NOT LISTED FOR SALE

405 S Main St Middlebury, IN 46540

Estimated Value: $251,000 - $261,000

3 Beds
1 Bath
2,100 Sq Ft
$121/Sq Ft Est. Value

Last Sold October 07, 2024

Last sale price $230,000 $110 Per Sq Ft

Est. 11% increase in value since last sale

Current estimated payment $1,353/month

11 Days on Market

Highlights

  • Primary Bedroom Suite
  • Cape Cod Architecture
  • 2 Car Attached Garage
  • Middlebury Elementary School Rated A-
  • Formal Dining Room
  • Bathtub with Shower

About This Home

As of October 2024

CHARMING!!! This 3 bedroom 1 bath cape cod is a doll house. Stamped concrete greets you as you enter the front door. Then step into a bistro type atmosphere--There is hardwood flooring throughout according to seller under carpet. A wood burning with gas start fireplace is the center of attention in the living room. Also on the Main Level is the primary bedroom and Main Level Laundry. The lower level hosts the family room and a bonus room. The water softener is rented, but the RO system is owned. 2 car attached garage featured with the spacious yard. This Middlebury gem is waiting for you. 2023 New Roof.

Last Agent to Sell the Property

Toni Bontrager

Berkshire Hathaway HomeServices Elkhart Brokerage Phone: 574-293-1010 Listed on: 08/27/2024

Berkshire Hathaway HomeServices Elkhart

Last Buyer's Agent

Toni Bontrager

Berkshire Hathaway HomeServices Elkhart Brokerage Phone: 574-293-1010 Listed on: 08/27/2024

Berkshire Hathaway HomeServices Elkhart

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $559

Year Built

  • Built in 1940

Lot Details

  • 7,971 Sq Ft Lot
  • Landscaped
  • Level Lot

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Cape Cod Architecture
  • Vinyl Construction Material

Interior Spaces

  • 1.5-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Living Room with Fireplace
  • Formal Dining Room
  • Partially Finished Basement
  • Basement Fills Entire Space Under The House
  • Laundry on main level

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • 1 Full Bathroom
  • Bathtub with Shower

Outdoor Features

  • Patio

Schools

  • Middlebury Elementary School
  • Heritage Middle School
  • Northridge High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Listing and Financial Details

  • Assessor Parcel Number 20-08-10-380-006.000-035

Home Details

Home Type

Single Family

Est. Annual Taxes

$559

Year Built

Built in 1940

Lot Details

7,971 Sq Ft Lot

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1940
  • Style: One and Half Story
  • Architectural Style: Cape Cod
  • Bedrooms: 3
  • Total Bathrooms: 1
  • Total Full Bathrooms: 1
  • Legal Description: IN SE SW 45X145' ON MAIN ST SEC 10 .117A
  • Parcel Number ID: 20-08-10-380-006.000-035
  • Platted: Yes
  • Amenities: Ceiling Fan(s), Garage Door Opener, Landscaped, Patio Open, Tub/Shower Combination, Main Level Bedroom Suite, Formal Dining Room, Main Floor Laundry
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 2520
  • Total Finished Sq Ft: 2100
  • Above Grade Finished Sq Ft: 1680
  • Below Grade Finished Sq Ft: 420
  • Below Grade Sq Ft: 420
  • Basement: Yes
  • Basement Foundation: Full Basement, Partially Finished
  • Number Of Fireplaces: 1
  • Fireplace: Living/Great Rm, Wood Burning
  • Fireplace: Yes
  • Living Great Room: Dimensions: 19x13, On Level: Main
  • Kitchen: Dimensions: 14x10, On Level: Main
  • Dining Room: Dimensions: 13x11, On Level: Main
  • Family Room: Dimensions: 28x12, On Level: Lower
  • Bedroom 1: Dimensions: 11x10, On Level: Main
  • Bedroom 2: Dimensions: 18x10, On Level: Upper
  • Bedroom 3: Dimensions: 18x10, On Level: Upper
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 840

Exterior Features

  • Exterior: Vinyl
  • Outbuilding1: None

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 24x24
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: City

Schools

  • Elementary School: Middlebury

Lot Info

  • Lot Description: Level
  • Lot Dimensions: .183
  • Estimated Lot Sq Ft: 7971
  • Estimated Lot Size Acres: 0.183

Tax Info

  • Annual Taxes: 558.96

MLS Schools

  • High School: Northridge
  • Middle School: Heritage
  • School District: Middlebury Community Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 16, 2025
Sold by
Henderson Ricky and Henderson Tawnya
Bought by
Borst Griffin and Borst Laura
Current Estimated Value
$255,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$242,400
Outstanding Balance
$240,046
Interest Rate
7%
Mortgage Type
New Conventional
Estimated Equity
$14,954

Purchase Details

Listed on
Aug 27, 2024
Closed on
Oct 7, 2024
Sold by
Coulter Nancy A
Bought by
Henderson Ricky and Henderson Tawnya
Seller's Agent
Toni Bontrager
Berkshire Hathaway HomeServices Elkhart
Buyer's Agent
Toni Bontrager
Berkshire Hathaway HomeServices Elkhart
List Price
$249,900
Sold Price
$230,000
Premium/Discount to List
-$19,900
-7.96%
Views
26

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.88%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Borst Griffin -- Meridian Title
Henderson Ricky -- Near North Title Group
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Borst Griffin $242,400
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/07/2024 10/07/24 Sold $230,000 -8.0% $110 / Sq Ft
09/13/2024 09/13/24 Pending -- -- --
09/02/2024 09/02/24 For Sale $249,900 -- $119 / Sq Ft
Source: Indiana Regional MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $477 $172,300 $6,200 $166,100
2024 $559 $146,800 $6,200 $140,600
2022 $559 $126,100 $6,200 $119,900
2021 $531 $112,800 $6,200 $106,600
2020 $508 $94,300 $6,200 $88,100
2019 $830 $92,400 $6,200 $86,200
2018 $624 $81,200 $6,200 $75,000
2017 $621 $79,800 $6,200 $73,600
2016 $589 $78,100 $6,300 $71,800
2014 $519 $72,200 $6,300 $65,900
2013 $563 $72,200 $6,300 $65,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202432891

Indiana Regional MLS

APN: 20-08-10-380-006.000-035

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