,900 -3.5% $354 / Sq Ft
04/28/2025 04/28/25 Price Changed $725,000 -2.0% $367 / Sq Ft
02/16/2025 02/16/25 For Sale $740,000 -- $374 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,780 $459,267 $0 $0
2023 $5,544 $441,500 $241,500 $200,000
2022 $5,194 $432,033 $0 $0
2021 $0 $422,567 $0 $0
2020 $4,957 $413,100 $241,500 $171,600
2019 $4,855 $402,967 $0 $0
2018 $3,983 $392,833 $0 $0
2017 $4,532 $382,700 $0 $0
2016 -- $382,700 $0 $0
2015 -- $382,700 $0 $0
2014 -- $382,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Rita Cook

    Seller's Agent in 2025

    Rita Cook

    Cook Real Estate Brokerage

    (410) 570-1659

    1 in this area

    24 Total Sales

    Section Image
  • Travis Gray

    Buyer's Agent in 2025

    Travis Gray

    Engel & Völkers Annapolis

    (301) 641-0809

    17 in this area

    107 Total Sales

    Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDAA2103872

Bright MLS

APN: 02-412-05070608

Maryland Anne Arundel County Annapolis 21403

404 Beach Dr, Annapolis, MD

This home is located at 404 Beach Dr, Annapolis, MD 21403 and is currently priced at $665,000, approximately $336 per square foot. This property was built in 1989. 404 Beach Dr is a home located in Anne Arundel County with nearby schools including Hillsmere Elementary School, Annapolis Middle School, and Annapolis High School.

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