T
Seller's Agent in 2026
The Cindy Shetterly Team
Keller Williams Realty Service
(859) 240-0727
51 in this area
1,422 Total Sales
404 Millrace Dr Cold Spring, KY 41076
3
Beds
2
Baths
1,389
Sq Ft
14,549
Sq Ft Lot
Highlights
- Open Floorplan
- Vaulted Ceiling
- Solid Surface Countertops
- Donald E. Cline Elementary School Rated A
- Ranch Style House
- No HOA
About This Home
As of February 2026Welcome home to this beautifully maintained three bedroom, two bath ranch in a highly desirable location, just minutes from shopping, dining, and everyday conveniences. This home features a brand new roof, luxury vinyl plank flooring, and an open, airy floor plan designed for both everyday living and entertaining. The stylish eat-in kitchen showcases quartz countertops, a farmhouse sink, and stainless steel appliances, creating a space that is both functional and inviting. The living area offers a warm and welcoming atmosphere with a gas fireplace and soaring 12-foot vaulted ceilings. The spacious primary suite provides a private retreat with an en-suite bathroom featuring a double vanity, soaking tub, and walk-in closet. Thoughtfully designed with modern updates and comfortable living spaces throughout
Last Agent to Sell the Property
Keller Williams Realty Service License #220012 Listed on: 01/20/2026
Home Details
Home Type
- Single Family
Parking
- Garage
- Front Facing Garage
- Garage Door Opener
- Driveway
Home Design
- Ranch Style House
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
Interior Spaces
- 1,389 Sq Ft Home
- Open Floorplan
- Vaulted Ceiling
- Recessed Lighting
- Chandelier
- Wood Burning Fireplace
- Vinyl Clad Windows
- Entryway
- Family Room
- Living Room
- Formal Dining Room
- Storage
- Fire and Smoke Detector
Kitchen
- Eat-In Kitchen
- Convection Oven
- Electric Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Solid Surface Countertops
- Farmhouse Sink
Flooring
- Carpet
- Laminate
- Ceramic Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
- Walk-In Closet
- 2 Full Bathrooms
- Double Vanity
- Soaking Tub
- Bathtub with Shower
- Shower Only
Unfinished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Laundry in Basement
Schools
- Donald E.Cline Elementary School
- Campbell County Middle School
- Campbell County High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- Cable TV Available
Additional Features
- Patio
- 0.33 Acre Lot
Community Details
- No Home Owners Association
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 1, 2021
Closed on
Jul 27, 2021
Sold by
Benke Joann and Mcdole Joann
Bought by
Striegel Matthew T
Seller's Agent
Outside Agent
Outside Sales
Buyer's Agent
The Cindy Shetterly Team
Keller Williams Realty Servs
List Price
$250,000
Sold Price
$250,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.84%
Original Mortgage
$237,500
Outstanding Balance
$214,660
Interest Rate
2.93%
Mortgage Type
New Conventional
Estimated Equity
$123,210
Purchase Details
Closed on
Sep 22, 1997
Sold by
Anderson Thomas C
Bought by
Benke Frank and Mcdole Joann
Purchase Details
Closed on
Jun 30, 1994
Sold by
Drees Co
Bought by
Thomas C Anderson Colleen K Anderso Al
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$85,000
Interest Rate
8.02%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $250,000 | 360 American Title Svcs Llc | |
| Deed | $140,000 | -- | |
| Deed | $138,555 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $237,500 | New Conventional | |
| Previous Owner | $85,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/20/2026 02/20/26 | Sold | $334,800 | 0.0% | $241 / Sq Ft | |
| 01/21/2026 01/21/26 | Pending | -- | -- | -- | |
| 01/20/2026 01/20/26 | For Sale | $334,800 | +33.9% | $241 / Sq Ft | |
| 08/04/2021 08/04/21 | Sold | $250,000 | 0.0% | $180 / Sq Ft | View Prior Sale |
| 08/02/2021 08/02/21 | Pending | -- | -- | -- | |
| 08/01/2021 08/01/21 | For Sale | $250,000 | -- | $180 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,070 | $250,000 | $50,000 | $200,000 |
| 2024 | $3,070 | $250,000 | $50,000 | $200,000 |
| 2023 | $3,000 | $250,000 | $50,000 | $200,000 |
| 2022 | $3,133 | $250,000 | $25,000 | $225,000 |
| 2021 | $1,778 | $179,900 | $25,000 | $154,900 |
| 2020 | $1,811 | $179,900 | $25,000 | $154,900 |
| 2019 | $1,780 | $179,900 | $25,000 | $154,900 |
| 2018 | $1,813 | $179,900 | $25,000 | $154,900 |
| 2017 | $1,789 | $179,900 | $25,000 | $154,900 |
| 2016 | $1,750 | $179,900 | $0 | $0 |
| 2015 | $1,778 | $179,900 | $0 | $0 |
| 2014 | $1,744 | $179,900 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
The Cindy Shetterly Team
-
Kyle Sticklen
Buyer's Agent in 2026
Kyle Sticklen
Sibcy Cline
(513) 646-9187
1 in this area
55 Total Sales
-
O
Seller's Agent in 2021
Outside Agent
Outside Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 639368
APN: 999-99-18-157.04
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
Nearby Homes
- 39 Sturbridge Dr
- 111 Hidden Ridge Ct
- 435 Springmill Dr
- 6136 Ripple Creek Rd
- 368 Shadow Ridge Dr Unit 24B
- 319 Fallingwater Ct
- 5914 Marble Way
- 799 Slate View
- 0 Dry Creek Road 4 56 Acres Unit 640255
- 592 Ivy Ridge Dr
- 0 Dry Creek Rd Unit 40
- 0 Dry Creek Rd Unit 39
- 0 Dry Creek Rd Unit 42
- 0 Dry Creek Rd Unit 41
- 0 Licking Pike Unit 637023
- 250 Ridgepointe Dr
- 15 Goetz Dr
- 49 Springhouse Dr
- 109 Stonyridge Drive Lot #7
- 4 Charity Hill Drive Lot 2
Your Personal Tour Guide
Ask me questions while you tour the home.