$374,000
SOLD APR 16, 2021

405 Miller Rd Covington, GA 30014

4 Beds
2 Baths
2,614 Sq Ft
4.5 Acres

Recently Sold

$143 Per Sq Ft

29% Below List Price

38 Days on Market

Highlights

  • 400 Feet of Waterfront
  • Lake On Lot
  • Lake View
  • Single Slip
  • RV Access or Parking
  • 4.5 Acre Lot

About This Home

As of April 2021

Gorgeous home on sought after Jackson Lake on desirable Alcovy section. Boasting 4.5+/- DEEDED acres mostly wooded for privacy and expansive mountain like setting. Recent renovations on inside of home such as: Interior Painted thru out, new flooring in master bath, kitchen cabinets and master bath cabinets painted, new lighting thru out, new ceiling w/tongue & groove look & wood beam, front door painted, new hardware thru out, HVAC serviced in August 2020 & new roof installed in 2019. Offering 4BR's/2BA's w/Master on Main. The open floor plan has spacious kitchen, sunroom, den & huge fireside living room w/brick fireplace that extends down to basement. Spiral staircase leads down to finished basement that also has expansive views of the lake. All rooms offer cedar closets. Lots of storage thru out. Outside has 30X40 covered parking w/lean to, RV parking w/220 AMP hookup, Work Shop & 2 add'l storage sheds on property. Dock houses storage shed and approx 400+ feet of water frontage. Don't miss out on your opportunity to own a slice of Heaven on Jackson Lake. Tax Records do not reflect correct square footage. OH and another BONUS is No flood insurance is needed on the home which is a HUGE savings on this lake!

Last Agent to Sell the Property

Amber Cochran

NOT A VALID MEMBER License #317941 Listed on: 01/30/2021

Last Buyer's Agent

Kimberly Wolfe

SouthSide Realtors, LLC License #241082

SouthSide Realtors, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,233

Year Built

  • Built in 1972

Lot Details

  • 4.5 Acre Lot
  • 400 Feet of Waterfront
  • Lake Front
  • Property fronts a county road
  • Sloped Lot
  • Wooded Lot

Home Design

  • Traditional Architecture
  • Rustic Architecture
  • Cabin
  • Block Foundation
  • Wood Roof
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 2-Story Property
  • Rear Stairs
  • Bookcases
  • Beamed Ceilings
  • Cathedral Ceiling
  • Fireplace Features Masonry
  • Entrance Foyer
  • Living Room with Fireplace
  • 2 Fireplaces
  • Den
  • Lake Views
  • Laundry Room

Kitchen

  • Open to Family Room
  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Range
  • Dishwasher
  • Laminate Countertops
  • White Kitchen Cabinets

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Primary Bedroom on Main
  • Bathtub and Shower Combination in Primary Bathroom

Finished Basement

  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Fireplace in Basement
  • Finished Basement Bathroom
  • Laundry in Basement
  • Natural lighting in basement

Parking

  • Covered Parking
  • Driveway
  • RV Access or Parking
  • Deeded Parking

Accessible Home Design

  • Accessible Full Bathroom
  • Accessible Kitchen
  • Kitchen Appliances
  • Accessible Approach with Ramp
  • Accessible Electrical and Environmental Controls

Outdoor Features

  • Single Slip
  • Lake On Lot
  • Deck
  • Covered patio or porch
  • Separate Outdoor Workshop
  • Shed
  • Outbuilding

Schools

  • Heard-Mixon Elementary School
  • Indian Creek Middle School
  • Alcovy High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 0091A00000002000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,233

Year Built

Built in 1972

Lot Details

0

Listing Details

  • Standard Status: Closed
  • Property Type: Residential
  • MLS Status: Closed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Cabin, Rustic, Traditional
  • Property Condition: Resale
  • Year Built: 1972
  • Accessibility Features: Accessible Approach with Ramp, Accessible Electrical and Environmental Controls, Accessible Full Bath, Accessible Kitchen, Accessible Kitchen Appliances
  • Levels Stories: Two
  • Special Features: None

Property Details

  • Property: Residential Detached

Interior Features

  • Flooring: Carpet, Hardwood, Vinyl
  • Fireplace Features: Basement, Living Room, Masonry
  • Number Of Fireplaces: 2
  • Appliances: Dishwasher, Electric Range, Electric Water Heater, Refrigerator
  • Interior Amenities: Beamed Ceilings, Bookcases, Cathedral Ceiling(s), Entrance Foyer, High Ceilings 9 ft Main
  • Basement: Daylight, Exterior Entry, Finished, Finished Bath, Full, Interior Entry
  • Kitchen Features: Breakfast Bar, Cabinets White, Eat-in Kitchen, Laminate Counters, Pantry, View to Family Room
  • Common Walls: No Common Walls
  • Additional Rooms: Den
  • Spa Features: None
  • Window Features: None

Beds/Baths

  • Total Bedrooms: 4
  • Bedroom Features: Master on Main
  • Lower Bedrooms: 3
  • Main Bedrooms: 1
  • Total Bathrooms: 2
  • Total Full Baths: 2
  • Lower Full Bathrooms: 1
  • Main Full Bathrooms: 1
  • Master Bathroom Features: Tub/Shower Combo

Exterior Features

  • Other Structures: Outbuilding, RV/Boat Storage, Shed(s), Workshop
  • Waterfront Frontage: 400
  • Construction Materials: Wood Siding
  • Roof Type: Composition, Wood
  • Lake Name: Jackson - GA
  • Patio And Porch Features: Covered, Deck, Front Porch, Rear Porch
  • Exterior Features: Rear Stairs
  • View: Lake
  • Foundation: Block

Garage/Parking

  • Parking Features: Covered, Deeded, Driveway, RV Access/Parking

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: In Basement, Laundry Room
  • Utilities: Electricity Available, Water Available
  • Electric: None

Schools

  • Elementary School: Heard-Mixon
  • Middle School: Indian Creek
  • High School: Alcovy

Lot Info

  • Acres: 4.5000
  • Lot Features: Lake On Lot, Sloped, Wooded
  • Lot Dimensions: X
  • Parcel Number: 0091A00000002000
  • Horse Amenities: None
  • Land Lease: No
  • Property Attached Yn: No

Green Features

  • Green Energy Generation: None

Tax Info

  • Taxes: 4233.00
  • Assessor Parcel Number: 0091A00000002000
  • Close Date: 2021-04-16
  • Tax Year: 2020

Multi Family

  • Waterfront Features: Lake, Lake Front

MLS Schools

  • School Bus Route Elem: Yes
  • School Bus Route High: Yes
  • School Bus Route Middle: Yes
  • Elementary School: Heard-Mixon
  • High School: Alcovy
  • Middle School: Indian Creek

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 30, 2021
Closed on
Apr 16, 2021
Sold by
Slonaker Seth
Bought by
Winters Makayla N and Winters Shirley Shane
Seller's Agent
Amber Cochran
NOT A VALID MEMBER
Buyer's Agent
Kimberly Wolfe
SouthSide Realtors, LLC
List Price
$525,000
Sold Price
$374,000
Premium/Discount to List
-$151,000
-28.76%
Current Estimated Value
$700,488

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$326,488
Avg. Annual Appreciation
15.75%
Original Mortgage
$367,225
Outstanding Balance
$333,707
Interest Rate
3%
Mortgage Type
FHA
Estimated Equity
$366,781

Purchase Details

Listed on
Apr 3, 2019
Closed on
Jun 6, 2019
Sold by
Schnetzer Robert E
Bought by
Slonaker Seth
Seller's Agent
Claire Duncan
Berkshire Hathaway HomeServices Georgia Properties
Buyer's Agent
NON-MLS NMLS
Non FMLS Member
List Price
$335,000
Sold Price
$315,000
Premium/Discount to List
-$20,000
-5.97%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.67%
Original Mortgage
$315,000
Interest Rate
4.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 15, 2004
Sold by
Dailey Paul and Dailey Katherine C
Bought by
Schnetzer Robert E and Schnetzer Jane

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.25%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $374,000 --
Warranty Deed $315,000 --
Deed $250,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $367,225 FHA
Closed $367,225 FHA
Previous Owner $315,000 New Conventional
Previous Owner $180,000 New Conventional
Previous Owner $200,000 New Conventional
Previous Owner $25,000 Stand Alone Second
Previous Owner $147,000 Stand Alone Second
Previous Owner $100,000 Credit Line Revolving
Previous Owner $45,000 Stand Alone Refi Refinance Of Original Loan
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/16/2021 04/16/21 Sold $374,000 -6.5% $143 / Sq Ft
02/24/2021 02/24/21 Price Changed $399,999 -11.1% $153 / Sq Ft
02/14/2021 02/14/21 Price Changed $450,000 -10.0% $172 / Sq Ft
02/03/2021 02/03/21 Price Changed $500,000 -4.8% $191 / Sq Ft
01/30/2021 01/30/21 For Sale $525,000 +66.7% $201 / Sq Ft
06/06/2019 06/06/19 Sold $315,000 -6.0% $217 / Sq Ft
05/06/2019 05/06/19 Pending -- -- --
04/30/2019 04/30/19 For Sale $335,000 0.0% $231 / Sq Ft
04/17/2019 04/17/19 Pending -- -- --
04/03/2019 04/03/19 For Sale $335,000 -- $231 / Sq Ft
Source: First Multiple Listing Service (FMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,132 $166,964 $52,800 $114,164
2023 $4,116 $155,564 $52,800 $102,764
2022 $3,720 $140,964 $52,800 $88,164
2021 $3,965 $130,764 $52,800 $77,964
2020 $4,233 $126,364 $50,000 $76,364
2019 $4,293 $125,844 $50,000 $75,844
2018 $4,209 $122,604 $50,000 $72,604
2017 $3,395 $98,880 $50,000 $48,880
2016 $3,093 $90,080 $50,000 $40,080
2015 $3,178 $92,560 $50,000 $42,560
2014 $2,806 $82,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: First Multiple Listing Service (FMLS)

MLS Number: 6834496

First Multiple Listing Service (FMLS)

APN: 0091A00000002000