NOT LISTED FOR SALE

404 Central Pacific St Lathrop, CA 95330

Estimated Value: $620,000 - $636,841

4 Beds
2 Baths
1,843 Sq Ft
$341/Sq Ft Est. Value

Sale Details

Date Sold: February 17, 2026

Last sale price $625,000 $339 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $4,103 / mo

61 Days on Market

Highlights

  • New Construction
  • ENERGY STAR Certified Homes
  • Wood Flooring
  • Lathrop High School Rated A-
  • Contemporary Architecture
  • Great Room

About This Home

As of February 2026

Experience modern sophistication and effortless single-story living in a beautifully designed north-facing home featuring paid solar for year-round savings, wide hallways, abundant natural light, and an inviting open-concept layout. With 4 spacious bedrooms and 2 well-appointed bathrooms, this residence blends comfort, style, and efficiency. The chef-inspired kitchen offers sleek cabinetry, an oversized island, and seamless flow into the dining and living areas perfect for entertaining or everyday living. The private primary suite includes a generous walk-in closet and serene ensuite bath, thoughtfully separated from the additional bedrooms for added privacy, comfort and versatility. Outside, enjoy a low-maintenance backyard oasis with modern architectural concrete and a stylish covered patio ideal for outdoor dining and relaxation. Located in one of Lathrop's desirable newer communities, this move-in-ready home offers easy access to parks, schools, walking paths, and major commuter routes all with no HOA. (some grass and a couch pillow had been digitally altered)

Last Agent to Sell the Property

Gems Concha Clark

HomeSmart PV and Associates License #01813581 Listed on: 11/22/2025

HomeSmart PV and Associates

Last Buyer's Agent

Maureen Imming

OTSAR Realty Enterprise License #01469873

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2020 | New Construction

Lot Details

  • 5,519 Sq Ft Lot
  • North Facing Home
  • Fenced

Parking

  • 2 Car Attached Garage

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Tile Roof
  • Stucco

Interior Spaces

  • 1,843 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Double Pane Windows
  • Great Room
  • Living Room
  • Dining Room
  • Storage Room

Kitchen

  • Breakfast Bar
  • Free-Standing Gas Oven
  • Free-Standing Gas Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Stone Countertops

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom located in the basement
  • Walk-In Closet
  • 2 Full Bathrooms
  • Granite Bathroom Countertops
  • Secondary Bathroom Double Sinks
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry Room
  • 220 Volts In Laundry
  • Washer and Dryer Hookup

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Eco-Friendly Details

  • Energy-Efficient Windows
  • Energy-Efficient Insulation
  • ENERGY STAR Certified Homes
  • Pre-Wired For Photovoltaic Solar

Outdoor Features

  • Covered Patio or Porch
  • Fire Pit
  • Shed

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Tankless Water Heater
  • High Speed Internet

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 192-080-04

Home Details

Home Type

Single Family

Year Built

Built in 2020 | New Construction

Lot Details

5,519 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Subtype Description: Detached
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: Yes
  • Stories: 1
  • Year Built: 2020
  • Architectural Style: Contemporary
  • Levels: One
  • Remodeled/Updated Desc: Bath 0-5YR, Kitchen 0-5YR, Bed 0-5YR, Other-Rmks 0-5YR
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Free Standing Gas Range, Free Standing Refrigerator, Ice Maker, Dishwasher, Microwave, Tankless Water Heater, Free Standing Gas Oven
  • Flooring: Carpet, Vinyl, Wood
  • Master Bathroom Features: Shower Stall(s), Double Sinks, Granite, Walk-In Closet
  • Master Bedroom Features: Closet, Ground Floor, Walk-In Closet
  • Total Bathrooms: 2
  • Bathroom Features: Double Sinks, Granite, Tub w/Shower Over
  • Dining Room Features: Dining Bar
  • Family Room Features: Great Room
  • Kitchen Features: Island, Stone Counter
  • Living Room Features: Great Room
  • Room Type: Master Bathroom, Dining Room, Storage, Kitchen, Laundry, Living Room
  • Lower Level: Bedroom(s), Living Room, Dining Room, Master Bedroom, Full Bath(s), Garage, Kitchen, Street Entrance
  • Main Level: Bedroom(s), Living Room, Dining Room, Master Bedroom, Full Bath(s), Garage, Kitchen, Street Entrance
  • Price Per Square Foot: 339.12
  • Square Footage: 1843.00
  • Window Features: Dual Pane Full

Exterior Features

  • Other Structures: Shed(s), Storage
  • Construction Materials: Brick, Stucco
  • Property Faces: North
  • Exterior Features: Fire Pit
  • Fencing: Fenced
  • Foundation: Slab
  • Home Warranty: No
  • Horse Property: No
  • Listing Price: 650000.00
  • Lot Features: Street Lights
  • New Construction: No
  • Patio And Porch Features: Front Porch, Covered Patio
  • Pool: No
  • Property Condition: New Construction
  • Road Surface Type: Paved
  • Roof: Tile
  • Spa: No
  • View Description: Other
  • Land Use: Residential

Garage/Parking

  • Garage Spaces: 2.00
  • Parking Features: Attached
  • Driveway/Sidewalks: Paved Sidewalk, Sidewalk/Curb/Gutter

Utilities

  • Security: Carbon Mon Detector, Smoke Detector
  • Sewer: Public Sewer
  • Utilities: Public, Electric, Internet Available
  • Cooling: Ceiling Fan(s), Central
  • Electric: 220 Volts in Laundry, Solar Plumbed
  • Heating: Central, Natural Gas
  • Laundry Features: Hookups Only, Inside Area, Inside Room
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Pets Allowed: Yes, Cats OK, Dogs OK
  • Senior Community: No

Fee Information

  • Land Lease: No

Schools

  • Senior High School District: Manteca Unified

Lot Info

  • Zoning: SFR
  • Irrigation: None
  • Lot Size Acres: 0.1267
  • Lot Size Sq Ft: 5519.00

Green Features

  • Green Building Verification Type: ENERGY STAR Certified Homes
  • Energy Efficient: Insulation, Water Heater, Windows

Multi Family

Tax Info

  • Assessor Parcel Number: 192-080-04
  • Bonds/Assessments/Taxes: Unknown

MLS Schools

  • School District (County): San Joaquin

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 22, 2025
Closed on
Feb 11, 2026
Sold by
Bought by
Seller's Agent
Gems Concha Clark
HomeSmart PV and Associates
Buyer's Agent
Maureen Imming
OTSAR Realty Enterprise
List Price
$662,000
Sold Price
$625,000
Premium/Discount to List
-$37,000
-5.59%
Views
38
Current Estimated Value
$628,960

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,960
Avg. Annual Appreciation
1.88%
Original Mortgage
$500,000
Outstanding Balance
$499,030
Interest Rate
6.15%
Mortgage Type
New Conventional
Estimated Equity
$129,930

Purchase Details

Listed on
Nov 22, 2025
Closed on
Jan 27, 2026
Sold by
Bought by
Seller's Agent
Gems Concha Clark
HomeSmart PV and Associates
Buyer's Agent
Maureen Imming
OTSAR Realty Enterprise
List Price
$662,000
Sold Price
$625,000
Premium/Discount to List
-$37,000
-5.59%
Views
38

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$500,000
Outstanding Balance
$499,030
Interest Rate
6.15%
Mortgage Type
New Conventional
Estimated Equity
$129,930

Purchase Details

Closed on
Sep 16, 2020
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$410,669
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 15, 2020
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- Chicago Title
$625,000 Chicago Title
$451,500 First American Title Company
$1,440,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $500,000
Previous Owner $410,669
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
02/17/2026 02/17/26 Sold $625,000 -3.8% $339 / Sq Ft
01/22/2026 01/22/26 Pending -- -- --
12/12/2025 12/12/25 Price Changed $650,000 -1.8% $353 / Sq Ft
11/22/2025 11/22/25 For Sale $662,000 -- $359 / Sq Ft
Source: MetroList

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,715 $488,482 $129,890 $358,592
2024 $8,615 $478,905 $127,344 $351,561
2023 $8,379 $469,516 $124,848 $344,668
2022 $7,974 $460,310 $122,400 $337,910
2021 $8,269 $451,285 $120,000 $331,285
2020 $2,809 $5,508 $5,508 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MetroList

MLS Number: 225146649

MetroList

APN: 192-080-04

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