NOT LISTED FOR SALE

405 Summit St Shelby, IA 51570

Estimated Value: $164,000 - $221,563

5 Beds
2 Baths
2,150 Sq Ft
$88/Sq Ft Est. Value

Sale Details

Date Sold: September 16, 2025

Last sale price $160,000 $74 Per Sq Ft

Est. 19% increase in value since last sale

Current estimated payment $1,252 / mo

18 Days on Market

Highlights

  • Deck
  • Corner Lot
  • Formal Dining Room
  • Main Floor Primary Bedroom
  • No HOA
  • 2 Car Detached Garage

About This Home

As of September 2025

Spacious 5BR, 2BA home on large corner lot with original 1920s character and modern updates! Features include hardwood floors, original woodwork throughout, and a beautifully remodeled upstairs bathroom. Generous living and dining spaces with vintage charm. Recent updates include newer central A/C & furnace for year-round comfort. Detached 2 car garage offers ample storage. Great curb appeal and room to grow inside and out. Don't miss this rare blend of historic charm and modern convenience! Property is being sold as-is.

Last Agent to Sell the Property

Dalton Petersen

Better Homes and Gardens Real Estate The Good Life Group License #S67442000 Listed on: 07/15/2025

Better Homes and Gardens Real Estate The Good Life Group

Co-Listed By

Michelle Hiers

Better Homes and Gardens Real Estate The Good Life Group License #B56908000

Last Buyer's Agent

Dalton Petersen

Heartland Properties License #S67442000

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,480

Year Built

  • Built in 1920

Home Design

  • Frame Construction

Interior Spaces

  • 2-Story Property
  • Formal Dining Room
  • Basement Fills Entire Space Under The House
  • Gas Range
  • Washer and Electric Dryer Hookup

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main

Parking

  • 2 Car Detached Garage
  • Off-Street Parking

Schools

  • A-H-S-T-W Elementary And Middle School
  • A-H-S-T-W High School

Utilities

  • Heating Available
  • Gas Water Heater

Additional Features

  • Deck
  • Corner Lot

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,480

Year Built

Built in 1920

Lot Details

0 Sq Ft Lot

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Lot Size: 80x120
  • Road Surface Type: Asphalt
  • Co List Office Mls Id: bhg1
  • Co List Office Phone: 402-932-5989
  • Co List Office Mls Id: bhg1
  • Subdivision Name: Not Applicable
  • Above Grade Finished Sq Ft: 2000.0
  • Construction: Frame
  • Flood Ins: Not Required
  • General Property Description: Additional Living Quarters on Property: No
  • General Property Description: Basement: Full
  • Location, Tax & Legal: Association Fee Y/N: N
  • LowerTri Level: Other Bedrooms, Other
  • Main Level: Living Room, Dining, Kitchen, Primary Bedroom, Baths, Other
  • Miscellaneous Info: Net Taxes: 2480.00
  • Miscellaneous Info: Tax Year: 2023
  • Second Level: Other Bedrooms, Baths
  • Site Amenities: Flat Lot, Corner Lot, Off Street, Blacktop Road
  • Special Features: None

Interior Features

  • Basement: Full, Partially Finished
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 150.0
  • Stories: 2
  • Dining Facilities: Formal Dining
  • Fireplace: No
  • Kitchen Features: Garbage Disposal, Refrigerator, Gas Range, Vent Fan, Custom Cabinets
  • Laundry: Washer Hookup, Dryer Hookup, Electric Dryer Hookup, In Basement

Exterior Features

  • Roof: Concrete
  • Fencing: Fenced
  • Construction Type: Frame
  • Patio And Porch Features: Deck
  • Outbuildings: Garage

Garage/Parking

  • Parking Features: Off Street
  • Garage: Electric, No Features
  • General Property Description: Garage: 2
  • General Property Description: Garage Type: Detached

Utilities

  • Heating: Natural Gas
  • Utilities: Electricity Available, Natural Gas Available, Cable Available
  • Sewer: Public Sewer
  • Laundry Features: Washer Hookup, Dryer Hookup, Electric Dryer Hookup, In Basement
  • Cooling: Central Air, Electric
  • Heating Yn: Yes
  • Hot Water Heater: Gas

Schools

  • Elementary School: A-H-S-T-W
  • High School: A-H-S-T-W
  • Middle Or Junior School: A-H-S-T-W

Building Info

  • Year Built: 1920

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 15, 2025
Closed on
Aug 26, 2025
Sold by
Bought by
Seller's Agent
Dalton Petersen
Better Homes and Gardens Real Estate The Good Life Group
Buyer's Agent
Dalton Petersen
Better Homes and Gardens Real Estate The Good Life Group
List Price
$160,000
Sold Price
$160,000
Views
60
Current Estimated Value
$189,641

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$29,641
Avg. Annual Appreciation
20.29%
Original Mortgage
$151,750
Outstanding Balance
$150,402
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$39,239

Purchase Details

Listed on
Dec 6, 2015
Closed on
May 23, 2016
Sold by
Bought by
List Price
$99,500
Sold Price
$99,100
Premium/Discount to List
-$400
-0.4%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.27%
Original Mortgage
$96,127
Interest Rate
3.66%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 14, 2006
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,000
Interest Rate
6.48%
Mortgage Type
New Conventional
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$165,000 None Listed On Document
$99,500 None Available
$105,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $151,750
Previous Owner $96,127
Previous Owner $105,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/16/2025 09/16/25 Sold $160,000 0.0% $74 / Sq Ft
08/02/2025 08/02/25 Pending -- -- --
07/15/2025 07/15/25 For Sale $160,000 +61.5% $74 / Sq Ft
05/26/2016 05/26/16 Sold $99,100 -0.4% $46 / Sq Ft View Prior Sale
04/17/2016 04/17/16 Pending -- -- --
12/06/2015 12/06/15 For Sale $99,500 -- $46 / Sq Ft
Source: Southwest Iowa Association of Realtors®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,520 $199,739 $12,000 $187,739
2024 $2,520 $174,234 $12,000 $162,234
2023 $1,896 $174,234 $12,000 $162,234
2022 $1,896 $119,777 $10,000 $109,777
2021 $1,848 $119,777 $10,000 $109,777
2020 $1,488 $101,743 $10,000 $91,743
2019 $1,434 $96,915 $0 $0
2018 $1,316 $96,915 $0 $0
2017 $1,316 $96,915 $0 $0
2016 $1,772 $112,960 $0 $0
2015 $1,772 $105,066 $0 $0
2014 $1,654 $105,066 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwest Iowa Association of Realtors®

MLS Number: 25-1421

Southwest Iowa Association of Realtors®

APN: 832921000050

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