NOT LISTED FOR SALE

406 Chiswell Rd Schenectady, NY 12304

Estimated Value: $254,000 - $301,000

2 Beds
1.5 Baths
1,184 Sq Ft
$233/Sq Ft Est. Value

Last Sold September 06, 2024

Last sale price $267,500 $226 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $1,800/month

1 Day on Market

Highlights

  • Deck
  • No HOA
  • Patio
  • Corner Lot
  • 2 Car Detached Garage
  • Bungalow

About This Home

As of September 2024

Be the next proud owner of this AMAZING Woodlawn home on a 125 x 140 double lot! Meticulously maintained, this home and property feature an insulated 24 x 24 detached 2 car garage with 35k BTU mini split for heating and cooling. The 1st floor features an open concept with large living room, 1 bedroom, full bath with laundry and slider to patio overlooking a beautiful, large fenced in yard with shed. The 2nd floor offers 1 bedroom with a half bath. Roof 3 years old, electric, plumbing & ductwork have been updated in the last 6 years. This is a rare find you won't want to miss out on! Call today for your private showing!!

Last Agent to Sell the Property

Julie Riccio

Coldwell Banker Prime Properties License #10301220769 Listed on: 07/18/2024

Coldwell Banker Prime Properties

Last Buyer's Agent

Kyle Durni

Howard Hanna Capital Inc License #10401259805

Howard Hanna Capital Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,701

Year Built

  • Built in 1950

Lot Details

  • 0.4 Acre Lot
  • Lot Dimensions are 125 x 140
  • Privacy Fence
  • Wood Fence
  • Back Yard Fenced
  • Landscaped
  • Corner Lot
  • Level Lot
  • Cleared Lot
  • Property is zoned Single Residence

Parking

  • 2 Car Detached Garage
  • Workshop in Garage

Home Design

  • Bungalow
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,184 Sq Ft Home
  • Paddle Fans
  • Sliding Doors
  • Vinyl Flooring
  • Unfinished Basement
  • Interior Basement Entry

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Bathroom on Main Level

Laundry

  • Laundry on main level
  • Laundry in Bathroom
  • Washer and Dryer

Outdoor Features

  • Deck
  • Patio
  • Shed

Schools

  • Woodlawn Elementary School
  • Schenectady High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 38 / 3
  • Assessor Parcel Number 421500 60.62-3-38

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,701

Year Built

Built in 1950

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Zoning: Single Residence
  • Year Built: 1950
  • Directions: McDonald Ave or Albany St to Chiswell Rd
  • Above Grade Finished Sq Ft: 1184.0
  • Architectural Style: Bungalow
  • Financial Details General Taxes: 2132.0
  • General Taxes Description: Estimated
  • Financial Details School Taxes: 1569.0
  • School Taxes Description: Estimated
  • Lot Size Acres: 0.4
  • Lot Size: 125 x 140
  • New Construction: No
  • Parking Features Parking Total: 6.0
  • Full Bathroom Level: First
  • Half Bathroom Level: Second
  • Other Room Level: First
  • Sale Detail Seller Contribution: No
  • Subdivision Name: Woodlawn
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Laundry Features:Main Level: Yes
  • Fencing:Back Yard: Yes
  • Fencing:Privacy: Yes
  • Cooling:Central Air: Yes
  • Appliances Microwave: Yes
  • Architectural Style:Bungalow: Yes
  • Flooring:Vinyl: Yes
  • Fencing:Wood4: Yes
  • Electric:_two_00 Amp Service: Yes
  • Special Features: None

Interior Features

  • Flooring: Vinyl
  • Basement: Bilco Doors, Interior Entry, Unfinished
  • Interior Amenities: Paddle Fan
  • Appliances: Dishwasher, Microwave, Range, Refrigerator, Washer/Dryer
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Door Features: Sliding Doors
  • Living Area: 1184.0
  • Bedroom Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Half Bathroom 1: 2nd
  • Appliances Dishwasher: Yes
  • Interior Features:Paddle Fan: Yes
  • Laundry Features:In Bathroom: Yes
  • Appliances:WasherDryer: Yes
  • Basement:Interior Entry: Yes
  • Appliances Range: Yes
  • Basement:Bilco Doors: Yes
  • Basement:Unfinished: Yes

Exterior Features

  • Exterior Features: Drive-Paved
  • Roof: Shingle
  • Construction Type: Vinyl Siding
  • Fencing: Wood, Back Yard, Privacy
  • Other Structures: Shed(s), Garage(s)
  • Patio And Porch Features: Deck, Patio
  • Waterfront: No
  • Lot Features:Corner Lot: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Door Features:Sliding Doors: Yes
  • Exterior Features:Drive-Paved: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Lot Features:Landscaped: Yes
  • Lot Features:Level: Yes
  • Lot Features:Cleared: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Stone, Workshop in Garage, Paved, Detached
  • Attached Garage: No
  • Total Parking Spaces: 6.0
  • Property Detail:Garage Spaces: 2.0
  • Property Detail:Parking YN: Yes
  • Parking Features:Paved: Yes
  • Parking Features:Stone2: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Detached: Yes
  • Parking Features:Workshop in Garage: Yes
  • Other Structures:Garage(s): Yes

Utilities

  • Utilities: Cable Connected
  • Sewer: Septic Tank
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas
  • Laundry Features: In Bathroom, Main Level
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer Septic Tank: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Lot Features: Level, Cleared, Corner Lot, Landscaped
  • Parcel #: 421500 60.62-3-38
  • Lot Size Sq Ft: 17424.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3701.0
  • Tax Block: 3
  • Tax Lot: 38

MLS Schools

  • Elementary School: Woodlawn
  • HighSchool: Schenectady

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 18, 2024
Closed on
Sep 6, 2024
Sold by
Graham Michael
Bought by
Crowley Caleb P
Seller's Agent
Julie Riccio
Coldwell Banker Prime Properties
Buyer's Agent
Kyle Durni
Howard Hanna Capital Inc
List Price
$249,900
Sold Price
$267,500
Premium/Discount to List
$17,600
7.04%
Views
8
Current Estimated Value
$276,341

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,841
Avg. Annual Appreciation
2.42%
Original Mortgage
$228,200
Outstanding Balance
$225,191
Interest Rate
6.47%
Mortgage Type
New Conventional
Estimated Equity
$51,150

Purchase Details

Closed on
Jun 5, 2015
Sold by
Fusco Michael
Bought by
Graham Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$63,000
Interest Rate
5%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
May 29, 2015
Sold by
Fusco Michael
Bought by
Graham Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$63,000
Interest Rate
5%
Mortgage Type
Seller Take Back
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Crowley Caleb P $267,500 Bennett Title
Graham Michael $69,000 Westcor Land Title Ins Co
Graham Michael $69,000 Gary J O'Connor
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Crowley Caleb P $228,200
Previous Owner Graham Michael $63,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/06/2024 09/06/24 Sold $267,500 +7.0% $226 / Sq Ft
07/20/2024 07/20/24 Pending -- -- --
07/18/2024 07/18/24 For Sale $249,900 -- $211 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,430 $78,000 $11,700 $66,300
2023 $37 $78,000 $11,700 $66,300
2022 $3,701 $78,000 $11,700 $66,300
2021 $3,686 $78,000 $11,700 $66,300
2020 $3,623 $78,000 $11,700 $66,300
2019 $2,007 $78,000 $11,700 $66,300
2018 $3,662 $78,000 $11,700 $66,300
2017 $3,612 $78,000 $11,700 $66,300
2016 $3,781 $78,000 $11,700 $66,300
2015 -- $78,000 $11,700 $66,300
2014 -- $78,000 $11,700 $66,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202421663

Global MLS

APN: 060-062-0003-038-000-0000