Seller's Agent in 2025
Trish Carter
CARTER COMPANY REALTORS
(813) 695-2498
5 in this area
245 Total Sales
405 Islebay Dr Apollo Beach, FL 33572
5
Beds
3.5
Baths
3,351
Sq Ft
8,380
Sq Ft Lot
Highlights
- Gated Community
- Wood Flooring
- Bonus Room
- Pond View
- Main Floor Primary Bedroom
- High Ceiling
About This Home
As of November 2025Welcome to Apollo Beach's Gated Mirabay community! Key West style 2-story home with gorgeous front wrap porch offers 3351 square feet, 4 bedrooms, 3.5 bathrooms, office, bonus space and a 2 car garage. Step into the foyer flanked by both the formal dining room directly to your left and a formal living room or office space to your right with glass French doors. A perfect library space! Open kitchen with spacious center island, wall oven, closet pantry, granite, wood cabinets, stainless steel appliances and wow- soaring ceilings and 2 story windows in the family room with views of the salt water habitat. Sit in the breakfast room and enjoy a cup of coffee or sit outside on the screened lanai with a cool drink. So many birds as you sit and watch the water. The Primary Suite is conveniently located on the first floor and includes bay window, double vanity, soaking tub, step in shower and a walk in closet with dressing mirror. Upstairs find the bonus space- an open loft suited for a media room or homework area. There is a guest suite upstairs with its own full bathroom and then there are 2 secondary bedrooms that share a jack n jill bathroom. This floorplan offers privacy as well as comfortable living for everyone. Great central location close to shopping, restaurants and the interstate. It's good to be home! This property may qualify for Seller Financing (Vendee).
Last Agent to Sell the Property
CARTER COMPANY REALTORS Brokerage Phone: 813-661-4700 License #679686 Listed on: 06/18/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 2005
Lot Details
- 8,380 Sq Ft Lot
- Lot Dimensions are 73.04x106
- West Facing Home
- Landscaped with Trees
- Property is zoned PD
HOA Fees
- $14 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Driveway
Home Design
- Slab Foundation
- Frame Construction
- Shingle Roof
Interior Spaces
- 3,351 Sq Ft Home
- 2-Story Property
- High Ceiling
- Ceiling Fan
- Family Room Off Kitchen
- Living Room
- Dining Room
- Home Office
- Bonus Room
- Pond Views
- Laundry in unit
Kitchen
- Eat-In Kitchen
- Stone Countertops
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary Bedroom on Main
- Walk-In Closet
- Soaking Tub
Outdoor Features
- Covered Patio or Porch
Schools
- Apollo Beach Elementary School
- Eisenhower Middle School
- Lennard High School
Utilities
- Central Heating and Cooling System
- Thermostat
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 2 / 24
- Assessor Parcel Number U-29-31-19-648-000024-00002.0
- $4,798 per year additional tax assessments
Community Details
Overview
- Mirabay Hoa/First Service Residential Association, Phone Number (866) 378-1099
- Mirabay Ph 1B 1/2A 1/3B 1 Subdivision
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 18, 2025
Closed on
Nov 6, 2025
Sold by
Secretary Of Veterans Affairs
Bought by
Marshall Ryan and Chavis Brittney Ann
Seller's Agent
Trish Carter
CARTER COMPANY REALTORS
Buyer's Agent
Andi Simmons
CENTURY 21 BEGGINS ENTERPRISES
List Price
$609,000
Sold Price
$525,000
Premium/Discount to List
-$84,000
-13.79%
Views
72
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
21.22%
Original Mortgage
$472,500
Outstanding Balance
$471,604
Interest Rate
6.27%
Mortgage Type
New Conventional
Estimated Equity
$72,945
Purchase Details
Closed on
Jan 10, 2025
Sold by
Wells Fargo Bank Na
Bought by
Secretary Of Veterans Affairs
Purchase Details
Closed on
Jan 3, 2025
Sold by
Compton Andrew P and Compton Angelia L
Bought by
Wells Fargo Bank Na
Purchase Details
Closed on
Apr 11, 2022
Sold by
Andrew Compton
Bought by
Compton Angelia
Purchase Details
Closed on
Jan 13, 2022
Sold by
Andrew Compton
Bought by
Compton Angelia
Purchase Details
Listed on
Oct 17, 2013
Closed on
Mar 25, 2014
Sold by
Asset Preservation Trust Services Inc
Bought by
Compton Andrew P and Compton Angelia L
Seller's Agent
Randy Patrick
WESTBAY REAL ESTATE
Buyer's Agent
Mike Grizzell
COMPASS FLORIDA LLC
List Price
$390,000
Sold Price
$350,000
Premium/Discount to List
-$40,000
-10.26%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.80%
Original Mortgage
$357,525
Interest Rate
4.3%
Mortgage Type
VA
Purchase Details
Listed on
Apr 4, 2013
Closed on
Aug 16, 2013
Sold by
Topliffe Kirk and Topliffe Kimberly
Bought by
Asset Preservation Trust Services Inc
Seller's Agent
Randy Patrick
WESTBAY REAL ESTATE
Buyer's Agent
Troy Goulah
WESTBAY REAL ESTATE
List Price
$275,000
Sold Price
$260,000
Premium/Discount to List
-$15,000
-5.45%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
62.79%
Purchase Details
Closed on
Mar 7, 2013
Sold by
Abraham & Sweeney Pa
Bought by
Topcliffe Kirk and Topliffe Kimberly
Purchase Details
Closed on
Feb 16, 2010
Sold by
Topliffe Kirk and Topliffe Kimberly
Bought by
Topliffe Family Land Trust #405
Purchase Details
Closed on
Jun 21, 2005
Sold by
Weekley Homes Lp
Bought by
Topliffe Kirk and Topliffe Kimberly
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$543,000
Interest Rate
5.57%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Jul 20, 2004
Sold by
Terrabrook Apollo Beach Lp
Bought by
Weekley Homes Lp
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $525,000 | None Listed On Document | |
| Special Warranty Deed | -- | Servicelink | |
| Special Warranty Deed | -- | Servicelink | |
| Certificate Of Transfer | $550,600 | -- | |
| Quit Claim Deed | -- | None Listed On Document | |
| Quit Claim Deed | -- | None Listed On Document | |
| Warranty Deed | $350,000 | Affiliated Title Of Tampa Ba | |
| Interfamily Deed Transfer | -- | Attorney | |
| Quit Claim Deed | -- | Attorney | |
| Warranty Deed | -- | Attorney | |
| Warranty Deed | $603,900 | Town Square Title Company | |
| Special Warranty Deed | $79,700 | Fuentes & Kreischer Title Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $472,500 | New Conventional | |
| Previous Owner | $357,525 | VA | |
| Previous Owner | $543,000 | Fannie Mae Freddie Mac |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/14/2025 11/14/25 | Sold | $525,000 | -0.9% | $157 / Sq Ft | |
| 10/14/2025 10/14/25 | Pending | -- | -- | -- | |
| 09/24/2025 09/24/25 | Price Changed | $530,000 | -4.5% | $158 / Sq Ft | |
| 08/25/2025 08/25/25 | Price Changed | $555,000 | -4.2% | $166 / Sq Ft | |
| 07/23/2025 07/23/25 | Price Changed | $579,500 | -4.8% | $173 / Sq Ft | |
| 06/18/2025 06/18/25 | For Sale | $609,000 | +74.0% | $182 / Sq Ft | |
| 07/01/2014 07/01/14 | Off Market | $350,000 | -- | -- | |
| 06/16/2014 06/16/14 | Off Market | $260,000 | -- | -- | |
| 03/25/2014 03/25/14 | Sold | $350,000 | -2.8% | $104 / Sq Ft | View Prior Sale |
| 02/06/2014 02/06/14 | Pending | -- | -- | -- | |
| 01/21/2014 01/21/14 | Price Changed | $360,000 | -1.4% | $107 / Sq Ft | |
| 01/03/2014 01/03/14 | Price Changed | $365,000 | -1.4% | $109 / Sq Ft | |
| 12/11/2013 12/11/13 | Price Changed | $370,000 | -2.6% | $110 / Sq Ft | |
| 12/03/2013 12/03/13 | Price Changed | $380,000 | -1.3% | $113 / Sq Ft | |
| 11/08/2013 11/08/13 | Price Changed | $385,000 | -1.3% | $115 / Sq Ft | |
| 10/18/2013 10/18/13 | For Sale | $390,000 | +11.4% | $116 / Sq Ft | |
| 10/18/2013 10/18/13 | Off Market | $350,000 | -- | -- | |
| 10/17/2013 10/17/13 | For Sale | $390,000 | +50.0% | $116 / Sq Ft | |
| 08/16/2013 08/16/13 | Sold | $260,000 | -5.5% | $78 / Sq Ft | View Prior Sale |
| 04/04/2013 04/04/13 | Pending | -- | -- | -- | |
| 04/04/2013 04/04/13 | For Sale | $275,000 | -- | $82 / Sq Ft |
Source: Stellar MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $14,723 | $612,506 | $146,001 | $466,505 |
| 2024 | $14,723 | $602,772 | $136,267 | $466,505 |
| 2023 | $14,071 | $531,249 | $107,067 | $424,182 |
| 2022 | $13,125 | $506,037 | $107,067 | $398,970 |
| 2021 | $11,832 | $384,413 | $68,134 | $316,279 |
| 2020 | $11,621 | $373,303 | $77,867 | $295,436 |
| 2019 | $10,951 | $357,807 | $77,867 | $279,940 |
| 2018 | $12,805 | $348,827 | $0 | $0 |
| 2017 | $10,830 | $342,174 | $0 | $0 |
| 2016 | $10,742 | $347,170 | $0 | $0 |
| 2015 | $10,302 | $315,609 | $0 | $0 |
| 2014 | $10,597 | $322,163 | $0 | $0 |
| 2013 | -- | $277,862 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Trish Carter
-
Andi Simmons
Buyer's Agent in 2025
Andi Simmons
CENTURY 21 BEGGINS ENTERPRISES
(813) 323-6241
33 in this area
138 Total Sales
-
Randy Patrick
Seller's Agent in 2014
Randy Patrick
WESTBAY REAL ESTATE
(813) 833-2045
22 Total Sales
-
Mike Grizzell
Buyer's Agent in 2014
Mike Grizzell
COMPASS FLORIDA LLC
(813) 965-1133
143 Total Sales
-
Troy Goulah
Buyer's Agent in 2013
Troy Goulah
WESTBAY REAL ESTATE
(727) 798-9480
7 Total Sales
Map
Source: Stellar MLS
MLS Number: TB8398368
APN: U-29-31-19-648-000024-00002.0
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IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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