$385,000
SOLD JUL 18, 2025

405 Prospect St La Plata, MD 20646

3 Beds
2 Baths
1,632 Sq Ft
0.45 Acres

Recently Sold

$236 Per Sq Ft

90 Days on Market

Highlights

  • 0.45 Acre Lot
  • Cape Cod Architecture
  • Traditional Floor Plan
  • La Plata High School Rated A-
  • Deck
  • Wood Flooring

About This Home

As of July 2025

Tenant is now out and the home has been full cleaned and power washed on the outside!
Welcome to 405 Prospect St, a charming Cape Cod home nestled at the end of a quiet dead-end street in La Plata—offering both privacy and convenience with no HOA! This beautifully maintained 3-bedroom, 2-bath home features a renovated kitchen and baths, neutral colors throughout, and a bright sunroom that leads to a spacious composite deck. Enjoy energy-efficient new windows, a privacy-fenced yard, and a large Amish shed with electric—perfect for storage or a workshop. The well-landscaped lot includes dual driveways, providing ample parking. With plenty of space inside and out, this home is a rare find in a desirable location. Schedule your showing today!

Last Agent to Sell the Property

Bob Chew

(410) 995-9600 brg@bobandronna.com Samson Properties License #0225277244 Listed on: 04/04/2025

Samson Properties

Co-Listed By

Christopher Miller

(443) 223-8122 chris.miller@cornerhouserealty.com Samson Properties License #636958

Last Buyer's Agent

Linda Whiting

(301) 651-2266 whitinglegacyinvestmentsllc@gmail.com Real Broker, LLC License #5012681

Real Broker, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,418

Year Built

  • Built in 1945

Lot Details

  • 0.45 Acre Lot
  • No Through Street
  • Cleared Lot
  • Property is zoned R-10

Parking

  • Off-Street Parking

Home Design

  • Cape Cod Architecture
  • Vinyl Siding

Interior Spaces

  • 1,632 Sq Ft Home
  • Property has 2 Levels
  • Traditional Floor Plan
  • 1 Fireplace
  • Wood Flooring
  • Crawl Space

Kitchen

  • Gas Oven or Range
  • Dishwasher

Bedrooms and Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Enclosed Patio or Porch

Schools

  • La Plata High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 5
  • Assessor Parcel Number 0901004905

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,418

Year Built

Built in 1945

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1945
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Oven/Range - Gas, Refrigerator, Washer
  • Flooring Type: Hardwood
  • Interior Amenities: Wood Floors, Entry Level Bedroom, Floor Plan - Traditional
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Basement: No
  • Total Sq Ft: 1632
  • Living Area Sq Ft: 1632
  • Price Per Sq Ft: 235.91
  • Above Grade Finished Sq Ft: 1632
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Heat Pump(s)
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent
  • High School: LA PLATA

Lot Info

  • Lot Features: Cleared, No Thru Street
  • Lot Size Acres: 0.45
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 19651.00
  • Outdoor Living Structures: Deck(s), Enclosed
  • Zoning: R-10
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4418.00
  • Assessor Parcel Number: 0901004905
  • Tax Lot: 5
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: CHARLES COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 4, 2025
Closed on
Jul 25, 2025
Sold by
Lagasse Paul and Lazun Mary Jo
Bought by
Pimentel-Azcuy Raul
Seller's Agent
Bob Chew
Samson Properties
Buyer's Agent
Linda Whiting
Real Broker, LLC
List Price
$385,000
Sold Price
$385,000
Views
218
Current Estimated Value
$388,599

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,599
Avg. Annual Appreciation
2.00%
Original Mortgage
$393,277
Interest Rate
6.35%
Mortgage Type
VA

Purchase Details

Listed on
Jun 18, 2015
Closed on
Dec 18, 2015
Sold by
Reynolds Cherie B
Bought by
Lagasse Paul and Lazun Mary Jo
Seller's Agent
Lisa Wills
RE/MAX One
Buyer's Agent
Janice Spearbeck
Compass
List Price
$282,900
Sold Price
$269,000
Premium/Discount to List
-$13,900
-4.91%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.81%
Original Mortgage
$146,000
Interest Rate
3.98%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 29, 2001
Sold by
Scribner Phelps Paula J
Bought by
Reynolds Cherie B

Purchase Details

Closed on
Dec 29, 1999
Sold by
Scribner Paula J
Bought by
Scribner Phelps Paula J
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $385,000 Certified Title
Deed $269,000 Attorney
Deed $138,900 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $393,277 VA
Previous Owner $146,000 New Conventional
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/18/2025 07/18/25 Sold $385,000 0.0% $236 / Sq Ft
07/03/2025 07/03/25 Pending -- -- --
05/16/2025 05/16/25 Price Changed $385,000 0.0% $236 / Sq Ft
05/16/2025 05/16/25 For Sale $385,000 -3.7% $236 / Sq Ft
05/05/2025 05/05/25 Off Market $399,900 -- --
04/04/2025 04/04/25 For Sale $399,900 +48.7% $245 / Sq Ft
12/18/2015 12/18/15 Sold $269,000 -0.4% $162 / Sq Ft View Prior Sale
11/04/2015 11/04/15 Pending -- -- --
08/13/2015 08/13/15 Price Changed $269,990 -4.6% $162 / Sq Ft
06/18/2015 06/18/15 For Sale $282,900 0.0% $170 / Sq Ft
04/10/2015 04/10/15 Rented $1,895 +5.6% --
04/06/2015 04/06/15 Under Contract -- -- --
02/23/2015 02/23/15 For Rent $1,795 -7.9% --
11/29/2014 11/29/14 Rented $1,950 +6.8% --
11/29/2014 11/29/14 Under Contract -- -- --
10/23/2014 10/23/14 For Rent $1,825 -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 -- $306,100 -- --
2024 $4,326 $281,800 $0 $0
2023 $4,504 $257,500 $100,500 $157,000
2022 $3,825 $254,400 $0 $0
2021 $3,745 $251,300 $0 $0
2020 $3,745 $248,200 $100,500 $147,700
2019 $3,601 $237,667 $0 $0
2018 $3,428 $227,133 $0 $0
2017 $3,288 $216,600 $0 $0
2016 -- $209,867 $0 $0
2015 $3,017 $203,133 $0 $0
2014 $3,017 $196,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCH2041004

Bright MLS

APN: 01-004905