NOT LISTED FOR SALE

405 S Clay St Sturgis, MI 49091

Estimated Value: $162,930 - $188,000

3 Beds
1 Bath
1,523 Sq Ft
$115/Sq Ft Est. Value

Last Sold October 13, 2023

Last sale price $147,000 $97 Per Sq Ft

Est. 17% increase in value since last sale

Current estimated payment $1,130/month

30 Days on Market

Highlights

  • Traditional Architecture
  • 1 Car Detached Garage
  • Living Room
  • Mud Room
  • Porch
  • Forced Air Heating System

About This Home

As of October 2023

Updated 3 bedroom 1 bath with garage in the City of Sturgis. Home features large primary bedroom with built in desk and shelves on the main floor, main floor laundry, and a large private backyard. Updates include new furnace (2023), fresh paint throughout, all new flooring, newer appliances and water heater, replacement windows, and new sump pump.

Last Agent to Sell the Property

Karissa Finnerman Rarick

Five Star Real Estate License #6501386288 Listed on: 09/11/2023

Five Star Real Estate

Last Buyer's Agent

Jeff Wright

Keller Williams Kalamazoo Market Center License #6501412843

Keller Williams Kalamazoo Market Center

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,168

Year Built

  • Built in 1935

Lot Details

  • 0.25 Acre Lot
  • Lot Dimensions are 82.5 x 132
  • Level Lot
  • Flag Lot

Parking

  • 1 Car Detached Garage
  • Unpaved Driveway

Home Design

  • Traditional Architecture
  • Shingle Roof
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,523 Sq Ft Home
  • 2-Story Property
  • Replacement Windows
  • Mud Room
  • Living Room
  • Basement
  • Michigan Basement
  • Laundry on main level

Kitchen

  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom
  • 1 Full Bathroom

Outdoor Features

  • Porch

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,168

Year Built

Built in 1935

Lot Details

0

Parking

1

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 1935
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 82.5 x 132
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1523.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 2168.0
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Manufactured:Manufactured YN: No
  • Windows:Replacement: Yes
  • Appliances Refrigerators: Yes
  • Heat Source:Natural Gas3: Yes
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Lot Description:Level: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Driveway:Unpaved: Yes
  • General Property Info:Fireplace: No
  • Roofing:Shingle: Yes
  • Substructure:Michigan Basement: Yes
  • Lot Description:Flag Lot: Yes
  • General Property Info:SqFt Above Grade: 1523.0
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Range, Refrigerator
  • Fireplace: No
  • Total Bedrooms: 3
  • Main Level Bedrooms: 1
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Michigan Basement
  • LivingArea: 1523.0
  • Window Features: Replacement
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Total Basement SQFT: 715.0
  • Appliances Range: Yes
  • Kitchen Features:Mud Room Access: Yes
  • Appliances Dishwasher: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 152900.0
  • Lot Features: Flag Lot, Level
  • Patio and Porch Features: Porch(es)
  • Road Surface Type: Paved
  • Roof: Composition, Shingle
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Patio and Porch Features:Porch(es): Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Detached
  • Parking Features:Detached2: Yes
  • General Property Info:Garage Spaces: 1.0

Utilities

  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Natural Gas Available, Electricity Available
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.25
  • Lot Size Area: 0.25
  • Lot Dimensions: 82.5 x 132
  • Lot Size Sq Ft: 10890.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2168.0
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 11, 2023
Closed on
Oct 13, 2023
Sold by
Emel Holdings Llc
Bought by
Purvis Laura
Seller's Agent
Karissa Finnerman Rarick
Five Star Real Estate
Buyer's Agent
Jeff Wright
Keller Williams Kalamazoo Market Center
List Price
$157,500
Sold Price
$147,000
Premium/Discount to List
-$10,500
-6.67%
Views
31
Current Estimated Value
$171,306

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$24,306
Avg. Annual Appreciation
4.29%

Purchase Details

Closed on
Jan 10, 2013
Sold by
Loose Scott D and Loose Marie
Bought by
Jpmorgan Chase Bank National Association

Purchase Details

Closed on
May 21, 2007
Sold by
Schwartz Henry and Schwartz Kendra
Bought by
Loose Scott D and Loose Marie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$76,500
Interest Rate
6.27%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 26, 2005
Sold by
Ford Larry
Bought by
Us Bank Na and Registered Holders Of Asset Backed Secur

Purchase Details

Closed on
Mar 24, 2004
Sold by
Gilbert James E and Gilbert Christy L
Bought by
Ford Larry

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,400
Interest Rate
7.5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 1, 1901
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Purvis Laura $147,000 Patrick Abstract & Title
Jpmorgan Chase Bank National Association $45,050 None Available
Loose Scott D $75,000 Chicago Title Sturgis
Us Bank Na $54,297 --
Ford Larry $63,000 --
-- -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Purvis Laura $51,100
Previous Owner Loose Scott D $76,500
Previous Owner Schwartz Henry $1,000,000
Previous Owner Ford Larry $50,400
Closed Ford Larry $9,450
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/13/2023 10/13/23 Sold $147,000 -3.9% $97 / Sq Ft
09/22/2023 09/22/23 Pending -- -- --
09/19/2023 09/19/23 Price Changed $152,900 -1.3% $100 / Sq Ft
09/14/2023 09/14/23 Price Changed $154,900 -1.7% $102 / Sq Ft
09/11/2023 09/11/23 For Sale $157,500 0.0% $103 / Sq Ft
09/07/2023 09/07/23 Pending -- -- --
08/30/2023 08/30/23 Price Changed $157,500 -1.5% $103 / Sq Ft
08/23/2023 08/23/23 For Sale $159,900 +899.4% $105 / Sq Ft
03/22/2013 03/22/13 Sold $16,000 -5.3% $13 / Sq Ft
03/19/2013 03/19/13 Pending -- -- --
03/12/2013 03/12/13 For Sale $16,900 -- $14 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,305 $62,700 $5,300 $57,400
2023 $2,015 $50,000 $5,300 $44,700
2022 $1,876 $42,400 $4,900 $37,500
2021 $2,111 $36,600 $4,800 $31,800
2020 $2,086 $33,000 $3,900 $29,100
2019 $1,629 $30,600 $4,600 $26,000
2018 $1,506 $26,300 $4,800 $21,500
2017 $1,474 $27,200 $27,200 $0
2016 -- $25,500 $25,500 $0
2015 -- $24,300 $0 $0
2014 -- $23,900 $23,900 $0
2012 -- $23,800 $23,800 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 23031178

Southwestern Michigan Association of REALTORS®

APN: 052-110-052-00