Seller's Agent in 2019
Chuck Speck
Coldwell Banker Realty - Gundaker
(314) 807-1475
2 in this area
61 Total Sales
404 Pepper Tree Ct Unit 178 Lake Saint Louis, MO 63367
Estimated Value: $381,000 - $410,000
3
Beds
3
Baths
2,600
Sq Ft
$160/mo
HOA Fee
Highlights
- Primary Bedroom Suite
- Open Floorplan
- Deck
- Green Tree Elementary School Rated A-
- Clubhouse
- Family Room with Fireplace
About This Home
As of March 2019Move in ready villa with plenty of desirable upgrades. Some upgraded features to be found in this fabulous villa include beautiful hardwood flooring extending from the foyer through the dining room, great room and breakfast area. Ceramic tile flooring can be found in all 3 full bathrooms, the kitchen and the area around the bar. In the kitchen, you will find granite counter tops. The master bedroom suite offers dual walk in closets and a large bay window that adds a sense of space. The master bathroom has 2 sinks in the vanity and has a large corner whirlpool tub and separate shower. This villa has a main floor laundry room. In the partially finished lower level there is a bedroom, a full bathroom and a large family room with gas fireplace and bar area. This ranch style villa also offers vaulted ceilings that make it feel very airy. When you want to get outdoors, you can retreat to your deck off the breakfast area for an alfresco meal or a cup of morning coffee.
Last Agent to Sell the Property
Coldwell Banker Realty - Gundaker License #2005008000 Listed on: 02/05/2019
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $4,203
Year Built
- Built in 2002
Lot Details
- 3,659
HOA Fees
- $160 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
Home Design
- Ranch Style House
- Traditional Architecture
- Villa
- Brick Veneer
- Poured Concrete
- Vinyl Siding
Interior Spaces
- Open Floorplan
- Vaulted Ceiling
- Ceiling Fan
- Gas Fireplace
- Bay Window
- Sliding Doors
- Six Panel Doors
- Entrance Foyer
- Family Room with Fireplace
- 2 Fireplaces
- Great Room with Fireplace
- Combination Dining and Living Room
- Breakfast Room
- Partially Carpeted
- Laundry on main level
Kitchen
- Breakfast Bar
- Electric Oven or Range
- Microwave
- Dishwasher
- Solid Surface Countertops
- Built-In or Custom Kitchen Cabinets
- Disposal
Bedrooms and Bathrooms
- Primary Bedroom Suite
- Walk-In Closet
- 3 Full Bathrooms
- Dual Vanity Sinks in Primary Bathroom
- Whirlpool Tub and Separate Shower in Primary Bathroom
Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Bedroom in Basement
- Finished Basement Bathroom
Home Security
Utilities
- Forced Air Heating and Cooling System
- Humidifier
- Heating System Uses Gas
- Gas Water Heater
Additional Features
- Deck
- Suburban Location
Listing and Financial Details
- Assessor Parcel Number 4-0059-8431-00-0178.0000000
Community Details
Recreation
- Recreational Area
- Tennis Courts
Additional Features
- Clubhouse
- Fire and Smoke Detector
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 5, 2019
Closed on
Mar 29, 2019
Sold by
Cavey James A and Cavey Sulamita V
Bought by
Clark Deborah and The Deborah Clark Revocable Tr
Seller's Agent
Chuck Speck
Coldwell Banker Realty - Gundaker
Buyer's Agent
Michael Carner
STL Metro Realty, LLC
List Price
$279,900
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.74%
Original Mortgage
$219,920
Outstanding Balance
$193,743
Interest Rate
4.3%
Mortgage Type
New Conventional
Estimated Equity
$200,052
Purchase Details
Closed on
Jan 18, 2013
Sold by
Engel Eric
Bought by
Cavey James A and Cavey Sulamita V
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$81,250
Interest Rate
3.33%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 15, 2008
Sold by
Ruggeri Frank L and Ruggeri James F
Bought by
Engel Eric
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$179,500
Interest Rate
6.35%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 12, 2003
Sold by
R G B Construction Co
Bought by
Ruggeri Frank L and Ruggeri Family Revocable Livin
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,000
Interest Rate
4.5%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Clark Deborah | -- | Investors Title Company | |
| Cavey James A | $185,000 | Ust | |
| Engel Eric | -- | Etc | |
| Ruggeri Frank L | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Clark Deborah | $219,920 | |
| Previous Owner | Cavey Sulamita V | $20,000 | |
| Previous Owner | Cavey James A | $81,250 | |
| Previous Owner | Engel Eric | $168,000 | |
| Previous Owner | Engel Eric | $179,500 | |
| Previous Owner | Ruggeri Frank L | $70,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/29/2019 03/29/19 | Sold | -- | -- | -- |
| 02/15/2019 02/15/19 | Pending | -- | -- | -- |
| 02/05/2019 02/05/19 | For Sale | $279,900 | -- | $108 / Sq Ft |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,203 | $66,453 | -- | -- |
| 2023 | $4,202 | $61,044 | $0 | $0 |
| 2022 | $275 | $52,448 | $0 | $0 |
| 2021 | $3,620 | $52,448 | $0 | $0 |
| 2020 | $3,675 | $51,208 | $0 | $0 |
| 2019 | $3,409 | $51,208 | $0 | $0 |
| 2018 | $2,825 | $40,471 | $0 | $0 |
| 2017 | $2,812 | $40,471 | $0 | $0 |
| 2016 | $2,598 | $36,765 | $0 | $0 |
| 2015 | $2,524 | $36,765 | $0 | $0 |
| 2014 | $2,367 | $35,423 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Chuck Speck
-
Christopher Kempher
Seller Co-Listing Agent in 2019
Christopher Kempher
Coldwell Banker Realty - Gundaker
2 in this area
24 Total Sales
-
Michael Carner
Buyer's Agent in 2019
Michael Carner
STL Metro Realty, LLC
(636) 443-9696
2 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS19005903
APN: 4-0059-8431-00-0178.0000000
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