406 Cascade Ln Unit 3 Oswego, IL 60543
North Oswego NeighborhoodEstimated payment $2,282/month
Total Views
43,397
3
Beds
2
Baths
1,701
Sq Ft
$167
Price per Sq Ft
Highlights
- Whirlpool Bathtub
- End Unit
- Stainless Steel Appliances
- Oswego High School Rated A-
- Corner Lot
- Balcony
About This Home
***Seller Credit of $4,000 at Closing*** If you're looking for a solid home in a great location, 406 Cascade might be just what you need! The mechanicals have all been taken care of for you: a new furnace and water heater in 2023 and A/C in 2019. The roof, siding, gutters and downspouts new in 2022. Driveway new in 2019. All kitchen appliances new in 2021. This 3-bedroom, 2-bath end-unit townhome sits in Oswego's quiet Winding Waters neighborhood near parks, trails, and everything downtown Oswego has to offer-including local restaurants, riverfront paths, and community events at Venue 1012. Inside and up the stairs, you'll find that the layout is spacious and functional. The main living area has vaulted ceilings and plenty of natural light coming through the many windows and newer skylights. The kitchen has space for a table and opens to a private balcony-perfect for morning coffee or an evening wind-down. The primary bedroom includes two large closets and its own full bath. You'll also appreciate the attached 2-car garage, additional guest parking nearby, and a low-maintenance lifestyle thanks to the HOA taking care of snow, lawn, and exterior upkeep. Located in the highly rated Oswego 308 school district and minutes from shopping, dining, and the Fox River, this home is a great opportunity for anyone looking to build equity while living in a vibrant, growing community.
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $5,211
Year Built
- Built in 1996
HOA Fees
- $274 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
Home Design
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,701 Sq Ft Home
- 1-Story Property
- Skylights
- Family Room
- Living Room
- Combination Kitchen and Dining Room
Kitchen
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- 2 Full Bathrooms
- Dual Sinks
- Whirlpool Bathtub
- Separate Shower
Laundry
- Laundry Room
- Dryer
- Washer
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Additional Features
- Balcony
- End Unit
Listing and Financial Details
- Senior Tax Exemptions
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include insurance, exterior maintenance, lawn care, snow removal
- 4 Units
- Lynda Dedic Association, Phone Number (630) 584-0209
- Winding Waters Subdivision
- Property managed by Property Management Techniques, Inc
Pet Policy
- Dogs and Cats Allowed
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,211 | $75,752 | $10,841 | $64,911 |
| 2023 | $4,866 | $65,871 | $9,427 | $56,444 |
| 2022 | $4,866 | $59,883 | $8,570 | $51,313 |
| 2021 | $4,826 | $57,579 | $8,240 | $49,339 |
| 2020 | $4,715 | $55,902 | $8,000 | $47,902 |
| 2019 | $5,301 | $61,224 | $8,000 | $53,224 |
| 2018 | $4,230 | $49,870 | $7,656 | $42,214 |
| 2017 | $4,075 | $45,752 | $7,024 | $38,728 |
| 2016 | $3,996 | $44,419 | $6,819 | $37,600 |
| 2015 | $3,791 | $40,751 | $6,256 | $34,495 |
| 2014 | -- | $39,183 | $6,015 | $33,168 |
| 2013 | -- | $39,579 | $6,076 | $33,503 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/26/2025 06/26/25 | Pending | -- | -- | -- |
| 06/18/2025 06/18/25 | For Sale | $284,900 | -- | $167 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | Chicago Title Insurance Co | |
| Warranty Deed | $160,000 | Chicago Title Insurance Co | |
| Warranty Deed | $140,000 | -- | |
| Warranty Deed | $124,500 | First American Title Ins Co | |
| Deed | $128,100 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $45,000 | Credit Line Revolving | |
| Closed | $16,600 | Credit Line Revolving | |
| Open | $162,500 | FHA | |
| Closed | $160,000 | Purchase Money Mortgage | |
| Previous Owner | $126,000 | No Value Available | |
| Previous Owner | $112,050 | No Value Available | |
| Closed | -- | No Value Available |
Source: Public Records
About the Listing Agent
A Mommy of three, Wife and Realtor. Haydee Rosas specializes in First Time Homebuyers. She has 24 years’ experience in the Mortgage Industry which include: Closer at Law Title {1999-2003}, Assistant to Mortgage Banker (2003-2007}, Mortgage Loan Processor (2007-2015} and now Real Estate Broker {2009-2023). She is very well informed of the Home Purchasing/Selling Process from beginning to end (literally).
Haydee has been in the Real Estate Services Business in the Oswego, Montgomery, and
Haydee's Other Listings
Source: Midwest Real Estate Data (MRED)
MLS Number: 12396757
APN: 03-09-457-015
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