Seller's Agent in 2022
Randy Oliver
McCoy Real Estate Inc
(704) 322-5547
11 in this area
78 Total Sales
405 Elm St Locust, NC 28097
Estimated Value: $399,000 - $431,000
3
Beds
2
Baths
1,825
Sq Ft
$224/Sq Ft
Est. Value
Highlights
- Open Floorplan
- Deck
- Wood Flooring
- Locust Elementary School Rated A-
- Ranch Style House
- Corner Lot
About This Home
As of March 2022This custom built, full brick ranch home offers low maintenance with an open, split floor plan and is located close to banks, the park, the library, pharmacies, schools, shopping, hardware stores and restaurants. It has been freshly painted throughout the interior of the home! Some of the highlights include the HUGE Cedar walk-in closet in the primary bedroom, French doors leading to the sunroom, a stone fireplace, an oversized laundry room with a sink, plenty of storage space, and a covered front porch just to name a few! Outside you can enjoy evenings on the deck or tinkering in the wired outbuilding. This is the perfect location for an easy commute to Charlotte, Albemarle, Monroe, and Concord without having to live in a "bigger city". Come enjoy the Small Town atmosphere Locust has to offer!
Last Agent to Sell the Property
McCoy Real Estate Inc License #296116 Listed on: 12/08/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,898
Year Built
- Built in 1998
Lot Details
- Corner Lot
- Zoning described as NR
Home Design
- Ranch Style House
- Brick Exterior Construction
- Vinyl Siding
Interior Spaces
- 1,825 Sq Ft Home
- Open Floorplan
- Built-In Features
- Tray Ceiling
- Ceiling Fan
- Living Room with Fireplace
- Crawl Space
- Pull Down Stairs to Attic
Kitchen
- Walk-In Pantry
- Self-Cleaning Oven
- Electric Range
- Microwave
- Plumbed For Ice Maker
- Disposal
Flooring
- Wood
- Linoleum
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
- Garden Bath
Laundry
- Laundry Room
- Electric Dryer Hookup
Parking
- Attached Garage
- Side Facing Garage
- Garage Door Opener
- 1 to 5 Parking Spaces
Outdoor Features
- Deck
- Covered Patio or Porch
- Separate Outdoor Workshop
Schools
- Locust Elementary School
- West Stanly Middle School
- West Stanly High School
Utilities
- Vented Exhaust Fan
- Heat Pump System
- Septic Tank
Community Details
- Card or Code Access
Listing and Financial Details
- Assessor Parcel Number 5575-04-61-1482
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 8, 2021
Closed on
Mar 2, 2022
Sold by
John Efird and John Timothy
Bought by
Phelps Gordon
Seller's Agent
Randy Oliver
McCoy Real Estate Inc
Buyer's Agent
Jennifer Hoyle
Real Broker, LLC
List Price
$365,000
Sold Price
$360,000
Premium/Discount to List
-$5,000
-1.37%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$47,899
Avg. Annual Appreciation
3.40%
Original Mortgage
$368,280
Outstanding Balance
$348,015
Interest Rate
5%
Mortgage Type
New Conventional
Estimated Equity
$59,884
Purchase Details
Closed on
Sep 28, 2020
Sold by
Huneycutt Judith Morgan and Efird Denita Huneycutt
Bought by
Huneycutt Judith Morgan and Efird Denita Huneycutt
Purchase Details
Closed on
Sep 26, 2019
Sold by
Huneycutt Huney Cutt Judith Morgan and Huneycutt Efird Denita
Bought by
Huneycutt Judith Morgan
Purchase Details
Closed on
May 1, 2018
Sold by
Huneycutt Judith Morgan
Bought by
Huneycutt Judith M and Huneycutt Boyd Curtis
Purchase Details
Closed on
Oct 22, 2013
Sold by
Huneycutt Boyd Curtis and Efird Denita Huneycutt
Bought by
Huneycutt Judith Morgan
Purchase Details
Closed on
Jul 3, 2013
Sold by
Huneycutt Judith Morgan
Bought by
Huneycutt Boyd Curtis and Efird Denita Huneycutt
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Phelps Gordon | $360,000 | Robert Forquer Pllc | |
| Huneycutt Judith Morgan | -- | None Available | |
| Huneycutt Judith Morgan | -- | None Available | |
| Huneycutt Judith M | -- | None Available | |
| Huneycutt Judith Morgan | -- | None Available | |
| Huneycutt Boyd Curtis | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Phelps Gordon | $368,280 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/03/2022 03/03/22 | Sold | $360,000 | -1.4% | $197 / Sq Ft |
| 01/31/2022 01/31/22 | Pending | -- | -- | -- |
| 01/21/2022 01/21/22 | For Sale | $365,000 | 0.0% | $200 / Sq Ft |
| 01/11/2022 01/11/22 | Pending | -- | -- | -- |
| 01/07/2022 01/07/22 | For Sale | $365,000 | 0.0% | $200 / Sq Ft |
| 12/18/2021 12/18/21 | Pending | -- | -- | -- |
| 12/18/2021 12/18/21 | Price Changed | $365,000 | -2.7% | $200 / Sq Ft |
| 12/10/2021 12/10/21 | Price Changed | $375,000 | -3.8% | $205 / Sq Ft |
| 12/08/2021 12/08/21 | For Sale | $390,000 | -- | $214 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,898 | $315,031 | $47,916 | $267,115 |
| 2024 | $2,099 | $192,526 | $28,314 | $164,212 |
| 2023 | $2,099 | $192,526 | $28,314 | $164,212 |
| 2022 | $2,079 | $192,526 | $28,314 | $164,212 |
| 2021 | $2,060 | $192,526 | $28,314 | $164,212 |
| 2020 | $919 | $166,206 | $24,829 | $141,377 |
| 2019 | $939 | $166,206 | $24,829 | $141,377 |
| 2018 | $1,878 | $166,206 | $24,829 | $141,377 |
| 2017 | $1,878 | $166,206 | $24,829 | $141,377 |
| 2016 | $1,837 | $162,596 | $23,086 | $139,510 |
| 2015 | $1,036 | $162,596 | $23,086 | $139,510 |
| 2014 | $879 | $162,596 | $23,086 | $139,510 |
Source: Public Records
Agents Affiliated with this Home
-
Randy Oliver
-
Jennifer Hoyle
Buyer's Agent in 2022
Jennifer Hoyle
Real Broker, LLC
(704) 363-4823
8 in this area
128 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 3811788
APN: 5575-04-61-1482
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