4058 Centavo Ct Hernando Beach, FL 34607
Estimated payment $3,321/month
4
Beds
3
Baths
1,923
Sq Ft
$312
Price per Sq Ft
Highlights
- Docks
- Boat Lift
- Deck
- Home fronts a seawall
- Open Floorplan
- Vaulted Ceiling
About This Home
Live the Gulf Coast lifestyle in this DIRECT GULF ACCESS 4-bedroom, 3-bath Key West-style waterfront home with assumable primary flood insurance at just 810 per year plus homeowner's and wind primary insurance estimated at only 1,992 per year. With NO fixed bridges or locks, you'll be boating in the open Gulf within minutes, and the property includes a 2018 10k boat lift with composite dock and deck, fish cleaning station, shore power, and water for effortless days on the water. The spacious design offers soaring 17' vaulted ceilings, a wall of windows, and a 2017 remodeled kitchen with soft-close cabinets, granite counters, stainless appliances, and pantry, while the layout features 3 bedrooms and 2 baths upstairs plus a private 1 bedroom/1 bath guest quarters perfect for family, visitors, or rental income. Virtual Staging was done to give new owners an idea for Furniture & Decor placement. Investors will love that the neighborhood is short-term-rental friendly, while updates like a 2008 metal roof with 30+ years remaining according to 2024 4 Point Inspection, 2018 HVAC with 10-year warranty, 2019 electrical panel, 2021 water heater, and EV charger provide peace of mind. Outdoors, enjoy both open and covered entertaining spaces, lush tropical landscaping with banana, mango, avocado, pomegranate, and passion fruit, and unforgettable sunset gatherings. Just minutes from marinas, restaurants, tiki bars, coffee shops, the Weeki Wachee River, and the 16-Lake Preserve, this home combines lifestyle, value, and charm—every day feels like a vacation, so schedule your private tour today.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,679
Year Built
- Built in 1986
Lot Details
- 4,233 Sq Ft Lot
- Home fronts a seawall
- Home fronts a canal
- Property fronts a county road
- Cul-De-Sac
- Chain Link Fence
- Property is zoned R1B
Home Design
- Metal Roof
- Block Exterior
- Vinyl Siding
- Stucco Exterior
Interior Spaces
- 1,923 Sq Ft Home
- 3-Story Property
- Open Floorplan
- Vaulted Ceiling
- Ceiling Fan
- Water Views
Kitchen
- Breakfast Bar
- Microwave
- Dishwasher
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 3 Full Bathrooms
Laundry
- Dryer
- Washer
Parking
- Attached Garage
- 2 Carport Spaces
Outdoor Features
- Boat Lift
- Docks
- Deck
Schools
- Westside Elementary School
- Fox Chapel Middle School
- Weeki Wachee High School
Utilities
- Central Heating and Cooling System
- Cable TV Available
Community Details
- No Home Owners Association
- Hernando Beach Unit 9 Subdivision
- Electric Vehicle Charging Station
Listing and Financial Details
- Legal Lot and Block 022 / 0950
- Assessor Parcel Number R13 223 16 2320 0950 0220
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,603 | $121,108 | -- | -- |
| 2023 | $1,603 | $117,581 | $0 | $0 |
| 2022 | $1,510 | $114,156 | $0 | $0 |
| 2021 | $1,168 | $110,831 | $0 | $0 |
| 2020 | $1,401 | $109,301 | $0 | $0 |
| 2019 | $1,392 | $106,467 | $0 | $0 |
| 2018 | $996 | $104,482 | $0 | $0 |
| 2017 | $1,259 | $102,333 | $0 | $0 |
| 2016 | $2,695 | $159,662 | $0 | $0 |
| 2015 | $2,414 | $138,835 | $0 | $0 |
| 2014 | $2,351 | $133,770 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/27/2025 09/27/25 | For Sale | $599,900 | +126.4% | $312 / Sq Ft |
| 08/27/2015 08/27/15 | Sold | $265,000 | -5.0% | $165 / Sq Ft |
| 08/11/2015 08/11/15 | Pending | -- | -- | -- |
| 03/16/2015 03/16/15 | For Sale | $279,000 | -- | $174 / Sq Ft |
Source: Hernando County Association of REALTORS®
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $265,000 | Attorney | |
| Warranty Deed | $265,000 | Attorney | |
| Warranty Deed | $159,000 | -- | |
| Warranty Deed | $159,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $150,000 | New Conventional | |
| Previous Owner | $151,000 | No Value Available |
Source: Public Records
About the Listing Agent
It is about you, the customer. How can we help you during this exciting but stressful time of your life? Moving and selling or buying are life-changing events…it's one we hope to be a part of.
The Oakland Team is a matchmaker. We not only want to market your home but find the perfect match to purchase it. Always up to date on cutting-edge marketing tools with aerial drone videos, professional photo tours, targeted social media marketing, international exposure through the Luxury Group
Sharie's Other Listings
Source: Hernando County Association of REALTORS®
MLS Number: 2255846
APN: R13-223-16-2320-0950-0220
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This information is provided exclusively for consumers’ personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is deemed reliable but is not guaranteed accurate by the MLS.
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