Seller's Agent in 2025
Haydee Rosas
Coldwell Banker Realty
(630) 688-4032
1 in this area
131 Total Sales
406 Cascade Ln Unit 3 Oswego, IL 60543
North Oswego NeighborhoodEstimated Value: $272,000 - $289,000
3
Beds
2
Baths
1,701
Sq Ft
$274/mo
HOA Fee
Highlights
- Whirlpool Bathtub
- End Unit
- Stainless Steel Appliances
- Oswego High School Rated A-
- Corner Lot
- Balcony
About This Home
As of July 2025***Seller Credit of $4,000 at Closing*** If you're looking for a solid home in a great location, 406 Cascade might be just what you need! The mechanicals have all been taken care of for you: a new furnace and water heater in 2023 and A/C in 2019. The roof, siding, gutters and downspouts new in 2022. Driveway new in 2019. All kitchen appliances new in 2021. This 3-bedroom, 2-bath end-unit townhome sits in Oswego's quiet Winding Waters neighborhood near parks, trails, and everything downtown Oswego has to offer-including local restaurants, riverfront paths, and community events at Venue 1012. Inside and up the stairs, you'll find that the layout is spacious and functional. The main living area has vaulted ceilings and plenty of natural light coming through the many windows and newer skylights. The kitchen has space for a table and opens to a private balcony-perfect for morning coffee or an evening wind-down. The primary bedroom includes two large closets and its own full bath. You'll also appreciate the attached 2-car garage, additional guest parking nearby, and a low-maintenance lifestyle thanks to the HOA taking care of snow, lawn, and exterior upkeep. Located in the highly rated Oswego 308 school district and minutes from shopping, dining, and the Fox River, this home is a great opportunity for anyone looking to build equity while living in a vibrant, growing community.
Last Agent to Sell the Property
Coldwell Banker Realty License #475142068 Listed on: 06/18/2025
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $5,211
Year Built
- Built in 1996
HOA Fees
- $274 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
Home Design
- Entry on the 2nd floor
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,701 Sq Ft Home
- 1-Story Property
- Skylights
- Family Room
- Living Room
- Combination Kitchen and Dining Room
Kitchen
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- 2 Full Bathrooms
- Dual Sinks
- Whirlpool Bathtub
- Separate Shower
Laundry
- Laundry Room
- Dryer
- Washer
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Additional Features
- Balcony
- End Unit
Listing and Financial Details
- Senior Tax Exemptions
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include insurance, exterior maintenance, lawn care, snow removal
- 4 Units
- Lynda Dedic Association, Phone Number (630) 584-0209
- Winding Waters Subdivision
- Property managed by Property Management Techniques, Inc
Pet Policy
- Dogs and Cats Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 18, 2025
Closed on
May 22, 2025
Sold by
Rick Brian Hilt Family Trust and Hilt Rick Brian
Bought by
Zhao Marian Meiling
Seller's Agent
Haydee Rosas
Coldwell Banker Realty
Buyer's Agent
June Zhang
Four Seasons Homes LLC
List Price
$284,900
Sold Price
$270,000
Premium/Discount to List
-$14,900
-5.23%
Views
537
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,872
Avg. Annual Appreciation
14.58%
Purchase Details
Closed on
Dec 3, 2021
Sold by
Hilt Rick B
Bought by
Hilt Rick Brian and The Rick Brian Hilt Family Tru
Purchase Details
Closed on
Jun 28, 2004
Sold by
Ramirez Monique
Bought by
Hilt Rick B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
6.37%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 5, 2001
Sold by
Gumz Tammy R
Bought by
Ramirez Monique E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$126,000
Interest Rate
6.68%
Purchase Details
Closed on
Mar 15, 1999
Sold by
Peirce Pamela S
Bought by
Gumz Tammy R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,050
Interest Rate
7.5%
Purchase Details
Closed on
Sep 1, 1996
Bought by
Peirce Pamela S
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Zhao Marian Meiling | $270,000 | Chicago Title | |
| Hilt Rick Brian | -- | Chicago Title Insurance Co | |
| Hilt Rick B | $160,000 | Chicago Title Insurance Co | |
| Ramirez Monique E | $140,000 | -- | |
| Gumz Tammy R | $124,500 | First American Title Ins Co | |
| Peirce Pamela S | $128,100 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Hilt Rick B | $160,000 | |
| Previous Owner | Ramirez Monique E | $126,000 | |
| Previous Owner | Gumz Tammy R | $112,050 | |
| Closed | Peirce Pamela S | -- |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/15/2025 07/15/25 | Sold | $270,000 | -5.2% | $159 / Sq Ft |
| 06/26/2025 06/26/25 | Pending | -- | -- | -- |
| 06/18/2025 06/18/25 | For Sale | $284,900 | -- | $167 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,211 | $75,752 | $10,841 | $64,911 |
| 2023 | $4,866 | $65,871 | $9,427 | $56,444 |
| 2022 | $4,866 | $59,883 | $8,570 | $51,313 |
| 2021 | $4,826 | $57,579 | $8,240 | $49,339 |
| 2020 | $4,715 | $55,902 | $8,000 | $47,902 |
| 2019 | $5,301 | $61,224 | $8,000 | $53,224 |
| 2018 | $4,230 | $49,870 | $7,656 | $42,214 |
| 2017 | $4,075 | $45,752 | $7,024 | $38,728 |
| 2016 | $3,996 | $44,419 | $6,819 | $37,600 |
| 2015 | $3,791 | $40,751 | $6,256 | $34,495 |
| 2014 | -- | $39,183 | $6,015 | $33,168 |
| 2013 | -- | $39,579 | $6,076 | $33,503 |
Source: Public Records
Agents Affiliated with this Home
-
Haydee Rosas
-
June Zhang
Buyer's Agent in 2025
June Zhang
Four Seasons Homes LLC
(847) 877-5776
1 in this area
59 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12396757
APN: 03-09-457-015
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