NOT LISTED FOR SALE

405 Montclair St Ludlow, KY 41016

Estimated Value: $189,000 - $316,000

3 Beds
2 Baths
1,140 Sq Ft
$232/Sq Ft Est. Value

Last Sold May 28, 2021

Last sale price $215,000 $189 Per Sq Ft

Est. 24% increase in value since last sale

Current estimated payment $1,616/month

3 Days on Market

Highlights

  • Deck
  • No HOA
  • Covered Patio or Porch
  • Wood Flooring
  • Cottage
  • Cul-De-Sac

About This Home

As of May 2021

Adorable cottage style home w/modern updates in a friendly neighborhood w/ fully fenced, private backyard & entertainment area. 3 beds, 2 baths, hard surface flooring throughout. Located minutes from Downtown Cincinnati and within walking distance to Devou Park.

Last Agent to Sell the Property

Jacquie Stewart

Coldwell Banker Realty License #221073 Listed on: 04/15/2021

Coldwell Banker Realty

Last Buyer's Agent

The Cindy Shetterly Team

Keller Williams Realty Servs

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1930

Lot Details

  • 5,057 Sq Ft Lot
  • Cul-De-Sac
  • Wood Fence

Parking

  • 1 Car Garage
  • Driveway

Home Design

  • Cottage
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding
  • Stone

Interior Spaces

  • 1,140 Sq Ft Home
  • 1.5-Story Property
  • Insulated Windows
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Breakfast Bar
  • Solid Wood Cabinet

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Primary Bathroom includes a Walk-In Shower

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Mary A. Goetz Elementary School
  • Ludlow Middle School
  • Ludlow High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association
  • Flemmings Subdivision

Listing and Financial Details

  • Assessor Parcel Number 040-14-04-011.00

Home Details

Home Type

Single Family

Year Built

Built in 1930

Lot Details

0

Parking

1

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.12
  • Year Built: 1930
  • Lot Size: Irregular
  • Subdivision Name: Flemmings
  • Directions: Drive towards Ludlow/Bromley on Highway Ave for approx. .7 miles, make a right turn onto Alberta Rd. @the first stop sign turn right onto Montclair St., the house is 2nd house on right side of street.
  • Architectural Style: Cottage
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Mary A. Goetz Elementary
  • Location Tax Legal Info:Middle or Junior School: Ludlow Middle School
  • Location Tax Legal Info:High School: Ludlow High
  • Location Tax Legal Info:Subdivision2: Other
  • Contract Info:Auction YN: No
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: Irregular
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Natural Gas Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.1161
  • General Property Description:Living Area: 1140.0
  • General Property Description:Lot Size Square Feet: 5057.32
  • Structure Type:House: Yes
  • Location Tax Legal Info:Tax ID: 040-14-04-011.00
  • Fencing:Wood3: Yes
  • Architecture:Cottage: Yes
  • Levels:One and One Half: Yes
  • Special Features: None

Interior Features

  • Basement: Full, Unfinished
  • Heating: Natural Gas, Forced Air
  • Levels: One and One Half
  • Property Type: Residential
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: None
  • Fireplace: No
  • Living Area: 1140.0
  • Window Features: Insulated Window(s)
  • Full Basement: Yes
  • Basement:Unfinished2: Yes
  • Kitchen Features:Wood Cabinets: Yes
  • Kitchen Features:Walk-Out Access3: Yes
  • Primary Bath Features:Shower: Yes
  • Living Room Features:Wood Flooring2: Yes
  • Dining Room Features:Wood Flooring3: Yes
  • Kitchen Features:Wood Flooring4: Yes
  • Kitchen Features:Breakfast Bar: Yes
  • Primary Bedroom Features:Wood Flooring7: Yes
  • Primary Bath Features:Ceramic Tile Flooring: Yes

Exterior Features

  • Fencing: Wood
  • Roof: Shingle
  • Lot Features: Cul-De-Sac
  • Construction Type: Stone, Vinyl Siding
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Covered, Deck, Patio, Porch
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Construction Materials:Stone2: Yes
  • Lot Features:Cul-De-Sac: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway
  • General Property Description:Garage Spaces: 1.0
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Mary A. Goetz Elementary
  • Junior High Dist: Ludlow Indep
  • High School: Ludlow High
  • Middle Or Junior School: Ludlow Middle School

Lot Info

  • Lot Size Sq Ft: 5057.32
  • Zoning Description: {"Residential":true}
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 15, 2021
Closed on
May 28, 2021
Sold by
Morris Karly G and Greiwe Cory J
Bought by
Ewing Irene M
Seller's Agent
Jacquie Stewart
Coldwell Banker Realty
Buyer's Agent
The Cindy Shetterly Team
Keller Williams Realty Servs
List Price
$199,900
Sold Price
$215,000
Premium/Discount to List
$15,100
7.55%
Current Estimated Value
$266,260

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$51,260
Avg. Annual Appreciation
4.53%
Original Mortgage
$110,000
Outstanding Balance
$80,882
Interest Rate
2.3%
Mortgage Type
New Conventional
Estimated Equity
$183,511

Purchase Details

Closed on
Mar 1, 2019
Sold by
Klein Gina L and Klein Robert
Bought by
Morris Karly G and Greiwe Cory J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$6,000
Interest Rate
4.4%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Aug 5, 2013
Sold by
Excel Development Llc
Bought by
Louderback Gina L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,000
Interest Rate
3.87%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Mar 30, 2012
Sold by
Johnson Johnnie Martin and Johnson Johnnie L
Bought by
Excel Development Llc
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ewing Irene M $215,000 American Homeland Title Agcy
Ewing Irene M $215,000 American Homeland Title
Morris Karly G $153,500 Lawyers Title Of Cincinnati
Louderback Gina L $120,000 360 American Title Services
Excel Development Llc $30,000 Limestone Title & Escrow Llc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ewing Irene M $110,000
Closed Ewing Irene M $110,000
Previous Owner Morris Karly G $6,000
Previous Owner Louderback Gina L $96,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/28/2021 05/28/21 Sold $215,000 +7.6% $189 / Sq Ft
04/18/2021 04/18/21 Pending -- -- --
04/15/2021 04/15/21 For Sale $199,900 -- $175 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,808 $215,000 $10,000 $205,000
2024 $2,795 $215,000 $10,000 $205,000
2023 $2,767 $215,000 $10,000 $205,000
2022 $2,764 $215,000 $10,000 $205,000
2021 $2,212 $153,500 $10,000 $143,500
2020 $2,203 $153,500 $10,000 $143,500
2019 $1,729 $120,000 $10,000 $110,000
2018 $1,718 $120,000 $10,000 $110,000
2017 $1,695 $120,000 $10,000 $110,000
2015 $1,618 $120,000 $10,000 $110,000
2014 $1,553 $120,000 $10,000 $110,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 547672

Northern Kentucky Multiple Listing Service

APN: 040-14-04-011.00