Seller's Agent in 2024
Adam Zahra
REAL BROKER LLC
(904) 719-2702
119 Total Sales
405 Saint Kitts Loop Saint Augustine, FL 32092
Estimated Value: $590,000 - $656,000
4
Beds
4
Baths
3,165
Sq Ft
$197/Sq Ft
Est. Value
Highlights
- Fitness Center
- Views of Preserve
- Clubhouse
- Mill Creek Academy Rated A
- Open Floorplan
- Wooded Lot
About This Home
As of November 2024NO CDD FEES! Backs up to a preserve with stunning views. Featuring an in-law suite with its own entrance, garage, kitchenette, living room, laundry, bedroom, and full bathroom! Located at 405 Saint Kitts Loop in the prestigious gated community of Windward Ranch, this home offers quick access to I-95 and is just minutes away from shopping, restaurants, medical facilities, entertainment, and more. The exterior showcases striking curb appeal with a paver driveway and courtyard, mature landscaping, a three-car garage, and stone accents around the front. Step inside to an open floor plan featuring tile floors, 10' ceilings with crown molding, and a kitchen that's perfect for entertaining. Featuring granite countertops, double ovens, island, drop-in gas cooktop, and an adjacent dining area. The owners' suite is a luxurious retreat with a massive walk-in closet, a jetted tub, a separate tile shower, and a double vanity sink. Enjoy the outdoors with a paver screen lanai overlooking the preserve, an extended paver patio including a firepit, and a fully fenced yard. This home is guaranteed to provide everything you need and more. Don't miss the opportunity to make this your new home!If buyer chooses First Coast Mortgage Funding for their financing, buyer will receive a credit of $2,500 towards closing costs. First Coast Mortgage Funding NMLS #1953441 / Christopher Austin NMLS #648815. This is not a commitment to lend or extend credit. All loans are subject to credit approval. Equal Housing Opportunity.
Last Buyer's Agent
ADAM ZAHRA
KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE License #3482166
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,644
Year Built
- Built in 2016
Lot Details
- 10,019 Sq Ft Lot
- Back Yard Fenced
- Front and Back Yard Sprinklers
- Wooded Lot
- Many Trees
HOA Fees
- $143 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Garage Door Opener
Home Design
- Wood Frame Construction
- Shingle Roof
Interior Spaces
- 3,165 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Ceiling Fan
- Entrance Foyer
- Screened Porch
- Views of Preserve
- Washer and Electric Dryer Hookup
Kitchen
- Eat-In Kitchen
- Double Oven
- Gas Cooktop
- Microwave
- Kitchen Island
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- In-Law or Guest Suite
- 4 Full Bathrooms
- Separate Shower in Primary Bathroom
- Bathtub With Separate Shower Stall
Home Security
- Security Gate
- Fire and Smoke Detector
Outdoor Features
- Screened Patio
- Fire Pit
Schools
- Mill Creek Academy Elementary And Middle School
- St. Augustine High School
Utilities
- Forced Air Zoned Heating and Cooling System
- Heat Pump System
- Whole House Permanent Generator
- Natural Gas Connected
Listing and Financial Details
- Assessor Parcel Number 0274420320
Community Details
Overview
- Windward Ranch Association
- Windward Ranch Subdivision
Amenities
- Clubhouse
Recreation
- Community Basketball Court
- Community Playground
- Fitness Center
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 2, 2024
Closed on
Nov 1, 2024
Sold by
Williams Jeffery Lamar and Williams Trina Denise
Bought by
Thornton Luke and Thornton Kirstie
Seller's Agent
Adam Zahra
REAL BROKER LLC
Buyer's Agent
Adam Zahra
COLDWELL BANKER VANGUARD REALTY
List Price
$715,000
Sold Price
$677,000
Premium/Discount to List
-$38,000
-5.31%
Views
43
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$22,409
Avg. Annual Appreciation
-6.70%
Original Mortgage
$541,600
Outstanding Balance
$536,178
Interest Rate
6.09%
Mortgage Type
New Conventional
Estimated Equity
$88,897
Purchase Details
Listed on
Nov 24, 2021
Closed on
Jan 7, 2022
Sold by
Kearney Harrison Ebb and Kearney Elizabeth Amy
Bought by
Williams Jeffery Lamar and Williams Trina Denise
Seller's Agent
CHRISTOPHER GALLO
eXp REALTY LLC
Buyer's Agent
Maria Raymer
RE/MAX SPECIALISTS PV
List Price
$589,900
Sold Price
$590,000
Premium/Discount to List
$100
0.02%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.00%
Original Mortgage
$472,000
Interest Rate
3.11%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 25, 2016
Sold by
Lennar Homes Llc
Bought by
Harrison Ebb Kearney and Harrison Amy Elizabeth
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$320,000
Interest Rate
3.92%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Thornton Luke | $677,000 | None Listed On Document | |
| Williams Jeffery Lamar | $590,000 | Golden Dog Title & Trust | |
| Harrison Ebb Kearney | $400,000 | North Arnerican Title Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Thornton Luke | $541,600 | |
| Previous Owner | Williams Jeffery Lamar | $472,000 | |
| Previous Owner | Harrison Ebb Kearney | $320,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/01/2024 11/01/24 | Sold | $677,000 | -3.3% | $214 / Sq Ft | |
| 09/10/2024 09/10/24 | Pending | -- | -- | -- | |
| 09/08/2024 09/08/24 | Price Changed | $699,999 | -1.1% | $221 / Sq Ft | |
| 08/16/2024 08/16/24 | Price Changed | $707,500 | -1.0% | $224 / Sq Ft | |
| 08/02/2024 08/02/24 | For Sale | $715,000 | +21.2% | $226 / Sq Ft | |
| 12/17/2023 12/17/23 | Off Market | $590,000 | -- | -- | |
| 01/07/2022 01/07/22 | Sold | $590,000 | 0.0% | $186 / Sq Ft | View Prior Sale |
| 12/13/2021 12/13/21 | Pending | -- | -- | -- | |
| 11/24/2021 11/24/21 | For Sale | $589,900 | -- | $186 / Sq Ft |
Source: realMLS (Northeast Florida Multiple Listing Service)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,898 | $346,048 | -- | -- |
| 2024 | $5,898 | $498,538 | -- | -- |
| 2023 | $5,898 | $484,017 | $90,720 | $393,297 |
| 2022 | $6,209 | $466,690 | $84,000 | $382,690 |
| 2021 | $3,576 | $293,231 | $0 | $0 |
| 2020 | $3,563 | $289,182 | $0 | $0 |
| 2019 | $3,631 | $282,680 | $0 | $0 |
| 2018 | $3,591 | $277,409 | $0 | $0 |
| 2017 | $3,578 | $271,703 | $0 | $0 |
| 2016 | $959 | $313,900 | $0 | $0 |
| 2015 | -- | $10,787 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Adam Zahra
-
TRAVIS TAMILLO
Seller Co-Listing Agent in 2024
TRAVIS TAMILLO
REAL BROKER LLC
(808) 222-6146
28 Total Sales
-
C
Seller's Agent in 2022
CHRISTOPHER GALLO
eXp REALTY LLC
-
Maria Raymer
Buyer's Agent in 2022
Maria Raymer
RE/MAX
(904) 463-1942
199 Total Sales
Map
Source: realMLS (Northeast Florida Multiple Listing Service)
MLS Number: 2040649
APN: 027442-0320
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.
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