Seller's Agent in 2025
Tracy Andes
NorthGroup Real Estate LLC
(704) 607-1988
2 in this area
44 Total Sales
404 Saddlebred Ln Locust, NC 28097
4
Beds
2.5
Baths
2,906
Sq Ft
0.32
Acres
Highlights
- Community Cabanas
- 2 Car Attached Garage
- Laundry Room
- Vaulted Ceiling
- Community Playground
- Forced Air Heating and Cooling System
About This Home
As of September 2025Step into style and space with this stunning 2-story, 4-bedroom home featuring a versatile loft and 2.5 baths, nestled on a premium 0.32-acre lot with a full privacy fence. The main level boasts rich wood laminate flooring throughout, a spacious flex room perfect for a home office, and a generous family room with an elegant electric fireplace. Entertain effortlessly in the gourmet kitchen, complete with quartz countertops, a large center island, bar seating, stainless steel appliances, and abundant cabinet space. Upstairs, the vaulted-ceiling primary suite offers a tranquil retreat, featuring a spa-like ensuite with dual vanities, walk-in shower, and expansive walk-in closet.
Each secondary bedroom includes its own walk-in closet, and the upper-level loft adds an extra layer of functionality—ideal for a playroom, media space, or reading nook.
Located in a community rich with amenities, you'll enjoy an outdoor pool, cabana, playground, and walking trails right at your doorstep.
Last Agent to Sell the Property
NorthGroup Real Estate LLC Brokerage Email: tracyandesworking4u@gmail.com License #261544 Listed on: 07/02/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 2023
Lot Details
- Privacy Fence
- Back Yard Fenced
- Cleared Lot
HOA Fees
- $72 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Front Facing Garage
Home Design
- Slab Foundation
- Vinyl Siding
- Stone Veneer
Interior Spaces
- 2-Story Property
- Vaulted Ceiling
- Electric Fireplace
- Insulated Windows
- Laundry Room
Kitchen
- Electric Oven
- Electric Range
- Dishwasher
- Disposal
Flooring
- Carpet
- Laminate
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
Schools
- Stanfield Elementary School
- West Stanly Middle School
- West Stanly High School
Utilities
- Forced Air Heating and Cooling System
Listing and Financial Details
- Assessor Parcel Number 5574-02-78-2741
Community Details
Overview
- Cusick Association
- Crossroads Subdivision
- Mandatory home owners association
Recreation
- Community Playground
- Community Cabanas
- Community Pool
- Trails
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 2, 2025
Closed on
Sep 8, 2025
Sold by
Stanley Noah
Bought by
Covington Jessica E and Covington Jesse J
Seller's Agent
Tracy Andes
NorthGroup Real Estate LLC
Buyer's Agent
Jeff Villines
Real Broker, LLC
List Price
$439,500
Sold Price
$399,000
Premium/Discount to List
-$40,500
-9.22%
Views
21
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,608
Avg. Annual Appreciation
7.84%
Original Mortgage
$369,000
Outstanding Balance
$368,682
Interest Rate
6.74%
Mortgage Type
New Conventional
Estimated Equity
$41,926
Purchase Details
Closed on
Dec 29, 2023
Sold by
D R Horton Inc
Bought by
Stanley Noah
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$331,192
Interest Rate
7.44%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $399,000 | None Listed On Document | |
| Special Warranty Deed | $414,000 | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $369,000 | New Conventional | |
| Previous Owner | $331,192 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/08/2025 09/08/25 | Sold | $399,000 | -8.3% | $137 / Sq Ft |
| 07/13/2025 07/13/25 | Price Changed | $435,000 | -1.0% | $150 / Sq Ft |
| 07/02/2025 07/02/25 | For Sale | $439,500 | -- | $151 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,696 | $401,718 | $65,000 | $336,718 |
| 2024 | $3,455 | $316,973 | $55,000 | $261,973 |
| 2023 | $600 | $55,000 | $55,000 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Tracy Andes
-
Jeff Villines
Buyer's Agent in 2025
Jeff Villines
Real Broker, LLC
(704) 500-4737
4 in this area
86 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4275640
APN: 5574-02-78-2741
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