$265,000
SOLD AUG 11, 2025

405 Saint Francis Dr Dixon, IL 61021

3 Beds
2 Baths
1,312 Sq Ft
0.8 Acres

Recently Sold

$202 Per Sq Ft

3 Days on Market

Highlights

  • Second Garage
  • Ranch Style House
  • Laundry Room
  • Deck
  • Living Room
  • Forced Air Heating and Cooling System

About This Home

As of August 2025

Beautifully updated 3 bed, 2 bath ranch in the desirable Lost Lake community, set on three lots for additional space and privacy. The home features a main floor master suite, full basement with potential for additional living space, a 2-car attached garage, plus a newer 1-car detached garage-perfect for storage, hobbies, or extra parking. The interior and exterior have been thoughtfully redone with numerous recent updates, including the roof, gutters, furnace, tankless water heater, sump pump, appliances, paint, and more-all within the last few years. Move-in ready with peace of mind. HOA dues include full access to community amenities, including the lake, parks, and more. Make it yours today before it's too late!

Last Agent to Sell the Property

Jonathan Gieson

RE/MAX of Rock Valley License #475189224 Listed on: 06/12/2025

RE/MAX of Rock Valley

Last Buyer's Agent

Kimberly Hoffman

Heartland Realty 11 LLC License #Pending

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,314

Year Built

  • Built in 2000

Lot Details

  • 0.8 Acre Lot
  • Lot Dimensions are 290x135x235x135

HOA Fees

  • $43 Monthly HOA Fees

Parking

  • 3 Car Garage
  • Second Garage
  • Parking Included in Price

Home Design

  • Ranch Style House
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,312 Sq Ft Home
  • Family Room
  • Living Room
  • Dining Room

Kitchen

  • Electric Oven
  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Shared Well
  • Water Softener

Community Details

  • Association fees include clubhouse, lake rights

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,314

Year Built

Built in 2000

Lot Details

0

HOA Fees

$43 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Ranch
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Year Built: 2000
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Oven, Water Softener, Electric Oven
  • Basement: Unfinished, Full
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • LivingArea: 1312
  • Other Equipment: Sump Pump
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 1312
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 1312
  • Total Sq Ft: 1312
  • Main Level Sq Ft: 1312

Exterior Features

  • Construction Materials: Vinyl Siding
  • Foundation Details: Concrete Perimeter
  • List Price: 264900
  • OtherStructures: Second Garage
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: On Site, Garage Owned, Attached, Detached, Garage
  • ParkingTotal: 3

Utilities

  • Sewer: Other
  • Cooling: Central Air
  • Heating: Forced Air
  • Water Source: Shared Well

Condo/Co-op/Association

  • Association Fee: 510
  • Association Fee Frequency: Annually
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: Clubhouse, Lake Rights, Other

Schools

  • Middle/Junior School District: 170

Lot Info

  • Lot Size Acres: 0.8
  • Lot Dimensions: 290X135X235X135
  • Lot Size: .50-.99 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 19
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 4314.22
  • Tax Year: 2024
  • Tax Exemptions: Homeowner,Senior

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 12, 2025
Closed on
Aug 1, 2025
Sold by
Babics Joint Trust
Bought by
Carlson Taylor N
Seller's Agent
Jonathan Gieson
RE/MAX of Rock Valley
Buyer's Agent
Kimberly Hoffman
Heartland Realty 11 LLC
List Price
$264,900
Sold Price
$265,000
Premium/Discount to List
$100
0.04%
Views
59
Current Estimated Value
$262,858

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,142
Avg. Annual Appreciation
-7.11%
Original Mortgage
$242,673
Outstanding Balance
$242,459
Interest Rate
6.63%
Mortgage Type
FHA
Estimated Equity
$20,399

Purchase Details

Closed on
Mar 25, 2022
Sold by
Babics David E and Babics Carla M
Bought by
Babics Joint Trust

Purchase Details

Closed on
Oct 15, 2018
Sold by
Bendery Trust
Bought by
Babics David E and Babics Carla M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,900
Interest Rate
4.5%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Trustee Deed $265,000 Rrt
Warranty Deed -- None Available
Warranty Deed $164,900 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $242,673 FHA
Previous Owner $96,900 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/11/2025 08/11/25 Sold $265,000 0.0% $202 / Sq Ft
06/15/2025 06/15/25 Pending -- -- --
06/12/2025 06/12/25 For Sale $264,900 -- $202 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,314 $64,008 $8,128 $55,880
2023 $4,089 $61,270 $6,847 $54,423
2022 $3,757 $56,196 $6,280 $49,916
2021 $3,584 $54,076 $6,043 $48,033
2020 $3,341 $50,303 $5,621 $44,682
2019 $3,375 $46,794 $5,229 $41,565
2018 $2,396 $40,173 $4,980 $35,193
2017 $2,222 $38,777 $4,807 $33,970
2016 $2,228 $38,378 $4,758 $33,620
2015 $2,079 $37,774 $4,683 $33,091
2014 $2,161 $37,774 $4,683 $33,091
2013 $2,375 $38,926 $4,826 $34,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12391825

Midwest Real Estate Data (MRED)

APN: 22-08-254-018