NOT LISTED FOR SALE

405 Clay Dr Richmond, KY 40475

Estimated Value: $186,000 - $194,567

3 Beds
1 Bath
1,209 Sq Ft
$157/Sq Ft Est. Value

Last Sold January 17, 2025

Last sale price $198,500 $164 Per Sq Ft

Est. 4% decrease in value since last sale

Current estimated payment $1,066/month

25 Days on Market

Highlights

  • Ranch Style House
  • Great Room
  • Brick Veneer
  • Wood Flooring
  • Fireplace
  • Cooling Available

About This Home

As of January 2025

Pack your bags and move right in. This is an adorable ranch home on full unfinished basement. Three bedrooms, one bathroom, spacious great room with fireplace, kitchen with dining area. Home has been recently painted throughout, some new flooring and light fixtures, new blinds. Basement has amazing space that could be used for so many different things!

Last Agent to Sell the Property

Erin Ackerman

ERA Professional Hometown Services Listed on: 12/07/2024

Co-Listed By

Dianna Ackerman

ERA Professional Hometown Services License #192285

Last Buyer's Agent

Kenneth DeGrant

High Point Realty & Auction License #281524

Home Details

Home Type

  • Single Family

Lot Details

  • 7,992 Sq Ft Lot

Home Design

  • Ranch Style House
  • Brick Veneer
  • Block Foundation
  • Shingle Roof

Interior Spaces

  • 1,209 Sq Ft Home
  • Fireplace
  • Blinds
  • Great Room
  • Attic Access Panel
  • Washer and Electric Dryer Hookup
  • Property Views

Kitchen

  • Oven
  • Cooktop

Flooring

  • Wood
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Parking

  • 1 Attached Carport Space
  • Driveway

Schools

  • Kit Carson Elementary School
  • Madison Mid Middle School
  • Madison Central High School

Utilities

  • Cooling Available
  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Gas Water Heater

Community Details

  • Clay Tower Subdivision

Listing and Financial Details

  • Assessor Parcel Number R005-0021-0004

Home Details

Home Type

Single Family

Lot Details

7,992 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Ranch
  • Structure Type: House
  • Year Built: 9999
  • Above Grade Finished Sq Ft: 1209.0
  • Levels: One
  • New Construction: No
  • Structure Type:House: Yes
  • Flooring:Hardwood: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • Laundry Features:Washer Hookup: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Architectural Style:Ranch: Yes
  • Foundation Details:Block3: Yes
  • Flooring:Laminate: Yes
  • Appliances Refrigerators: Yes
  • Roof:Shingle: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Oven, Refrigerator
  • Flooring: Hardwood, Laminate
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Full, Unfinished, Walk-Out Access
  • Basement: Yes
  • Total Bedrooms: 3
  • Fireplace: Yes
  • LivingArea: 1209.0
  • Lot Size Area: 0.18
  • Window Features: Blinds
  • Full Basement: Yes
  • Appliances:Cooktop: Yes
  • Appliances:Oven: Yes
  • Basement:Walk-Out Access: Yes

Exterior Features

  • Roof: Shingle
  • Construction Materials: Other, Brick Veneer
  • Fencing: None
  • Foundation Details: Block
  • Home Warranty: No
  • List Price: 219000.0
  • View: Other
  • View YN: Yes
  • Waterfront: No
  • Construction Materials:Brick Veneer: Yes
  • Window Features:Blinds: Yes

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 1.0
  • Carport: Yes
  • Garage: No
  • Parking Features: Attached Carport, Driveway
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Public Sewer
  • Heating: Forced Air, Natural Gas
  • Cooling: Electric
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Heating:Forced Air: Yes

Schools

  • Elementary School: Kit Carson
  • High School: Madison Central
  • Middle or Junior School: Madison Mid

Lot Info

  • Lot Size Acres: 0.18
  • Lot Size Sq Ft: 7992.0
  • Parcel Number: R005-0021-0004

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 7, 2024
Closed on
Jan 17, 2025
Sold by
Park David and Hale Paul Lee
Bought by
Webb Cameron
Seller's Agent
Erin Ackerman
ERA Professional Hometown Services
Buyer's Agent
Kenneth DeGrant
High Point Realty & Auction
List Price
$219,000
Sold Price
$198,500
Premium/Discount to List
-$20,500
-9.36%
Views
48
Current Estimated Value
$189,642

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$8,858
Avg. Annual Appreciation
-3.86%
Original Mortgage
$100,000
Outstanding Balance
$98,662
Interest Rate
6.69%
Mortgage Type
New Conventional
Estimated Equity
$90,980
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Webb Cameron $198,500 None Listed On Document
Webb Cameron $198,500 None Listed On Document
Webb Cameron $198,500 None Listed On Document
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Webb Cameron $100,000
Closed Webb Cameron $100,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/17/2025 01/17/25 Sold $198,500 -9.4% $164 / Sq Ft
01/02/2025 01/02/25 Pending -- -- --
12/07/2024 12/07/24 For Sale $219,000 -- $181 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $962 $102,000 $0 $0
2024 $977 $102,000 $0 $0
2023 $989 $102,000 $0 $0
2022 $132 $102,000 $0 $0
2021 $609 $102,000 $0 $0
2020 $604 $99,000 $0 $0
2019 $566 $95,000 $0 $0
2018 $583 $95,000 $0 $0
2017 $577 $95,000 $0 $0
2016 $579 $95,000 $0 $0
2015 $565 $58,100 $0 $0
2014 $392 $95,000 $0 $0
2012 $392 $75,000 $75,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 24025185

ImagineMLS (Bluegrass REALTORS®)

APN: R005-0021-0004

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