$539,000
UNDER CONTRACT

405 Anchors Way Unit 85 Saint Joseph, MI 49085

Estimated payment $3,943/month

Total Views 5,838
4 Beds
3 Baths
2,066 Sq Ft
$261 Price per Sq Ft

Highlights

  • Water Access
  • Clubhouse
  • Recreation Room
  • Upton Middle School Rated A
  • Deck
  • Traditional Architecture

About This Home

Waterfront Luxury Meets Downtown Convenience!Welcome to Island Pointe Marina - a golf cart-friendly, gated waterfront community near the heart of Downtown St. Joseph! This turnkey, fully furnished designer home includes a coveted 30' BOAT SLIP, community HEATED POOL & SPA, park, walking trails, and beautiful green space making it the ultimate summer retreat or year-round residence.This is one of the few properties in St. Joseph that is eligible for short-term/Airbnb rentals, making this a rare investment opportunity as well. The thoughtfully updated floor plan was designed with entertaining in mind, featuring an open-concept great room, kitchen, and dining area filled with natural light. Double sliding doors open to an expansive covered deck, perfect for relaxing or hosting guests The spacious primary suite boasts a full bath and private covered balcony, while two additional bedrooms and a full bath are located upstairs. A main-level guest suite with a full bath adds flexibility as a private office or den.Enjoy resort-style amenities including a clubhouse, heated pool/ spa, playground, gazebo, and scenic walking trails along the St. Joseph River, all within one mile of beaches, shops, and restaurants in downtown St. Joseph.Don't miss your chance to own in one of St. Joe's most desirable communities!

Listing Agent

Ryan Green

Green Towne Coastal Realty License #6501325481 Listed on: 05/12/2025

Co-Listing Agent

Madyson Green

Green Towne Coastal Realty License #6501434233

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,281

Year Built

  • Built in 2005

Lot Details

  • 4,305 Sq Ft Lot
  • Property fronts a private road
  • Shrub
  • Sprinkler System

HOA Fees

  • $262 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,066 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Low Emissivity Windows
  • Window Treatments
  • Living Room
  • Dining Area
  • Recreation Room
  • Ceramic Tile Flooring
  • Crawl Space

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Snack Bar or Counter
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Main Level Bedroom
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry in Hall
  • Laundry on upper level
  • Dryer
  • Washer

Outdoor Features

  • Water Access
  • No Wake Zone
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • High Speed Internet
  • Cable TV Available

Community Details

Overview

  • Association fees include trash, snow removal, sewer, lawn/yard care
  • Built by Powell
  • Island Pointe Subdivision

Amenities

  • Clubhouse

Recreation

  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,281

Year Built

Built in 2005

Lot Details

0

HOA Fees

$262 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • Stories: 2
  • Year Built: 2005
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Appliances Microwave: Yes
  • Architectural Style:Traditional: Yes
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven, Range, Refrigerator, Washer
  • Flooring: Ceramic Tile
  • Interior Amenities: Ceiling Fan(s), Broadband, Garage Door Opener
  • Fireplace: No
  • Total Bedrooms: 4
  • Main Level Bedrooms: 1
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Basement: Crawl Space
  • LivingArea: 2066.0
  • Window Features: Low-Emissivity Windows, Window Treatments
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes

Exterior Features

  • Builder Name: Powell
  • Construction Materials: Vinyl Siding
  • List Price: 539000.0
  • Patio and Porch Features: Deck
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: St Joseph River
  • Waterfront Features: River
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: In Hall, Laundry Room, Upper Level
  • Sewer: Public
  • Utilities: Natural Gas Available, Electricity Available, Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Clubhouse, Pets Allowed, Playground, Pool
  • Association Fee: 262.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • Association Info:Approx Assoc Fee2: 262.0
  • Association Info:Assoc Fee Payable: Monthly
  • Assoc Amenities:Pets Allowed2: Yes
  • Water Fea Amenities:No Wake: Yes
  • Water Fea Amenities:Assoc Access: Yes
  • Assoc Amenities:Playground: Yes
  • Assoc Amenities:Club House: Yes
  • Assoc Amenities:Pool: Yes

Fee Information

  • Association Fee Includes: Trash, Snow Removal, Sewer, Lawn/Yard Care

Lot Info

  • Lot Size Acres: 0.1
  • Lot Size Area: 0.1
  • Lot Dimensions: irregular
  • Lot Size Sq Ft: 4305.0

Tax Info

  • Tax Annual Amount: 8281.0
  • Tax Year: 2024

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,281 $273,000 $0 $0
2024 $8,033 $240,900 $0 $0
2023 $7,704 $214,900 $0 $0
2022 $7,354 $187,400 $0 $0
2021 $7,307 $186,500 $25,700 $160,800
2020 $7,208 $187,100 $0 $0
2019 $7,152 $170,100 $26,000 $144,100
2018 $6,990 $170,100 $0 $0
2017 $7,376 $168,200 $0 $0
2016 $7,376 $158,900 $0 $0
2015 $7,308 $162,200 $0 $0
2014 $7,038 $160,100 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/12/2025 05/12/25 For Sale $539,000 +63.3% $261 / Sq Ft
06/27/2017 06/27/17 Sold $330,000 -5.7% $160 / Sq Ft
06/26/2017 06/26/17 Pending -- -- --
02/14/2017 02/14/17 For Sale $349,900 -- $169 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Warranty Deed $330,000 Chicago Title Of Mi Inc
Warranty Deed $53,000 --
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $140,300 Fannie Mae Freddie Mac
Previous Owner $128,000 Unknown
Source: Public Records

Similar Homes in Saint Joseph, MI

  • 1381 Silverbrook Ln, Saint Joseph, MI 49085

    $449,900

    • 4 Beds
    • 2.5 Baths
    • 3,059 Sq Ft
    • 1381 Silverbrook Ln
    • Saint Joseph, MI

    Nestled in a charming neighborhood where kids ride bikes, neighbors walk their dogs, and joggers enjoy the tree-lined streets, this four-bedroom, two-story home offers the perfect blend of comfort and convenience. Located on a peaceful cul-de-sac in the acclaimed Lakeshore school district, the setting is truly ideal.With beautiful curb appeal, this home features a fully fenced, landscaped

    Tim Mitchell Cressy & Everett Real Estate

    Section Image
  • 1022 Pearl St, Saint Joseph, MI 49085

    $589,900

    • 4 Beds
    • 2 Baths
    • 2,190 Sq Ft
    • 1022 Pearl St
    • Saint Joseph, MI

    Welcome to 1022 Pearl Street, a rare and stunningly restored 4-bedroom, 2-bath historic home, short walking distance to downtown St. Joseph and Lake Michigan beaches. With over $150,000 in high-end renovations—including a $75K designer kitchen—this home perfectly blends timeless character with modern amenities. Step onto the expansive 27-ft. enclosed front porch/sunroom, then into an inviting

    Gretchen Volkenstein @properties Christie's International R.E.

    Section Image
  • 1701 Forres Ave, Saint Joseph, MI 49085

    $469,900

    • 3 Beds
    • 2 Baths
    • 2,040 Sq Ft
    • 1701 Forres Ave
    • Saint Joseph, MI

    This Charming Traditional sits in one of the best locations the city of St. Joe has to offer. With its timeless appeal and inviting atmosphere, this home is perfect for those seeking a peaceful retreat with easy access to local amenities, quaint shops, dining, and the sandy shores of SW MI. Three bedrooms with large closets and two full baths with main floor laundry is a hard find on this coveted

    Kelly Arellano Cressy & Everett Real Estate

    Section Image
  • 1908 Niles Ave, Saint Joseph, MI 49085

    $500,000

    • 3 Beds
    • 3 Baths
    • 2,763 Sq Ft
    • 1908 Niles Ave
    • Saint Joseph, MI

    Welcome to this beautifully updated home, situated on 3 city lots where modern touches and timeless charm come together in a prime location! Walking distance to Lake Michigan beaches, down town St. Joseph convenient 90-minute drive to Chicago, this home offers the perfect blend of tranquility and accessibility. This home boasts 3 FIREPLACES! First step into the inviting family room, now featuring

    Gretchen Volkenstein @properties Christie's International R.E.

    Section Image
  • 2335 Niles Ave, Saint Joseph, MI 49085

    $444,900

    • 4 Beds
    • 3 Baths
    • 2,008 Sq Ft
    • 2335 Niles Ave
    • Saint Joseph, MI

    Welcome to your dream home, timeless charm meets modern comfort. Beautifully appointed residence boasts high ceilings and hardwood floors throughout. Gather around the cozy gas fireplace in the spacious dining room or unwind in the living room where the large picture window floods the space with natural light. Updated kitchen with granite countertops, under-cabinet task lighting, a tongue and

    Joy Schwarting Century 21 Affiliated

    Section Image
  • 517 Archer Ave, Saint Joseph, MI 49085

    $469,900

    • 3 Beds
    • 2 Baths
    • 1,674 Sq Ft
    • 517 Archer Ave
    • Saint Joseph, MI

    Custom-built & only 4 years old in the City of St. Joe with lake views from the front yard! Just 2 blocks to the ice cream shop & 4 blocks to Lions Park Beach via the scenic boardwalk. Enjoy the 9x30 front porch—freshly stained & perfect for relaxing or entertaining. Inside, an open layout with high ceilings connects the kitchen, dining, & living areas. Features include stylish flooring, high-end

    Ryan Arnt Keller Williams Realty Swm

    Section Image
  • 504 Kingsley Ave, Saint Joseph, MI 49085

    $419,900

    • 3 Beds
    • 2.5 Baths
    • 2,167 Sq Ft
    • 504 Kingsley Ave
    • Saint Joseph, MI

    Step into timeless elegance with this stunning 3-bedroom, 2.5-bath Craftsman-style home, ideally situated in the heart of downtown. Spanning 2,167 square feet of finished living space, this meticulously maintained residence features spacious living areas and premium finishes throughout. The kitchen is a culinary dream, equipped with a commercial grade 36'' gas stove, and custom cabinetry, perfect

    Liz Petzke RE/MAX by the Lake

    Section Image
  • 275 S Bluffwood Terrace, Saint Joseph, MI 49085

    $439,000

    • 4 Beds
    • 2.5 Baths
    • 2,512 Sq Ft
    • 275 S Bluffwood Terrace
    • Saint Joseph, MI

    Beautiful traditional home nestled in the desirable St. Joseph Public School District. This spacious 4-bedroom, 2.5-bath residence offers 2,512 sq ft of comfortable living space, complemented by a 3-car attached garage. The inviting covered front porch sets the tone for the warmth found within. Inside, the main floor boasts a generous living room, formal dining area, and a cozy family room

    Christine Norland Jaqua Realtors

    Section Image
  • 1480 Nelson Rd, Saint Joseph, MI 49085

    $550,000

    • 3 Beds
    • 2.5 Baths
    • 2,551 Sq Ft
    • 1480 Nelson Rd
    • Saint Joseph, MI

    Welcome to this meticulously maintained solid brick ranch, perfectly situated on a spacious -acre lot in a desirable neighborhood with top-rated schools. This home features charming curb appeal with mature landscaping and a long driveway leading to a large 3-car garage. Inside, you'll find timeless quality and generous living space, complemented by a full basement ready for storage, hobbies, or

    Judy Murray Cressy & Everett Real Estate

    Section Image

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 25021079

Southwestern Michigan Association of REALTORS®

APN: 11-76-3610-0059-00-5