NOT LISTED FOR SALE

405 21st St Otsego, MI 49078

Estimated Value: $436,000 - $694,000

3 Beds
2.5 Baths
2,514 Sq Ft
$216/Sq Ft Est. Value

Last Sold June 21, 2016

Last sale price $290,000 $115 Per Sq Ft

Est. 87% increase in value since last sale

Current estimated payment $3,459/month

61 Days on Market

Highlights

  • Private Waterfront
  • Docks
  • Fruit Trees
  • Otsego High School Rated 9+
  • 4 Acre Lot
  • Chalet

About This Home

As of June 2016

Calling all Nature lovers!! Absolutely the best views from nearly every window. Paths meander through the property for easy access to the dock and water. One owner home, custom built all BRICK Chalet w/a Attached over sized 2 car garage and additional 24x32 Pole building & shed. 2 main floor bedrooms, Main floor laundry, Open Floor plan w/vaulted ceiling, new solid surface counters, new flooring in the kitchen, hall, full bath, and laundry. Master Suite features full bath w/granite vanity top, plenty of closet space, bonus is the den/loft. Basement is finished nicely w/half bath, Family room, Den and plenty of storage. Tiered deck w/hot tub and words can't describe the views and surrounding beauty! Minutes from shopping, food and US-131.

Last Agent to Sell the Property

Mark DeLavern

Berkshire Hathaway HomeServices MI License #6501288825 Listed on: 03/15/2016

Berkshire Hathaway HomeServices MI

Co-Listed By

Theresa Kisinger-DeLavern

Berkshire Hathaway HomeServices MI License #6501278038

Last Buyer's Agent

David Hulst

Coldwell Banker Woodland Schmidt Saugatuck License #6506043649

Coldwell Banker Woodland Schmidt Saugatuck

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,311

Year Built

  • Built in 1995

Lot Details

  • 4 Acre Lot
  • Private Waterfront
  • 640 Feet of Waterfront
  • Shrub
  • Terraced Lot
  • Fruit Trees
  • Wooded Lot
  • Garden

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Chalet
  • Brick Exterior Construction
  • Composition Roof

Interior Spaces

  • 1-Story Property
  • Ceiling Fan
  • Insulated Windows
  • Living Room
  • Dining Area
  • Basement Fills Entire Space Under The House

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range
  • Dishwasher

Flooring

  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms | 2 Main Level Bedrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Water Access
  • No Wake Zone
  • Docks
  • Deck
  • Patio
  • Pole Barn
  • Shed
  • Storage Shed

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • Heating System Powered By Leased Propane
  • Well
  • Propane Water Heater
  • Water Softener is Owned
  • Septic System

Community Details

  • Recreational Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,311

Year Built

Built in 1995

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Chalet
  • Stories: 1
  • Year Built: 1995
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 44x643x639xirr
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 2514.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 2311.0
  • Waterfront Options:Water Access YN: Yes
  • Lot Description:Wooded: Yes
  • Roofing:Composition: Yes
  • Heat Source:Propane: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Sewer:Septic System: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Water Heater:Propane2: Yes
  • Landscape:ShrubsHedges: Yes
  • Waterfront Options:Water Frontage3: 640.0
  • Windows:Insulated Windows: Yes
  • General Property Info:Fireplace: No
  • Lot Description:Rolling Hills: Yes
  • Additional Items:Ceiling Fans: Yes
  • Landscape:Garden Area: Yes
  • Landscape:Terraced Yard: Yes
  • Landscape:Fruit Trees: Yes
  • Landscape:Flower Garden: Yes
  • Additional Items:LP Tank Rented: Yes
  • General Property Info:SqFt Above Grade: 1764.0
  • General Property Info Garage YN: Yes
  • Flooring:Laminate Floor: Yes
  • Flooring:Ceramic Floor: Yes
  • Architectural Style Chalet: Yes
  • Other Structures:Pole Barn: Yes
  • Other Structures:Storage Shed: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Oven, Range, Refrigerator, Washer, Water Softener Owned
  • Flooring: Ceramic Tile, Laminate
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, LP Tank Rented, Eat-in Kitchen, Pantry
  • Fireplace: No
  • Total Bedrooms: 3
  • Main Level Bedrooms: 2
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Full
  • LivingArea: 2514.0
  • Window Features: Insulated Windows
  • General Property Info:Stories2: 1.5
  • Basement Rooms:Basement Half Baths: 1
  • Basement Rooms:Basement Finished SQFT: 750.0
  • Basement Rooms:Total Basement SQFT: 1224.0
  • Kitchen Features:Eating Area: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Kitchen Features Pantry: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Water Softener-Owned: Yes
  • Below Grade Sq Ft: 750.0

Exterior Features

  • Construction Materials: Brick
  • List Price: 309900.0
  • Lot Features: Recreational, Wooded, Rolling Hills
  • Other Structures: Shed(s), Pole Barn
  • Patio and Porch Features: Deck, Patio
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: Pine Creek Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Material:Brick: Yes
  • Patio and Porch Features:Deck(s): Yes
  • Patio And Porch Features:Patio: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Septic Tank
  • Water Source: Well
  • Water Well: Yes

Association/Amenities

  • Water Fea Amenities:Private Frontage: Yes
  • Water Fea Amenities:No Wake: Yes
  • Water Fea Amenities:Dock: Yes

Lot Info

  • Lot Size Acres: 4.0
  • Lot Size Area: 4.0
  • Lot Dimensions: 44x643x639xirr
  • Lot Size Sq Ft: 174240.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2311.0
  • Tax Year: 2015

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 15, 2016
Closed on
Jun 20, 2016
Sold by
Lacoss Allen L and Lacoss Elizabeth Jane
Bought by
Rough Gregory
Seller's Agent
Mark DeLavern
Berkshire Hathaway HomeServices MI
Buyer's Agent
David Hulst
Coldwell Banker Woodland Schmidt Saugatuck
List Price
$309,900
Sold Price
$290,000
Premium/Discount to List
-$19,900
-6.42%
Current Estimated Value
$542,620

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$252,620
Avg. Annual Appreciation
6.95%
Original Mortgage
$232,000
Interest Rate
3.58%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 1, 1994
Sold by
Lacoss Allen and Lacoss Elizabeth
Bought by
Cooley Michael and Cooley Cynthia
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rough Gregory $290,000 Title Resource Agency
Cooley Michael -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Rough Gregory $232,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/21/2016 06/21/16 Sold $290,000 -6.4% $115 / Sq Ft
05/15/2016 05/15/16 Pending -- -- --
03/15/2016 03/15/16 For Sale $309,900 -- $123 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,988 $243,600 $18,400 $225,200
2024 $5,972 $215,500 $17,600 $197,900
2023 $6,040 $185,200 $17,300 $167,900
2022 $5,972 $168,000 $15,700 $152,300
2021 $5,708 $160,600 $15,000 $145,600
2020 $5,791 $146,800 $14,400 $132,400
2019 $5,356 $138,900 $11,900 $127,000
2018 $5,383 $121,600 $10,500 $111,100
2017 $0 $105,200 $12,900 $92,300
2016 $0 $88,200 $10,000 $78,200
2015 -- $88,200 $10,000 $78,200
2014 $1,869 $76,800 $8,800 $68,000
2013 $1,869 $78,700 $9,500 $69,200
Source: Public Records

Agents Affiliated with this Home

  • M

    Seller's Agent in 2016

    Mark DeLavern

    Berkshire Hathaway HomeServices MI

    (269) 998-4833

    24 in this area

    136 Total Sales

    Mark DeLavern
    Section Image

  • T

    Seller Co-Listing Agent in 2016

    Theresa Kisinger-DeLavern

    Berkshire Hathaway HomeServices MI

    (269) 491-3393

    23 in this area

    136 Total Sales

    Theresa Kisinger-DeLavern
    Section Image
  • David Hulst

    Buyer's Agent in 2016

    David Hulst

    Coldwell Banker Woodland Schmidt Saugatuck

    (269) 857-8030

    79 Total Sales

    David Hulst
    Section Image
See All Agents

Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 16010735

Southwestern Michigan Association of REALTORS®

APN: 17-028-018-00

Michigan Allegan County Otsego 49078

405 21st St, Otsego, MI

This home is located at 405 21st St, Otsego, MI 49078 since 15 March 2016 and is currently estimated at $542,620, approximately $215 per square foot. This property was built in 1995. 405 21st St is a home located in Allegan County with nearby schools including Otsego High School, Otsego Christian Academy, and St. Margaret School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Southwestern Michigan Association of REALTORS® Information is deemed reliable but not guaranteed.
Copyright 2025 MichRIC, LLC. All rights reserved.

Nearby Homes