PENDING
$10K PRICE DROP
406 Clay Dr Richmond, KY 40475
Estimated payment $1,226/month
Total Views
4,484
3
Beds
1
Bath
1,247
Sq Ft
$172
Price per Sq Ft
Highlights
- Ranch Style House
- No HOA
- Attached Garage
- Wood Flooring
- Fireplace
- Brick or Stone Mason
About This Home
Charming Brick Ranch in the Heart of Downtown Richmond w/Amazing Curb Appeal! This 3 Bedroom Home w/ Garage Has Fresh Paint Throughout, Beautiful Original Hardwood Floors, & Full, Unfinished Basement w/ Backyard Walk-out! Spacious Family Room w/ Stone Fireplace & Oversized Front Windows for Ample Natural Light! Formal Dining Room Flows Seamlessly Into Kitchen Where You Have Ample Cabinet Storage, Counter Cook-Top, & Built-In Oven! Bathroom Boasts White Tile Surround, & Walk-In Shower! Walk-Out from the Rear Bedroom to Oversized Deck Overlooking Flat Backyard with Privacy Fence, Perfect for Entertaining Friends & Family! Prime Location Close to I-75, Close to EKU, & Just a Short Distance to Shops, Restaurants, & More! This Move-In Ready Home is Perfect for a primary residence, or a Great Investment Opportunity for Rental Income!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $658
Year Built
- Built in 1965
Lot Details
- 9,583 Sq Ft Lot
- Wood Fence
- Wire Fence
Home Design
- Ranch Style House
- Brick or Stone Mason
- Block Foundation
- Shingle Roof
- Stone
Interior Spaces
- Fireplace
- Living Room
- Dining Room
- Wood Flooring
- Property Views
- Unfinished Basement
Kitchen
- Oven
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Parking
- Attached Garage
- Off-Street Parking
Schools
- Kit Carson Elementary School
- Madison Mid Middle School
- Not Applicable Middle School
- Madison Central High School
Utilities
- Cooling Available
- Forced Air Heating System
Community Details
- No Home Owners Association
- Downtown Subdivision
Listing and Financial Details
- Assessor Parcel Number R005-0020-0020
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $658 | $115,000 | $0 | $0 |
| 2023 | $666 | $115,000 | $0 | $0 |
| 2022 | $148 | $115,000 | $0 | $0 |
| 2021 | $1,140 | $115,000 | $0 | $0 |
| 2020 | $1,163 | $115,000 | $0 | $0 |
| 2019 | $1,169 | $115,000 | $0 | $0 |
| 2018 | $1,169 | $115,000 | $0 | $0 |
| 2017 | $975 | $97,000 | $0 | $0 |
| 2016 | $967 | $97,000 | $0 | $0 |
| 2015 | $944 | $97,000 | $0 | $0 |
| 2014 | $928 | $97,000 | $0 | $0 |
| 2012 | $928 | $97,000 | $97,000 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/11/2025 08/11/25 | Pending | -- | -- | -- |
| 07/31/2025 07/31/25 | Price Changed | $214,900 | -2.3% | $172 / Sq Ft |
| 07/24/2025 07/24/25 | Price Changed | $219,900 | -2.3% | $176 / Sq Ft |
| 07/12/2025 07/12/25 | For Sale | $225,000 | -- | $180 / Sq Ft |
Source: ImagineMLS (Bluegrass REALTORS®)
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $107,000 | Northwest Title Family Of Comp | |
| Deed | $115,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $125,398 | Construction | |
| Previous Owner | $112,917 | FHA | |
| Previous Owner | $20,000 | New Conventional |
Source: Public Records
Similar Homes in Richmond, KY
Source: ImagineMLS (Bluegrass REALTORS®)
MLS Number: 25015135
APN: R005-0020-0020
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