4058 Centavo Ct Hernando Beach, FL 34607
Estimated payment $3,296/month
Total Views
35,567
4
Beds
3
Baths
1,923
Sq Ft
$312
Price per Sq Ft
Highlights
- 50 Feet of Salt Water Canal Waterfront
- Water access To Gulf or Ocean
- Fish Cleaning Station
- Dock has access to electricity and water
- Boat Lift
- Open Floorplan
About This Home
Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Live the Gulf Coast lifestyle in this DIRECT GULF ACCESS 4-bedroom, 3-bath Key West-style waterfront home with assumable primary flood insurance at just 810 per year plus homeowner's and wind primary insurance estimated at only 1,992 per year. With NO fixed bridges or locks, you'll be boating in the open Gulf within minutes, and the property includes a 2018 10k boat lift with composite dock and deck, fish cleaning station, shore power, and water for effortless days on the water. The spacious design offers soaring 17' vaulted ceilings, a wall of windows, and a 2017 remodeled kitchen with soft-close cabinets, granite counters, stainless appliances, and pantry, while the layout features 3 bedrooms and 2 baths upstairs plus a private 1 bedroom/1 bath guest quarters perfect for family, visitors, or rental income. Virtual Staging was done to give new owners an idea for Furniture & Decor placement. Investors will love that the neighborhood is short-term-rental friendly, while updates like a 2008 metal roof with 30+ years remaining according to 2024 4 Point Inspection, 2018 HVAC with 10-year warranty, 2019 electrical panel, 2021 water heater, and EV charger provide peace of mind. Outdoors, enjoy both open and covered entertaining spaces, lush tropical landscaping with banana, mango, avocado, pomegranate, and passion fruit, and unforgettable sunset gatherings. Just minutes from marinas, restaurants, tiki bars, coffee shops, the Weeki Wachee River, and the 16-Lake Preserve, this home combines lifestyle, value, and charm—every day feels like a vacation, so schedule your private tour today.
Listing Agent
RE/MAX ALLIANCE GROUP Brokerage Phone: 727-845-4321 License #671962 Listed on: 10/20/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,679
Year Built
- Built in 1986
Lot Details
- 4,233 Sq Ft Lot
- 50 Feet of Salt Water Canal Waterfront
- Property fronts a saltwater canal
- Cul-De-Sac
- North Facing Home
- Property is zoned R1B
Parking
- 2 Carport Spaces
Home Design
- Stilt Home
- Key West Architecture
- Tri-Level Property
- Slab Foundation
- Frame Construction
- Metal Roof
- Block Exterior
- Vinyl Siding
- Pile Dwellings
- Stucco
Interior Spaces
- 1,923 Sq Ft Home
- Open Floorplan
- Vaulted Ceiling
- Ceiling Fan
- French Doors
- Living Room
- Dining Room
- Game Room
- Canal Views
Kitchen
- Range
- Microwave
- Dishwasher
- Stone Countertops
Flooring
- Parquet
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- Split Bedroom Floorplan
- 3 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Water access To Gulf or Ocean
- River Access
- Access to Saltwater Canal
- Seawall
- Boat Lift
- Dock has access to electricity and water
- Dock made with Composite Material
- Rear Porch
Schools
- Westside Elementary-Hn School
- Fox Chapel Middle School
- Weeki Wachee High School
Utilities
- Central Heating and Cooling System
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 22 / 95
- Assessor Parcel Number R13-223-16-2320-0950-0220
Community Details
Overview
- No Home Owners Association
- Hernando Beach Subdivision
- Electric Vehicle Charging Station
Recreation
- Fish Cleaning Station
Matterport 3D Tour
Floorplans
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,603 | $121,108 | -- | -- |
| 2023 | $1,603 | $117,581 | $0 | $0 |
| 2022 | $1,510 | $114,156 | $0 | $0 |
| 2021 | $1,168 | $110,831 | $0 | $0 |
| 2020 | $1,401 | $109,301 | $0 | $0 |
| 2019 | $1,392 | $106,467 | $0 | $0 |
| 2018 | $996 | $104,482 | $0 | $0 |
| 2017 | $1,259 | $102,333 | $0 | $0 |
| 2016 | $2,695 | $159,662 | $0 | $0 |
| 2015 | $2,414 | $138,835 | $0 | $0 |
| 2014 | $2,351 | $133,770 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/24/2025 10/24/25 | Pending | -- | -- | -- | |
| 10/20/2025 10/20/25 | For Sale | $599,900 | +126.4% | $312 / Sq Ft | |
| 08/27/2015 08/27/15 | Sold | $265,000 | -5.0% | $165 / Sq Ft | View Prior Sale |
| 08/11/2015 08/11/15 | Pending | -- | -- | -- | |
| 03/16/2015 03/16/15 | For Sale | $279,000 | -- | $174 / Sq Ft |
Source: Stellar MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $265,000 | Attorney | |
| Warranty Deed | $265,000 | Attorney | |
| Warranty Deed | $159,000 | -- | |
| Warranty Deed | $159,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $150,000 | New Conventional | |
| Previous Owner | $151,000 | No Value Available |
Source: Public Records
About the Listing Agent
It is about you, the customer. How can we help you during this exciting but stressful time of your life? Moving and selling or buying are life-changing events…it's one we hope to be a part of.
The Oakland Team is a matchmaker. We not only want to market your home but find the perfect match to purchase it. Always up to date on cutting-edge marketing tools with aerial drone videos, professional photo tours, targeted social media marketing, international exposure through the Luxury Group
Sharie's Other Listings
Source: Stellar MLS
MLS Number: W7880007
APN: R13-223-16-2320-0950-0220
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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