406 Bay Oaks Destin, FL 32541
Estimated payment $8,534/month
Total Views
518
4
Beds
3.5
Baths
3,172
Sq Ft
$449
Price per Sq Ft
Highlights
- In Ground Pool
- Vaulted Ceiling
- Main Floor Primary Bedroom
- Destin Elementary School Rated A-
- Traditional Architecture
- Outdoor Kitchen
About This Home
LOCATION, LOCATION, LOCATION!
Welcome to 406 Bay Oaks Court - a rare gem in the heart of beautiful Destin, Florida. Nestled on a quiet cul-de-sac in Old Destin, just steps from Choctawhatchee Bay, this 2019 custom-built craftsman estate delivers the perfect blend of luxury, comfort, and thoughtful design.
From the moment you step through the custom mahogany front door, you'll be captivated by the spacious, open-concept floor plan and the impeccable architectural details throughout. This 4-bedroom, 4-bathroom home also features a dedicated home office (easily used as a 5th bedroom), offering flexible living space! The chef's kitchen is a showstopper, boasting a professional-grade gas stove and oven, custom cabinetry, two built-in refrigerator/freezers, microwave drawer, and an oversized quartz island ideal for entertaining. The living area is equally impressive with coffered ceilings, a gas fireplace, and disappearing glass sliders that open up to your Florida dream lifestyle. The first-floor master suite features a geometric accent wall, dual walk-in closets with custom cabinetry, and a luxurious spa-like bathroom complete with dual shower heads, freestanding soaking tub, and backlit vanity mirrors. The second floor offers a large, private guest suite with its own full bathroom and independent Toshiba mini-split AC system, providing ultimate comfort and privacy. Step outside to your own private paradise. The centerpiece of the backyard is a custom gunite pool with a raised hot tub, surrounded by a pavered lanai perfect for year-round relaxation. Whether you're enjoying a morning swim or an evening soak under the stars, this outdoor space offers resort-style living at its finest. The screened-in porch with cedar tongue-and-groove ceiling, summer kitchen, and second gas fireplace creates the ultimate indoor/outdoor living experience. The backyard is fully fenced, beautifully landscaped, and features automated lighting, a lawn pump, and irrigation system to keep everything lush year-round. Massive 3-car side-entry garage with epoxy-finished showroom floors
Brick-paved driveway and 10' x 20' pavered parking pad with 30 AMP outlet for RV or boat
Metal roof, impact-resistant windows, spray foam insulation, and brick exterior for long-term durability and favorable insurance rates
Generac 22kW whole-house generator for uninterrupted comfort
LOMA-F designation in Flood Zone X
Situated in a private five-home neighborhood, you're within close proximity to Joe's Bayou boat launch, two waterfront parks, and the bustling Destin Harborwalk Village. Convenient to Eglin AFB, Hurlburt Field, top-rated schools, and just minutes from the world's most beautiful beaches.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,924
Year Built
- Built in 2019
Lot Details
- 0.35 Acre Lot
- Lot Dimensions are 170x100
- Cul-De-Sac
- Street terminates at a dead end
- Back Yard Fenced
- Interior Lot
- Sprinkler System
- Lawn Pump
HOA Fees
- $25 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Automatic Garage Door Opener
Home Design
- Traditional Architecture
- Slab Foundation
- Metal Roof
- Wood Trim
- Three Sided Brick Exterior Elevation
- Cement Board or Planked
Interior Spaces
- 3,172 Sq Ft Home
- 2-Story Property
- Woodwork
- Crown Molding
- Coffered Ceiling
- Tray Ceiling
- Vaulted Ceiling
- Ceiling Fan
- Recessed Lighting
- Gas Fireplace
- Mud Room
- Entrance Foyer
- Living Room
- Dining Room
- Home Office
- Screened Porch
- Exterior Washer Dryer Hookup
Kitchen
- Breakfast Bar
- Gas Oven or Range
- Range Hood
- Microwave
- Freezer
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Painted or Stained Flooring
- Laminate
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- En-Suite Primary Bedroom
- Dual Vanity Sinks in Primary Bathroom
- Separate Shower in Primary Bathroom
- Garden Bath
Pool
- In Ground Pool
- Spa
- Gunite Pool
Outdoor Features
- Outdoor Kitchen
- Built-In Barbecue
- Rain Gutters
Schools
- Destin Elementary And Middle School
- Fort Walton Beach High School
Utilities
- Central Heating and Cooling System
- Heating System Uses Natural Gas
- Gas Water Heater
- Cable TV Available
Community Details
- Bay Oaks S/D Subdivision
Listing and Financial Details
- Assessor Parcel Number 00-2S-22-0177-0000-0040
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,600 | $791,950 | -- | -- |
| 2023 | $7,600 | $674,712 | $0 | $0 |
| 2022 | $7,431 | $655,060 | $0 | $0 |
| 2021 | $7,425 | $635,981 | $0 | $0 |
| 2020 | $7,373 | $627,200 | $0 | $0 |
| 2019 | $1,941 | $153,000 | $153,000 | $0 |
| 2018 | $1,399 | $108,954 | $0 | $0 |
| 2017 | $1,331 | $101,826 | $0 | $0 |
| 2016 | $1,179 | $90,756 | $0 | $0 |
| 2015 | $1,134 | $85,619 | $0 | $0 |
| 2014 | $1,094 | $81,542 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/18/2025 08/18/25 | For Sale | $1,425,000 | +14.0% | $449 / Sq Ft |
| 11/27/2023 11/27/23 | Sold | $1,250,000 | 0.0% | $394 / Sq Ft |
| 10/30/2023 10/30/23 | Pending | -- | -- | -- |
| 10/12/2023 10/12/23 | For Sale | $1,250,000 | -- | $394 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $100 | None Listed On Document | |
| Warranty Deed | $1,250,000 | Mcneese Title | |
| Deed | -- | Attorney | |
| Warranty Deed | $160,000 | Mcneese Title Llc | |
| Warranty Deed | $270,000 | Mcneese Title Llc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $591,400 | New Conventional |
Source: Public Records
Similar Homes in Destin, FL
Source: Emerald Coast Association of REALTORS®
MLS Number: 983321
APN: 00-2S-22-0177-0000-0040
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