NOT LISTED FOR SALE

405 Congress St Ottawa, IL 61350

Estimated Value: $278,723 - $407,000

3 Beds
2 Baths
1,950 Sq Ft
$174/Sq Ft Est. Value

Last Sold February 10, 2021

Last sale price $235,000 $121 Per Sq Ft

Est. 42% increase in value since last sale

Current estimated payment $2,426/month

115 Days on Market

Highlights

  • The property is located in a historic district
  • Entrance Foyer
  • Senior Tax Exemptions
  • Detached Garage
  • Central Air

About This Home

As of February 2021

Capture the beauty of the historic with the convenience of the new in this nostalgic two story home built on the east side of Ottawa in 1887.The home still has features of the period style:original hardwood floors, staircase, covered front and back porches, and customized woodwork and cabinetry. The first floor includes the spacious living and dining area sharing many windows looking onto the breathtaking landscape.Kitchen includes butcher block countertops, new dishwasher, and sitting area for morning coffee. The attached butlers pantry shares matching cabinetry, work desk, access to bath/laundry room, and exit to covered back porch overlooking the lush backyard and patio. The second floor has 3 large bedrooms and bath with original claw foot tub. Exterior has recent siding, roof and windows. Relax on the prorches, stroll the paths in the yard and escape the chaos in this repectful blend of the past and present. Minutes from Starved Rock State Park and walking distance to downtown Ottawa where restaurants boutiques, and parks are waiting for you!

Last Agent to Sell the Property

Celeste Nielsen

Coldwell Banker Real Estate Group License #475176588 Listed on: 08/18/2020

Coldwell Banker Real Estate Group

Last Buyer's Agent

Brian Evans

Option Premier LLC License #475136687

Home Details

Home Type

  • Single Family

Year Built

  • 1887

Lot Details

  • 6,970

Parking

  • Detached Garage
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Vinyl Siding

Interior Spaces

  • Entrance Foyer
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Oven or Range
  • Dishwasher

Laundry

  • Dryer
  • Washer

Location

  • The property is located in a historic district

Utilities

  • Central Air
  • Heating System Uses Gas

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Year Built

1887

Lot Details

0

Parking

1

Listing Details

  • Property Type: Detached Single
  • Built Before 1978 (Y/N): Yes
  • General Information: Interstate Access, Historical District
  • Age: 100+ Years
  • Full Bathrooms: 2
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 2
  • Type Detached: 2 Stories
  • Estimated Year Built: 1887
  • Tax Exemptions: Homeowner, Senior
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1887

Interior Features

  • Number Of Rooms: 6
  • Living Room: Dimensions: 16X16, On Level: Main Level, Flooring: Hardwood, Windows: Blinds
  • Appliances: Oven/Range, Dishwasher, Refrigerator, Washer, Dryer, Other
  • Basement: Full
  • Basement: Unfinished
  • Bedrooms All Levels: 3
  • Above Grade Bedrooms: 3
  • Laundry: Dimensions: 6X8, On Level: Main Level, Flooring: Ceramic Tile, Windows: None
  • Dining Room: Dimensions: 15X11, On Level: Main Level, Flooring: Hardwood, Windows: Blinds
  • Kitchen Type: Dimensions: 11X14, On Level: Main Level, Flooring: Hardwood, Windows: None
  • Additional Rooms: Foyer
  • Master Bedroom: Dimensions: 13X16, On Level: 2nd Level, Flooring: Hardwood, Windows: Shades
  • Additional Room 1 Name: Foyer, Dimensions: 6X16, On Level: Main Level, Flooring: Hardwood
  • Bedroom 2: Dimensions: 12X15, On Level: 2nd Level, Flooring: Hardwood, Windows: Shades
  • Bedroom 3: Dimensions: 11X15, On Level: 2nd Level, Flooring: Hardwood, Windows: Shades
  • Estimated Sq Ft: 1950
  • Dining Room Type: Combined w/ LivRm

Exterior Features

  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Vinyl Siding
  • Acreage: 0.168

Garage/Parking

  • Number of Cars: 1
  • Parking: Garage
  • Garage Type: Detached
  • Garage On Site: Yes
  • Number Garage Spaces: 1
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas

Schools

  • Junior High Dist: 141

Lot Info

  • Lot Dimensions: 60X1228.5X60X128.5
  • Parcel Identification Number: 2112300001

Tax Info

  • Taxes: 5694.62

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 18, 2020
Closed on
Jan 25, 2021
Sold by
Stanek Barbara and Salvestrini Barbara
Bought by
Jones Kelsey and Kendall Jack William
Seller's Agent
Celeste Nielsen
Coldwell Banker Real Estate Group
Buyer's Agent
Brian Evans
Option Premier LLC
List Price
$280,000
Sold Price
$235,000
Premium/Discount to List
-$45,000
-16.07%
Current Estimated Value
$332,941

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$97,941
Avg. Annual Appreciation
7.69%
Original Mortgage
$227,950
Outstanding Balance
$203,522
Interest Rate
2.6%
Mortgage Type
New Conventional
Estimated Equity
$135,909

Purchase Details

Closed on
Aug 10, 2012
Sold by
Salvestrini Peter
Bought by
Stanek Barbara
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Jones Kelsey $235,000 None Available
Stanek Barbara -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Jones Kelsey $227,950
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/10/2021 02/10/21 Sold $235,000 -12.9% $121 / Sq Ft
12/11/2020 12/11/20 Pending -- -- --
09/11/2020 09/11/20 Price Changed $269,900 -3.6% $138 / Sq Ft
08/18/2020 08/18/20 For Sale $280,000 -- $144 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,369 $87,264 $7,666 $79,598
2023 $7,594 $78,102 $6,861 $71,241
2022 $6,928 $70,886 $10,312 $60,574
2021 $6,499 $66,441 $9,665 $56,776
2020 $5,574 $63,115 $9,181 $53,934
2019 $5,695 $62,471 $9,087 $53,384
2018 $5,523 $60,971 $8,869 $52,102
2017 $5,296 $59,103 $8,597 $50,506
2016 $5,036 $56,568 $8,228 $48,340
2015 $4,731 $53,962 $7,849 $46,113
2012 -- $58,991 $8,580 $50,411
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10824278

Midwest Real Estate Data (MRED)

APN: 21-12-300001