$225,000
SOLD OCT 17, 2025

405 Springmill Dr Cold Spring, KY 41076

2 Beds
2 Baths
1,591 Sq Ft
$320/mo HOA Fee

Recently Sold

$141 Per Sq Ft

2% Below List Price

26 Days on Market

Highlights

  • View of Trees or Woods
  • Clubhouse
  • Cathedral Ceiling
  • Donald E. Cline Elementary School Rated A
  • Wooded Lot
  • Traditional Architecture

About This Home

As of October 2025

Meticulously maintained 1.5 story townhome-style condo offering true first-floor living! Two bedrooms and a loft/den, two bathrooms, wood floors and multipanel doors throughoutthe condo. Soaring ceilings and skylights fill the space with natural light. The dining area opens to a private patio with a wooded view, perfect for relaxing or entertaining. First floor includes kitchen, bedroom, bath, a convenient first-floor laundry with washer and gas dryer included. Dining area has an Anderson sliding glass door for walkout. The second floor has one bedroom, bath, and a den. The attached garage entry is located just off the covered front porch area. The one-car garage has a loft storage area, 2 garage door openers with keypad. Additional storage space is cleverly tucked beneath the staircase, hidden behind custom shelving,. Located minutes from shopping, schools, hospitals, restaurants and more! The HOA covers trash service, landscaping, snow removal, clubhouse, and pool—giving you comfort and convenience year-round.

Last Agent to Sell the Property

Jenny Young

Century 21 Premiere Properties License #212736 Listed on: 08/21/2025

Century 21 Premiere Properties

Last Buyer's Agent

Jenny Young

Century 21 Premiere Properties License #212736 Listed on: 08/21/2025

Century 21 Premiere Properties

Property Details

Home Type

  • Condominium

Year Built

  • Built in 1997

Lot Details

  • Landscaped
  • Wooded Lot

HOA Fees

  • $320 Monthly HOA Fees

Parking

  • 1 Car Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Entry on the 1st floor
  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,591 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Chandelier
  • Vinyl Clad Windows
  • Double Hung Windows
  • Picture Window
  • Panel Doors
  • Entrance Foyer
  • Living Room
  • Formal Dining Room
  • Loft
  • Wood Flooring
  • Views of Woods
  • Storage In Attic

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Microwave
  • Dishwasher
  • Laminate Countertops
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer
  • 220 Volts In Laundry

Home Security

Outdoor Features

  • Patio

Schools

  • Donald E.Cline Elementary School
  • Campbell County Middle School
  • Campbell County High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 220 Volts
  • 220 Volts in Kitchen
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 999-99-18-156.89

Community Details

Overview

  • Association fees include association fees, ground maintenance, maintenance structure, management, sewer, snow removal, trash, insurance
  • Vertex Association, Phone Number (859) 491-5711
  • On-Site Maintenance

Amenities

  • Clubhouse

Recreation

  • Community Pool
  • Snow Removal

Pet Policy

  • Dogs and Cats Allowed

Security

  • Resident Manager or Management On Site
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Year Built

Built in 1997

Lot Details

0

HOA Fees

$320 per month

Parking

1

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Condominium
  • Lot Size Acres: 0.15
  • Year Built: 1997
  • Lot Size: .1482
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Ownership: Estate/Trust, Consumer
  • Directions: US 27 to Springside to R on Springmill Dr.
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: Yes
  • Location Tax Legal Info:Property Attached YN: Yes
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Donald E.Cline Elem
  • Location Tax Legal Info:Middle or Junior School: Campbell County Middle School
  • Location Tax Legal Info:High School: Campbell County High
  • Location Tax Legal Info:Subdivision2: Springside Condos
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: No
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: .1482
  • General Property Description:Approx SqFt2: 1591.0
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Utilities:Natural Gas Available: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKY water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.1482
  • General Property Description:Living Area: 1591.0
  • General Property Description:Lot Size Square Feet: 6454.0
  • Laundry Features:Laundry Room2: Yes
  • Laundry Features:Main Level: Yes
  • Miscellaneous Home Warranty: Yes
  • Security Features:Smoke Detector(s): Yes
  • Architecture:Traditional: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 999-99-18-156.89
  • Appliances Refrigerators: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Property Ownership:EstateTrust: Yes
  • View:TreesWoods: Yes
  • Utilities:Water Available: Yes
  • Foundation:Slab: Yes
  • Condo Information:Entry Level: 1
  • Pets Allowed:Pets Allowed: Yes
  • Condo Information:Elevator(s)2: No
  • Pets Allowed:Cats OK: Yes
  • Pets Allowed:Dogs OK: Yes
  • Electric 220 Volts: Yes
  • Electric 220 Volts in Laundry: Yes
  • Electric 220 Volts in Kitchen: Yes
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Laminate Counters, Walk-In Closet(s), High Speed Internet, Entrance Foyer, Eat-in Kitchen, Chandelier, Attic Storage, Cathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Multi Panel Doors, Vaulted Ceiling(s)
  • Heating: Natural Gas, Forced Air
  • Levels: Two
  • Entry Level: 1
  • Property Type: Residential
  • Pets Allowed: Cats OK, Dogs OK
  • Appliances: Electric Oven, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace: No
  • Living Area: 1591.0
  • Window Features: Double Hung, Picture Window(s), Vinyl Frames
  • Appliances Dishwasher: Yes
  • Appliances:Electric Oven: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Entrance Foyer2: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Multi Panel Doors: Yes
  • Interior Features:Walk-In Closet(s)2: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Laminate Counters: Yes
  • Interior Features:Attic Storage: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Chandelier2: Yes
  • Interior Features:Vaulted Ceiling(s): Yes

Exterior Features

  • View: Trees/Woods
  • Roof: Shingle
  • Lot Features: Level, Wooded
  • View: Yes
  • Home Warranty: Yes
  • Construction Type: Brick, Vinyl Siding
  • Foundation Details: Slab
  • Patio And Porch Features: Patio
  • Construction Materials:Brick2: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Patio: Yes
  • Window Features:Double Hung: Yes
  • Window Features:Picture Window(s): Yes
  • Lot Features:Wooded: Yes
  • Lot Features:Level: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Garage, Garage Door Opener, Garage Faces Front, Off Street
  • General Property Description:Garage Spaces: 1.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Front: Yes
  • Parking Features:Off Street2: Yes
  • Condo Information:Direct Entry Garage-Unit: No
  • Condo Information:Direct Entry Garage-Building: No

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electric: 220 Volts, 220 Volts in Kitchen, 220 Volts in Laundry
  • Utilities: Cable Available, Natural Gas Available, Water Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Amenities: Landscaping, Pool, Clubhouse
  • Association Fee: 320.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • Association Information:Association YN: Yes
  • Association Information:Association Management Name 1: Vertex
  • Association Information:Association Management Phone 1: 859-491-5711
  • Association Information:Total Yearly Fees: 3840.0
  • Association Fee Includes:Association Fees: Yes
  • Association Fee Includes:Insurance2: Yes
  • Association Fee Includes:Maintenance Grounds: Yes
  • Association Fee Includes:Snow Removal: Yes
  • Association Information:Association Fee: 320.0
  • Association Information:Association Fee Frequency: Monthly
  • Association Amenities:Management: Yes
  • Association Fee Includes:Trash: Yes
  • Association Amenities:Clubhouse: Yes
  • Association Amenities:Pool5: Yes
  • Association Amenities:Landscaping: Yes
  • Association Fee Includes:Maintenance Structure: Yes
  • Association Fee Includes:Sewer: Yes

Fee Information

  • Association Fee Includes: Association Fees, Maintenance Grounds, Maintenance Structure, Management, Sewer, Snow Removal, Trash, Insurance

Schools

  • Elementary School: Donald E.Cline Elem
  • Junior High Dist: Campbell Co Public
  • High School: Campbell County High
  • Middle Or Junior School: Campbell County Middle School

Lot Info

  • Lot Size Sq Ft: 6454.0
  • Zoning Description: Residential

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 21, 2025
Closed on
Oct 17, 2025
Sold by
Jean A Budinger Revocable Living Trust and Budinger Jean A
Bought by
Merritt John B
Seller's Agent
Jenny Young
Century 21 Premiere Properties
Buyer's Agent
Jenny Young
Century 21 Premiere Properties
List Price
$230,000
Sold Price
$225,000
Premium/Discount to List
-$5,000
-2.17%
Views
46

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.22%

Purchase Details

Closed on
Apr 17, 2013
Sold by
Hanneken Lawrence T and Hanneken Joann
Bought by
Hanneken Lawrence T

Purchase Details

Closed on
Jun 20, 2005
Sold by
Carpenter David and Carpenter Carrie Heringer
Bought by
Hanneken Lawrence T and Hanneken Joann

Purchase Details

Closed on
Jan 27, 2003
Sold by
Roberts Ruth M
Bought by
Carpenter David and Heringer Carrie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$122,000
Interest Rate
6.01%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 30, 1997
Sold by
Drees Co
Bought by
Roberts Ruth M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$65,000
Interest Rate
7.74%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Fiduciary Deed $225,000 None Listed On Document
Interfamily Deed Transfer -- None Available
Deed $136,500 Kentucky Land Title Agency
Deed $128,500 --
Deed $113,368 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $122,000 Purchase Money Mortgage
Previous Owner $65,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/17/2025 10/17/25 Sold $225,000 -2.2% $141 / Sq Ft
09/16/2025 09/16/25 Pending -- -- --
08/21/2025 08/21/25 For Sale $230,000 -- $145 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,385 $159,100 $0 $159,100
2024 $1,385 $159,100 $0 $159,100
2023 $1,353 $159,100 $0 $159,100
2022 $970 $114,000 $0 $114,000
2021 $970 $114,000 $0 $114,000
2020 $995 $114,000 $0 $114,000
2019 $979 $114,000 $0 $114,000
2018 $1,006 $114,000 $0 $114,000
2017 $895 $105,900 $0 $105,900
2016 $868 $105,900 $0 $0
2015 $881 $105,900 $0 $0
2014 $870 $105,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 635664

Northern Kentucky Multiple Listing Service

APN: 999-99-18-156.89