NOT LISTED FOR SALE

405 Spruce Ln Crystal Lake, IL 60014

Estimated Value: $440,593 - $791,000

5 Beds
3 Baths
2,686 Sq Ft
$207/Sq Ft Est. Value

Last Sold February 01, 2013

Last sale price $305,000 $114 Per Sq Ft

Est. 82% increase in value since last sale

Current estimated payment $3,847/month

103 Days on Market

Highlights

  • Deck
  • Recreation Room
  • Heated Sun or Florida Room
  • Crystal Lake Central High School Rated A
  • Wood Flooring
  • Home Office

About This Home

As of February 2013

Charming home in The Gates on two lots. . $100,000 in upgrades in the last few years, includes.. new ultra furnace/AC/humidifier/air cleaner; new appliances; updated baths & cedar privacy fence. True 5 bedroom home with an extra fully insulated garage (in addition to the attached 2 car gar.) great for a man cave w/electrical, gas & computer lines! Four season sunroom, deck & patio overlooks the large yard w/koi pond.

Last Agent to Sell the Property

Sue Perdue

Baird & Warner License #475135012 Listed on: 08/24/2012

Baird & Warner

Last Buyer's Agent

Janet Purvey

Coldwell Banker Real Estate Group License #475095349

Property Details

Home Type

  • Other

Est. Annual Taxes

  • $10,829

Year Built

  • 1966

Lot Details

  • Southern Exposure
  • East or West Exposure
  • Fenced Yard
  • Irregular Lot

Parking

  • Garage
  • Garage ceiling height seven feet or more
  • Heated Garage
  • Garage Transmitter
  • Garage Door Opener
  • Brick Driveway
  • Parking Included in Price

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Cedar

Interior Spaces

  • Skylights
  • Gas Log Fireplace
  • Formal Dining Room
  • Home Office
  • Recreation Room
  • Heated Sun or Florida Room
  • Wood Flooring
  • Finished Basement
  • Partial Basement
  • Storm Screens
  • Laundry on main level

Kitchen

  • Breakfast Bar
  • Walk-In Pantry

Bedrooms and Bathrooms

  • Primary Bathroom is a Full Bathroom
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Outdoor Features

  • Deck
  • Storage Shed
  • Brick Porch or Patio

Utilities

  • Forced Air Heating System
  • Heating System Uses Gas

Additional Features

  • North or South Exposure
  • Property is near a bus stop

Property Details

Home Type

Other

Est. Annual Taxes

$10,829

Year Built

1966

Lot Details

0

Parking

4

Listing Details

  • Property Type: Detached Single
  • Built Before 1978 (Y/N): Yes
  • General Information: School Bus Service, Commuter Bus, Commuter Train
  • Recent Rehab: Yes
  • Architectural Style: Colonial
  • Type Detached: 2 Stories
  • Special Features: None
  • Year Built: 1966

Interior Features

  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Disposal
  • Fireplaces: 1
  • Interior Property Features: Skylight(s), Hardwood Floors, 1st Floor Laundry
  • Number Of Rooms: 12
  • Equipment: Humidifier, Water-Softener Owned, TV-Cable, CO Detectors, Ceiling Fan, Sump Pump, Air Cleaner
  • Fireplace Details: Gas Logs, Gas Starter
  • Attic: Full, Pull Down Stair, Unfinished
  • Fireplace Location: Living Room
  • Basement: Partial
  • Basement: Finished
  • Bedrooms All Levels: 5
  • Master Bedroom Level: 2nd Level
  • Master Bedroom Size: 15X12
  • Master Bedroom Flooring: Carpet
  • Master Bedroom Window Treatments: All
  • Primary Bedroom Bath: Full
  • Second Bedroom Level: 2nd Level
  • Second Bedroom Size: 12X11
  • Second Bedroom Flooring: Carpet
  • Second Bedroom Window Treatments: All
  • Third Bedroom Level: 2nd Level
  • Third Bedroom Size: 12X11
  • Third Bedroom Flooring: Carpet
  • Third Bedroom Window Treatments: All
  • Fourth Bedroom Level: 2nd Level
  • Fourth Bedroom Size: 12X10
  • Fourth Bedroom Flooring: Carpet
  • Fourth Bedroom Window Treatments: All
  • Bathroom Amenities: Separate Shower, Double Sink, Soaking Tub
  • Living Room Level: Main Level
  • Living Room Size: 18X11
  • Living Room Flooring: Hardwood
  • Living Room Window Treatments: All
  • Dining Room: Separate
  • Dining Room Level: Main Level
  • Dining Room Size: 11X11
  • Dining Room Flooring: Carpet
  • Dining Room Window Treatments: All
  • Family Room Level: Main Level
  • Family Room Size: 23X12
  • Family Room Flooring: Hardwood
  • Family Room Window Treatments: All
  • Kitchen Type: Eating Area-Breakfast Bar, Eating Area-Table Space, Pantry-Closet
  • Kitchen Level: Main Level
  • Kitchen Size: 21X11
  • Kitchen Flooring: Hardwood
  • Kitchen Window Treatments: All
  • Laundry Level: Main Level
  • Laundry Size: 14X11
  • Laundry Flooring: Hardwood
  • Laundry Window Treatments: All
  • Additional Rooms: 5th Bedroom, Office, Recreation Room, Sun/Florida Room Heated
  • Additional Room 1 Name: 5th Bdrm
  • Additional Room 1 Level: 2nd Level
  • Additional Room 1 Size: 11X10
  • Additional Room 1 Flooring: Hardwood
  • Additional Room 1 Window Treatment: All
  • Additional Room 2 Name: Office
  • Additional Room 2 Level: Basement
  • Additional Room 2 Size: 12X11
  • Additional Room 2 Flooring: Ceramic Tile
  • Additional Room 3 Name: Recreation Rm
  • Additional Room 3 Level: Basement
  • Additional Room 3 Size: 20X15
  • Additional Room 3 Flooring: Carpet
  • Additional Room 3 Window Treatment: All
  • Additional Room 4 Name: Sun/Florida Room Heated
  • Additional Room 4 Level: Main Level
  • Additional Room 4 Size: 17X15
  • Additional Room 4 Flooring: Hardwood
  • Additional Room 4 Window Treatment: All

Exterior Features

  • Roof: Asphalt/Glass (Shingles)
  • Foundation: Concrete
  • Lot Size: .25-.49 Acre
  • Exterior Building Type: Brick, Cedar
  • Exterior Property Features: Deck, Patio, Porch, Storage Shed, Brick Paver Patio, Storms/Screens
  • Exposure: N (North), S (South), E (East), W (West)

Garage/Parking

  • Number of Cars: 4.5
  • Parking: Garage
  • Garage Type: Attached, Detached
  • Garage Details: Garage Door Opener(s), Transmitter(s), Heated, 7 Foot or more high garage door
  • Garage On Site: Yes
  • Number Garage Spaces: 4.5
  • Driveway: Asphalt, Brick, Concrete
  • Parking Included In Price: Yes

Utilities

  • Cooling: Central Air
  • Electricity: Circuit Breakers, 200+ Amp Service
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Schools

  • Elementary School: SOUTH ELEMENTARY SCHOOL
  • Middle School: LUNDAHL MIDDLE SCHOOL
  • High School: CRYSTAL LAKE CENTRAL HIGH SCHOOL
  • Junior High Dist: 47

Lot Info

  • Lot Dimensions: 91X232X91X226
  • Lot Description: Fenced Yard, Irregular

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 31, 2020
Sold by
City Of Crystal
Bought by
Eaton Laura Karch and The Laura Karch 2020 Trusts
Total Days on Market
103
Current Estimated Value
$554,898

Purchase Details

Closed on
Sep 29, 2020
Sold by
Eaton Laura and Eaton William
Bought by
Eaton Laura

Purchase Details

Listed on
Aug 24, 2012
Closed on
Feb 4, 2013
Sold by
Eaton William C and Eaton Laura K
Bought by
Eaton William C and Eaton Laura K
Seller's Agent
Sue Perdue
Baird & Warner
Buyer's Agent
Janet Purvey
Coldwell Banker Real Estate Group
List Price
$315,000
Sold Price
$305,000
Premium/Discount to List
-$10,000
-3.17%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.97%
Original Mortgage
$244,000
Interest Rate
2.62%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Listed on
Aug 24, 2012
Closed on
Jan 30, 2013
Sold by
Nottoli Robert G and Nottoli Jennifer J
Bought by
Eaton William C
Seller's Agent
Sue Perdue
Baird & Warner
Buyer's Agent
Janet Purvey
Coldwell Banker Real Estate Group
List Price
$315,000
Sold Price
$305,000
Premium/Discount to List
-$10,000
-3.17%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$244,000
Interest Rate
2.62%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Sep 21, 2007
Sold by
Clark Karen C and Ryberg Karen C
Bought by
Nottoli Robert G and Nottoli Jennifer J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$321,600
Interest Rate
6.63%
Mortgage Type
Unknown

Purchase Details

Closed on
Sep 18, 2007
Sold by
Covalt Virginia V
Bought by
Clark Karen C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$321,600
Interest Rate
6.63%
Mortgage Type
Unknown

Purchase Details

Closed on
Mar 2, 2005
Sold by
Ryberg Jon and Ryberg Karen
Bought by
Ryberg Karen
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Eaton Laura Karch -- Attorney
Eaton Laura -- None Available
Eaton William C -- Fidelity Natl Title
Eaton William C $305,000 Baird & Warner Title Service
Nottoli Robert G $372,000 Land America-Lawyers Title
Clark Karen C $30,000 Land America-Lawyers Title
Ryberg Karen -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Eaton William C $244,000
Previous Owner Nottoli Robert G $321,600
Previous Owner Clark Karen C $40,200
Previous Owner Ryberg Karen $308,000
Previous Owner Ryberg Jon $109,550
Previous Owner Ryberg Jon $99,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/01/2013 02/01/13 Sold $305,000 -3.2% $114 / Sq Ft
12/05/2012 12/05/12 Pending -- -- --
08/24/2012 08/24/12 For Sale $315,000 -- $117 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $10,829 $125,607 $23,528 $102,079
2022 $11,143 $123,637 $23,817 $99,820
2021 $10,544 $115,182 $22,188 $92,994
2020 $10,283 $111,105 $21,403 $89,702
2019 $10,017 $106,341 $20,485 $85,856
2018 $13,319 $136,776 $27,581 $109,195
2017 $13,261 $128,852 $25,983 $102,869
2016 $12,952 $120,852 $24,370 $96,482
2013 -- $112,739 $22,734 $90,005
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08144681

Midwest Real Estate Data (MRED)

APN: 19-06-453-022