$550,000

Estimated payment $3,795/month

Total Views 100
6 Beds
4 Baths
2,036 Sq Ft
$270 Price per Sq Ft

Highlights

  • 200 Feet of Salt Water Canal Waterfront
  • Dock made with wood
  • No HOA
  • Water access To Gulf or Ocean
  • City View
  • Golf Cart Parking

About This Home

Virtually Staged. Opportunity is knocking in the heart of Cedar Key! Bursting with character, flexibility, and income-producing potential, 4051 D Street is a truly unique mixed-use property where business and coastal living come together. Currently operating as a property management office with rental units, the property has also previously served as a charming coffee shop and veterinary office—showcasing just how adaptable this one-of-a-kind space can be.

The residential accommodations have an impressive mix of four units: a detached two-bedroom, one-bath residence with a bathtub; two one-bedroom, one-bath units with showers; and an additional two-bedroom, one-bath unit with a shower. This varied layout opens the door to countless possibilities, from short- or long-term rentals and employee housing to professional offices, retail, hospitality, or an exciting live-work concept.

Bring your vision and make this property your own—open the business you have always dreamed of, expand your investment portfolio, or create a destination that captures the unmistakable charm of Cedar Key. With multiple income streams and room for fresh ideas, this is much more than a property—it is an opportunity waiting to happen. Commercial uses are subject to applicable zoning and approvals.

Listing Agent

Gena Bullard

CMTG REAL ESTATE GROUP Brokerage Phone: 863-698-7990 License #3525285 Listed on: 08/26/2026

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $9,290

Year Built

  • Built in 1945

Lot Details

  • 12,632 Sq Ft Lot
  • 200 Feet of Salt Water Canal Waterfront
  • Property fronts a saltwater canal
  • Oversized Lot
  • Lot Has A Rolling Slope

Property Views

  • City
  • Canal

Home Design

  • Duplex
  • Elevated Home
  • Pillar, Post or Pier Foundation
  • Frame Construction
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 2,036 Sq Ft Home
  • Multi-Level Property
  • Ceiling Fan
  • Basement
  • Exterior Basement Entry

Bedrooms and Bathrooms

  • 6 Bedrooms
  • 4 Bathrooms

Parking

  • Ground Level Parking
  • Open Parking
  • Off-Street Parking
  • Golf Cart Parking

Outdoor Features

  • Water access To Gulf or Ocean
  • Access to Saltwater Canal
  • Dock made with wood
  • Open Dock
  • Balcony

Utilities

  • Central Heating and Cooling System

Listing and Financial Details

Community Details

Overview

  • No Home Owners Association
  • 4 Units
  • 4,320 Sq Ft Building
  • Map Of Southern Part Of Cedar Key Subdivision

Amenities

  • Laundry Facilities

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$9,290

Year Built

Built in 1945

Lot Details

0.29 Acres

Listing Details

  • Property Type: Residential Income
  • Property Sub Type: Duplex
  • Construction Materials: Frame, Wood Siding
  • Fireplace: No
  • Living Area: 2036
  • Lot Size Acres: 0.29
  • New Construction: No
  • Year Built: 1945
  • Building Area Total: 4320
  • Lot Size Sq Ft: 12632
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 401.34
  • Escrow State: FL
  • RATIO Current Price By Calculate: 270.14
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • Property Description: Elevated
  • MFR_DockDescription: Dock - Open,Dock - Wood
  • MFR_DockYN: 1
  • Attribution Contact: 863-698-7990
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Interior Amenities: Ceiling Fans(s)
  • Foundation Details: Basement, Pillar/Post/Pier
  • Total Bedrooms: 6
  • Levels: Multi/Split
  • Has Basement: Exterior Entry
  • Living Area Meters: 189.15

Exterior Features

  • Exterior Features: Balcony
  • Roof: Metal
  • Pool Private: No
  • View: City, Water
  • Waterfront: Yes
  • Road Surface Type: Concrete, Paved
  • Water Access: Canal - Saltwater,Gulf/Ocean
  • Water Frontage Feet Canal Salt: 200
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 200

Garage/Parking

  • Carport Y N: No
  • Garage Yn: No
  • Parking Features: Golf Cart Parking, Ground Level, Off Street, Open

Utilities

  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Common Area
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: MIXED USE
  • Parcel Number: 0865000000
  • Additional Parcels: No
  • Lot Features: City Limits, Oversized Lot, Rolling Slope, Paved
  • Flood Zone Code: AE

Tax Info

  • Tax Annual Amount: 9289.8
  • Tax Lot: 1-7

Multi Family

  • Waterfront Features: Canal - Saltwater
  • Total Num Buildings: 2
  • Unit Count: 4

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,290 $412,917 $216,000 $196,917
2024 $8,954 $423,767 $216,000 $207,767
2023 $9,382 $424,205 $216,000 $208,205
2022 $7,250 $384,255 $216,000 $168,255
2021 $6,373 $280,485 $120,000 $160,485
2020 $6,018 $262,262 $0 $0
2019 $5,658 $262,262 $0 $0
2018 $5,179 $216,957 $0 $0
2017 $5,087 $212,788 $0 $0
2016 $5,181 $212,788 $0 $0
2015 $5,094 $212,807 $0 $0
2014 -- $209,554 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/26/2026 08/26/26 For Sale $550,000 -- $270 / Sq Ft
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $489,000 Levy Abstract & Title
Warranty Deed $525,000 --
Warranty Deed -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $391,200 Purchase Money Mortgage
Source: Public Records

Source: Stellar MLS

MLS Number: OM730985

Stellar MLS

APN: 08650-000-00

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