Rachel Betts Larson
Adolphson Real Estate, Inc
(218) 241-4808
78 Total Sales
2 in Cloquet
$142K - $215K Price Range
405 4th St Cloquet, MN 55720
Cloquet AreaEstimated Value: $266,377
3
Beds
1
Bath
2,616
Sq Ft
$102/Sq Ft
Est. Value
About This Home
As of May 2026A Well-Loved Legacy Ready for Its Next Chapter! For the first time in 50+ years, this charming pre-inspected 1.75-story brick home is ready for a new owner. Lovingly maintained and recently updated, it’s filled with history and ready for new memories. Recent Upgrades Garage: New concrete slab and structural repairs Electrical: Brand-new 200-amp panel Plumbing: Key updates to resolve past leaks Heating: Serviced hot water radiant system Potential & Character Hardwood floors under carpet Full basement with great ceiling height, ready to finish Sunroom and walk-up attic for flexible living space Outdoor Living & Location Situated on a rare 0.29-acre double corner lot, perfect for outdoor living. Located in Cloquet near schools, parks, shopping, and easy access to Hwy 33 and I-35, just a short drive to Duluth. A perfect mix of solid structure, recent updates, and opportunity to build equity. Come see it for yourself.
Last Agent to Sell the Property
Thrive Realty LLC License #20549397 Listed on: 04/07/2026
Last Buyer's Agent
Member Non
NON-MEMBER
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,902
Year Built
- Built in 1923
Lot Details
- 0.29
Parking
- 2 Car Detached Garage
Home Design
- Brick Exterior Construction
- Asphalt Roof
- Stone
Interior Spaces
- 2,616 Sq Ft Home
- 1.5-Story Property
- Fireplace
- Basement Fills Entire Space Under The House
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Bathroom
Additional Features
- 12,632 Sq Ft Lot
- Gas Water Heater
Listing and Financial Details
- Assessor Parcel Number 06-340-0940, 06-340-0920
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 7, 2026
Closed on
May 14, 2026
Sold by
Bought by
Seller's Agent
Darcie Novak
Thrive Realty LLC
Buyer's Agent
Member Non
NON-MEMBER
List Price
$270,000
Sold Price
$260,000
Premium/Discount to List
-$10,000
-3.7%
Views
42
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,377
Avg. Annual Appreciation
11.64%
Original Mortgage
$250,000
Outstanding Balance
$249,768
Interest Rate
6.37%
Mortgage Type
VA
Estimated Equity
$16,609
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Cloquet, MN
-
Rachel Betts Larson
-
Emily Davis
Emily Davis
Coldwell Banker Realty - Dulut
(218) 514-6409
77 Total Sales
22 in Cloquet
$55K - $685K Price Range
-
Riley Lind
Riley Lind
eXp Realty
(406) 412-4623
123 Total Sales
7 in Cloquet
$123K - $250K Price Range
-
Karen Pagel Guerndt
Karen Pagel Guerndt
Real Estate Services
(218) 626-6885
82 Total Sales
4 in Cloquet
$155K - $350K Price Range
-
Gerald Gorbet
Gerald Gorbet
Responds QuicklyAdolphson Real Estate, Inc
(218) 520-3370
66 Total Sales
8 in Cloquet
$20K - $290K Price Range
-
Josie Strong
Josie Strong
RE/MAX Results
(763) 363-5802
109 Total Sales
7 in Cloquet
$75K - $685K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $260,000 | Title Team |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $250,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/14/2026 05/14/26 | Sold | $260,000 | -3.7% | $99 / Sq Ft |
| 04/13/2026 04/13/26 | Pending | -- | -- | -- |
| 04/07/2026 04/07/26 | For Sale | $270,000 | -- | $103 / Sq Ft |
Source: Range Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,670 | $236,000 | $14,000 | $222,000 |
| 2024 | $3,670 | $227,300 | $14,000 | $213,300 |
| 2023 | $3,442 | $218,000 | $14,000 | $204,000 |
| 2022 | $3,054 | $218,000 | $14,000 | $204,000 |
| 2021 | $3,262 | $169,800 | $12,200 | $157,600 |
| 2020 | $3,120 | $163,200 | $12,200 | $151,000 |
| 2019 | $2,982 | $155,800 | $12,200 | $143,600 |
| 2018 | $2,768 | $150,900 | $12,200 | $138,700 |
| 2017 | $2,668 | $141,100 | $12,200 | $128,900 |
| 2016 | $2,558 | $137,500 | $12,200 | $125,300 |
| 2015 | $2,352 | $107,500 | $10,000 | $97,500 |
| 2014 | -- | $107,500 | $10,000 | $97,500 |
| 2013 | -- | $107,500 | $10,000 | $97,500 |
Source: Public Records
Agents Affiliated with this Home
-
Darcie Novak
Seller's Agent in 2026
Darcie Novak
Thrive Realty LLC
(218) 276-4087
350 Total Sales
-
M
Buyer's Agent in 2026
Member Non
NON-MEMBER
Map
Source: Range Association of REALTORS®
MLS Number: 149722
APN: 06-340-0940
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
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