
4058 Centavo Ct Hernando Beach, FL 34607
Estimated payment $3,593/month
Highlights
- 50 Feet of Salt Water Canal Waterfront
- Water access To Gulf or Ocean
- Fish Cleaning Station
- Dock has access to electricity and water
- Boat Lift
- Open Floorplan
About This Home
Perfect for Avid FISHERMEN & BOATERS.. Come See this Beautiful WATERFRONT 4 Bedroom 3 Bathroom Home. As you step into your backyard, you'll be welcomed by a composite deck and dock equipped with a 2018 10K lb boat lift! Enjoy your own fish cleaning station, complete with shore water and power, making your days on the water seamless and enjoyable. Picture yourself soaking up the sun as Pelicans, Dolphins, and Manatees grace your shoreline ... this vibrant ecosystem is just beyond your door! With covered and open areas, your backyard is designed for memorable barbecues and family gatherings. Whether you're hosting friends or enjoying quiet evenings watching the sunset, this outdoor space invites relaxation and fun. Additionally, the ASSUMABLE FLOOD INSURANCE which is just $697 per YEAR for the current owners + an Estimate of $1,992 per year for Homeowner's & Wind Insurance is a fantastic perk that is very affordable plus adds peace of mind to this Coastal Paradise. Three (3) Story Key West style home impresses with its open floor plan and soaring 17' vaulted ceilings that create a sense of spaciousness and light. The remodeled kitchen (2017) boasts contemporary cabinets with stylish tubular handles, soft-close drawers, stunning granite countertops, and stainless steel appliances. Whether you're a culinary enthusiast or enjoy casual dining at the breakfast bar, this kitchen is very pleasant for all. The expansive Great Room features a wall of windows, allowing natural light to flood the space, merging indoor elegance with the breathtaking beauty of nature outside. This home is not only beautifully designed but meticulously maintained. Recent updates include a 2008 metal roof with over 30 years of remaining life (per the 2024 Four Point Inspection), a 2018 HVAC system with a 10-year home warranty, a 2019 electrical panel box, and a 2021 water heater. Downstairs offers Storage plus a Carport & Level 2 EV Charger. Located in the charming coastal community of Hernando Beach, you'll have access to delightful restaurants, marinas, and cozy coffee shops. Enjoy nearby recreational activities, including the 16 Lake Preserve, which features biking and walking trails, as well as easy access to the famous Weeki Wachee River. For investors, this neighborhood also allows short-term rentals, offering a wonderful opportunity to capitalize on the thriving tourism in the area. Don't miss your chance to own this remarkable waterfront home where every day feels like a vacation. The current owners have cherished every moment in this beautiful home but are ready to pass it on to someone who will love it just as much. Contact us today to schedule your private tour and embrace the lifestyle you've always dreamed of!
Listing Agent
RE/MAX ALLIANCE GROUP Brokerage Phone: 727-845-4321 License #671962 Listed on: 03/25/2025

Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,679
Year Built
- Built in 1986
Lot Details
- 4,233 Sq Ft Lot
- 50 Feet of Salt Water Canal Waterfront
- Property fronts a saltwater canal
- North Facing Home
- Property is zoned R1B
Parking
- 2 Carport Spaces
Home Design
- Tri-Level Property
- Frame Construction
- Metal Roof
- Block Exterior
- Vinyl Siding
- Pile Dwellings
- Stucco
Interior Spaces
- 1,608 Sq Ft Home
- Open Floorplan
- Vaulted Ceiling
- Ceiling Fan
- Combination Dining and Living Room
- Canal Views
Kitchen
- Range
- Microwave
- Dishwasher
- Stone Countertops
Flooring
- Parquet
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 3 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Water access To Gulf or Ocean
- River Access
- Access to Saltwater Canal
- Seawall
- Boat Lift
- Dock has access to electricity and water
- Dock made with Composite Material
- Covered patio or porch
Additional Homes
- 315 SF Accessory Dwelling Unit
Schools
- Westside Elementary-Hn School
- Fox Chapel Middle School
- Weeki Wachee High School
Utilities
- Central Heating and Cooling System
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 22 / 95
- Assessor Parcel Number R13-223-16-2320-0950-0220
Community Details
Overview
- No Home Owners Association
- Hernando Beach Subdivision
Recreation
- Fish Cleaning Station
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $1,603 | $121,108 | -- | -- |
2023 | $1,603 | $117,581 | $0 | $0 |
2022 | $1,510 | $114,156 | $0 | $0 |
2021 | $1,168 | $110,831 | $0 | $0 |
2020 | $1,401 | $109,301 | $0 | $0 |
2019 | $1,392 | $106,467 | $0 | $0 |
2018 | $996 | $104,482 | $0 | $0 |
2017 | $1,259 | $102,333 | $0 | $0 |
2016 | $2,695 | $159,662 | $0 | $0 |
2015 | $2,414 | $138,835 | $0 | $0 |
2014 | $2,351 | $133,770 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
06/02/2025 06/02/25 | Price Changed | $619,900 | -3.1% | $386 / Sq Ft |
05/15/2025 05/15/25 | Price Changed | $639,900 | -3.0% | $398 / Sq Ft |
04/13/2025 04/13/25 | Price Changed | $659,900 | -4.3% | $410 / Sq Ft |
03/25/2025 03/25/25 | For Sale | $689,900 | +160.3% | $429 / Sq Ft |
08/27/2015 08/27/15 | Sold | $265,000 | -5.0% | $165 / Sq Ft |
08/11/2015 08/11/15 | Pending | -- | -- | -- |
03/16/2015 03/16/15 | For Sale | $279,000 | -- | $174 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Deed | $265,000 | Attorney | |
Warranty Deed | $265,000 | Attorney | |
Warranty Deed | $159,000 | -- | |
Warranty Deed | $159,000 | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $154,000 | New Conventional | |
Closed | $15,000 | Credit Line Revolving | |
Closed | $150,000 | New Conventional | |
Previous Owner | $153,000 | Unknown | |
Previous Owner | $151,000 | No Value Available |
About the Listing Agent

It is about you, the customer. How can we help you during this exciting but stressful time of your life? Moving and selling or buying are life-changing events…it's one we hope to be a part of.
The Oakland Team is a matchmaker. We not only want to market your home but find the perfect match to purchase it. Always up to date on cutting-edge marketing tools with aerial drone videos, professional photo tours, targeted social media marketing, international exposure through the Luxury Group
Sharie's Other Listings
Source: Stellar MLS
MLS Number: W7873887

APN: R13-223-16-2320-0950-0220