
4058 Centavo Ct Hernando Beach, FL 34607
Estimated payment $3,534/month
Highlights
- Docks
- Boat Lift
- Deck
- Home fronts a seawall
- Open Floorplan
- Vaulted Ceiling
About This Home
INVESTORS, this Neighborhood is SHORT-TERM RENTALS Friendly, offering a Wonderful Opportunity to capitalize on the Thriving Tourism in the area & a Discounted Price of a Total of 70,000 Price Reduction on this FOUR Bedroom Direct Access to the GULF Waterfront Stilt Home with FIVE Spaces to Park. Three Story KEY WEST STYLE Coastal Waterfront Home Features 3 Bedrooms 2 Bathrooms PLUS an Additional 1 Bedroom 1 Bathroom Guest Quarters. Perfect for your Family Full Time or as a Vacation Home. Many of your NEIGHBORS will be JEALOUS.. BUY this DIRECT ACCESS WATERFRONT 4/3 HOME to get the BEST INSURANCE RATES. ASSUMABLE PRIMARY FLOOD INSURANCE which is just 810 per YEAR for the current owners + an Estimate of 1,992 per YEAR for Homeowner's & Wind Insurance is a fantastic perk that is very affordable plus adds peace of mind to this Coastal Paradise. Your Neighbors keep asking about these AFFORDABLE Amounts.. thinking it has to do with the Insurance Agent but it has to do with the Wind Mitigation Home Report & the Capped Assumable Flood Insurance on THIS HOME... The Current Owners will PAY for your First Year of Insurance for Primary Homeowners, Wind AND Flood because it is SO AFFORDABLE! Moving to the GULF COAST? Looking for a CHANGE OF LIFESTYLE & the Perfect Place for Your New Boat? Look No Further.. Direct Access (No Fixed Bridges - No Loch) Tucked in Yet Only Boating Minutes to the OPEN GULF. There is a Great Vibe in this Part of the Coastal Community of Hernando Beach.. Located around the corner from the Marina, Tropical Tiki Grille + Station to Fuel up for a Day out on the Water. Your Boat will have a 2018 10k Boat Lift with Composite Deck & Dock. Enjoy your own Fish Cleaning Station, complete with Shore Water & Power, Making Your Days on the Water Seamless & Enjoyable. Impressive Open Floor Plan with Soaring 17' Vaulted Ceilings that Create a Sense of Spaciousness & Light. The Remodeled Kitchen (2017) boasts Traditional Warmth & Contemporary Cabinets with Tubular Handles, Soft Close Drawers, Granite Countertops, Stainless Steel Appliances & Nice Sized Pantry. The Expansive Great Room features a Wall of Windows Allowing Natural Light to come Indoors. The home is not only Beautifully Designed but Meticulously Maintained. Recent updates include a 2008 metal roof with over 30 years of remaining life (per the 2024 Four Point Inspection), a 2018 HVAC system with a 10-year home warranty, a 2019 electrical panel box, and a 2021 water heater. Downstairs has Storage plus a Carport & Level 2 EV Charger. Adorned by Banana Trees, Avocado, Mango, Pomegranate and Passion Fruit & Palm Trees.. Your Waterfront has Open & Covered Area Designed to for Memorable Barbecues & Family Gatherings. Whether You Are Hosting Friends or Enjoying Quiet Evenings Watching the Sunset, This Outdoor Space invites Relaxation and Fun. Located in the Charming Coastal Community of Hernando Beach, you'll have access to Restaurants, Marinas, and Cozy Coffee Shops. Enjoy nearby recreational activities, including the 16 Lake Preserve, which features biking and walking trails, as well as easy access to the famous Weeki Wachee River. Don't miss your chance to own this Remarkable Waterfront Home where every day feels like a vacation. Come Change Your Life Style
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,679
Year Built
- Built in 1986
Lot Details
- 4,233 Sq Ft Lot
- Home fronts a seawall
- Home fronts a canal
- Property fronts a county road
- Cul-De-Sac
- Property is zoned R1B
Home Design
- Metal Roof
- Block Exterior
- Vinyl Siding
- Stucco Exterior
Interior Spaces
- 1,923 Sq Ft Home
- 3-Story Property
- Open Floorplan
- Vaulted Ceiling
- Ceiling Fan
- Water Views
Kitchen
- Breakfast Bar
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- 3 Full Bathrooms
Laundry
- Dryer
- Washer
Parking
- Attached Garage
- 2 Carport Spaces
Outdoor Features
- Boat Lift
- Docks
- Deck
Schools
- Westside Elementary School
- Fox Chapel Middle School
- Weeki Wachee High School
Utilities
- Central Heating and Cooling System
- Cable TV Available
Community Details
- No Home Owners Association
- Hernando Beach Unit 9 Subdivision
Listing and Financial Details
- Legal Lot and Block 022 / 0950
- Assessor Parcel Number R13 223 16 2320 0950 0220
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $1,603 | $121,108 | -- | -- |
2023 | $1,603 | $117,581 | $0 | $0 |
2022 | $1,510 | $114,156 | $0 | $0 |
2021 | $1,168 | $110,831 | $0 | $0 |
2020 | $1,401 | $109,301 | $0 | $0 |
2019 | $1,392 | $106,467 | $0 | $0 |
2018 | $996 | $104,482 | $0 | $0 |
2017 | $1,259 | $102,333 | $0 | $0 |
2016 | $2,695 | $159,662 | $0 | $0 |
2015 | $2,414 | $138,835 | $0 | $0 |
2014 | $2,351 | $133,770 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
06/02/2025 06/02/25 | Price Changed | $619,900 | -3.1% | $322 / Sq Ft |
05/15/2025 05/15/25 | Price Changed | $639,900 | -3.0% | $333 / Sq Ft |
04/13/2025 04/13/25 | Price Changed | $659,900 | -4.3% | $343 / Sq Ft |
03/17/2025 03/17/25 | For Sale | $689,900 | +160.3% | $359 / Sq Ft |
08/27/2015 08/27/15 | Sold | $265,000 | -5.0% | $165 / Sq Ft |
08/11/2015 08/11/15 | Pending | -- | -- | -- |
03/16/2015 03/16/15 | For Sale | $279,000 | -- | $174 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Deed | $265,000 | Attorney | |
Warranty Deed | $265,000 | Attorney | |
Warranty Deed | $159,000 | -- | |
Warranty Deed | $159,000 | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $154,000 | New Conventional | |
Closed | $15,000 | Credit Line Revolving | |
Closed | $150,000 | New Conventional | |
Previous Owner | $153,000 | Unknown | |
Previous Owner | $151,000 | No Value Available |
About the Listing Agent

It is about you, the customer. How can we help you during this exciting but stressful time of your life? Moving and selling or buying are life-changing events…it's one we hope to be a part of.
The Oakland Team is a matchmaker. We not only want to market your home but find the perfect match to purchase it. Always up to date on cutting-edge marketing tools with aerial drone videos, professional photo tours, targeted social media marketing, international exposure through the Luxury Group
Sharie's Other Listings
Source: Hernando County Association of REALTORS®
MLS Number: 2252271

APN: R13-223-16-2320-0950-0220
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