$275,000
SOLD FEB 4, 2026

405 Harbor Trail Moneta, VA 24121

3 Beds
2 Baths
1,456 Sq Ft
52,708 Sq Ft Lot

Recently Sold

$189 Per Sq Ft

18 Days on Market

About This Home

As of February 2026

Experience the tranquility of Smith Mountain Lake in this recently updated 3-bedroom home, nestled in a quiet neighborhood that offers both beauty and privacy. This home boasts numerous upgrades, ensuring modern comfort while maintaining its charm. Enjoy direct access to lake waters and beach area, perfect for summer days spent in the sun. Set on over 1 acre of land, this property provides ample space for outdoor activities and relaxation. Don't miss your chance to embrace peaceful living in this idyllic setting!

Last Agent to Sell the Property

Damon Gettier

REAL BROKER LLC - DGA-SALEM License #0225236055 Listed on: 11/26/2025

Co-Listed By

Alli Malus

REAL BROKER LLC - DGA-SALEM License #0225212207

Last Buyer's Agent

Melissa Saunders

REAL BROKER LLC - MCLEAN License #0225259327

REAL BROKER LLC - MCLEAN

Property Details

Home Type

  • Manufactured Home

Est. Annual Taxes

  • $300

Year Built

  • Built in 2003

HOA Fees

  • $17 Monthly HOA Fees

Parking

  • 4 Open Parking Spaces

Home Design

  • 1,456 Sq Ft Home
  • Single Family Detached Home
  • Manufactured Home

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Schools

  • Moneta Elementary School
  • Staunton River Middle School
  • Staunton River High School

Additional Features

  • Laundry on main level
  • 1.21 Acre Lot
  • Heat Pump System

Community Details

  • Greg Byrd Association

Property Details

Home Type

Manufactured Home

Est. Annual Taxes

$300

Year Built

Built in 2003

Lot Details

1.21 Acres

HOA Fees

$17 per month

Listing Details

  • Heating System: Heat Pump Electric
  • Type: Residential
  • Property Subtype 1: Manufactured Home
  • Cooling System: Central Air
  • AddlCoveredPrkng: Not Applicable
  • BedroomsBREntryLevel: 3
  • CondoAssocYN: No
  • EntryAboveGrdFin Sq Ft: 1456.00
  • LaundryLaundryEntryLevel: 1
  • Major Area: 06 - Bedford County
  • Phone Email: 540-797-9275
  • P O A Condo Contact Name: Greg Byrd
  • POACondoDues: 200.00
  • POACondoTermsAM: Annual
  • Hoa2 Or Poa: Yes
  • PrimCoveredPrking: N/A
  • Residential Type: Detached
  • Total Above Grd Fin S Q F T: 1456
  • TotalBdrm: 3
  • TotalBths: 2.00
  • TotalFBaths: 2
  • Total Finished Sq Ft: 1456.00
  • UncoveredNumberSpaces: 4.00
  • Water Class: N/A
  • YardSign: Yes
  • Special Features: None
  • Property Sub Type: MobileManufactured
  • Stories: 1

Interior Features

  • Basement YN: No

Utilities

  • Sewer Description: Private Septic
  • Water Description: Private Well

Lot Info

  • Property Group Id: 19990816212109142258000000
  • Total Acreage: 1.21

Building Info

  • Year Built: 2003

Tax Info

  • Taxes (6 mo): 300.00

MLS Schools

  • Elementary School: Moneta
  • HighSchool: Staunton River
  • Middle School: Staunton River

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 26, 2025
Closed on
Feb 3, 2026
Sold by
Dirt Investments Llc
Bought by
Greer Katherine
Seller's Agent
Damon Gettier
REAL BROKER LLC - DGA-SALEM
Buyer's Agent
Melissa Saunders
REAL BROKER LLC - MCLEAN
List Price
$275,000
Sold Price
$275,000
Views
16

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-6.82%
Original Mortgage
$9,625
Outstanding Balance
$9,625
Interest Rate
6.18%
Mortgage Type
New Conventional
Estimated Equity
$262,668

Purchase Details

Closed on
Sep 17, 2025
Sold by
Smith Karen Harris and Smith Karen H
Bought by
Dirt Investments Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$194,800
Interest Rate
6.63%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Deed $275,000 Pike Title
Deed $145,000 Fidelity National Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $9,625 New Conventional
Open $270,019 FHA
Previous Owner $194,800 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/04/2026 02/04/26 Sold $275,000 0.0% $189 / Sq Ft
12/30/2025 12/30/25 Pending -- -- --
12/12/2025 12/12/25 For Sale $275,000 -- $189 / Sq Ft
Source: Roanoke Valley Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $296 $72,300 $28,000 $44,300
2024 $296 $72,300 $28,000 $44,300
2023 $296 $36,150 $0 $0
2022 $349 $34,900 $0 $0
2021 $349 $69,800 $22,000 $47,800
2020 $349 $69,800 $22,000 $47,800
2019 $349 $69,800 $22,000 $47,800
2018 $420 $80,800 $16,000 $64,800
2017 $420 $80,800 $16,000 $64,800
2016 $420 $80,800 $16,000 $64,800
2015 $420 $80,800 $16,000 $64,800
2014 $445 $85,500 $16,000 $69,500
Source: Public Records

Agents Affiliated with this Home

  • D

    Seller's Agent in 2026

    Damon Gettier

    REAL BROKER LLC - DGA-SALEM

    (540) 314-1199

    584 Total Sales

    Damon Gettier
    Section Image

  • A

    Seller Co-Listing Agent in 2026

    Alli Malus

    REAL BROKER LLC - DGA-SALEM

    (540) 318-5884

    227 Total Sales

    Alli Malus
    Section Image
  • Melissa Saunders

    Buyer's Agent in 2026

    Melissa Saunders

    REAL BROKER LLC - MCLEAN

    (540) 915-6065

    18 Total Sales

    Melissa Saunders
    Section Image
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Map

Source: Roanoke Valley Association of REALTORS®

MLS Number: 923073

Roanoke Valley Association of REALTORS®

APN: 232-1-4-6

Virginia Bedford County Moneta 24121

405 Harbor Trail, Moneta, VA

Sold

Mobile Manufactured

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Roanoke Valley Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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