NOT LISTED FOR SALE

406 Crystal Valley Dr Middlebury, IN 46540

Estimated Value: $137,000 - $260,000

2 Beds
1 Bath
1,213 Sq Ft
$121/mo HOA Fee

Last Sold March 18, 2021

Last sale price $103,000 $85 Per Sq Ft

Est. 67% increase in value since last sale

Current estimated payment $1,152/month

176 Days on Market

Highlights

  • Ranch Style House
  • Patio
  • Forced Air Heating and Cooling System
  • Middlebury Elementary School Rated A-

About This Home

As of March 2021

A rare find in Middlebury! Affordable condo within walking distance to downtown. Full basement, newer washer, dryer and stove. Central air and water heater approximately 4 years old. Quick possession. HOA Dues are $121 per month and covers mowing, weeding and trimming and exterior of the home. Newer vinyl privacy fence around the patio. Shed does belong to the HOA. There is a closet off the bedroom that has a hookup for a stack unit washer and dryer (electric). Finished basement sq ft approx. Please verify schools. Carport enough for one car and parking behind that one in the drive (depending on vehicle size). Freshly painted & new carpet being installed. Bi-laws are now changed to an over 55 community. Most of home has been repainted & new carpet installed 12/2020. This 55+ community is quiet and this home is now ready for you to move right in!

Last Agent to Sell the Property

Terrie Forrest

McKinnies Realty, LLC Elkhart Listed on: 08/25/2020

McKinnies Realty, LLC Elkhart

Last Buyer's Agent

Terrie Forrest

McKinnies Realty, LLC Elkhart Listed on: 08/25/2020

McKinnies Realty, LLC Elkhart

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $735

Year Built

  • Built in 1984

Lot Details

  • 4,269

HOA Fees

  • $121 Monthly HOA Fees

Home Design

  • Ranch Style House
  • Planned Development
  • Poured Concrete
  • Shingle Roof
  • Vinyl Construction Material

Interior Spaces

  • Partially Finished Basement
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry on main level
  • Electric Dryer Hookup

Schools

  • Middlebury Elementary School
  • Heritage Middle School
  • Northridge High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Additional Features

  • Patio
  • Suburban Location

Listing and Financial Details

  • Assessor Parcel Number 20-08-10-177-017.000-035

Property Details

Home Type

Condominium

Est. Annual Taxes

$735

Year Built

Built in 1984

Lot Details

0

HOA Fees

$121 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Condo/Villa
  • Year Built: 1984
  • Age: 37
  • Style: One Story
  • Architectural Style: Ranch
  • Total Number of Rooms: 6
  • Total Number of Rooms Below Grade: 2
  • Bedrooms: 2
  • Number Above Grade Bedrooms: 2
  • Total Bathrooms: 1
  • Total Full Bathrooms: 1
  • Legal Description: Highland Commons Unit 10B: INT Common Area & C P
  • Parcel Number ID: 20-08-10-177-017.000-035
  • Platted: Yes
  • Amenities: Dryer Hook Up Electric, Patio Open, Main Floor Laundry
  • Location: City/Town/Suburb
  • Sp Lp Percent: 98.1
  • Year Taxes Payable: 2020
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 1682
  • Total Finished Sq Ft: 1213
  • Above Grade Finished Sq Ft: 841
  • Below Grade Finished Sq Ft: 372
  • Below Grade Sq Ft: 469
  • Price Per Sq Ft: 122.47
  • Basement: Yes
  • Basement Foundation: Full Basement, Partially Finished
  • Basement Material: Poured Concrete
  • Living Great Room: Dimensions: 19x12, On Level: Main
  • Kitchen: Dimensions: 8x7, On Level: Main
  • Family Room: Dimensions: 18x12, On Level: Lower
  • Den: Dimensions: 13x12, On Level: Lower
  • Bedroom 1: Dimensions: 12x12, On Level: Main
  • Bedroom 2: Dimensions: 11x11, On Level: Main
  • Main Level Sq Ft: 841
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 841

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Shingle
  • Outbuilding1: Shed, Dimensions: 6x4

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: City
  • Gas Company: NIPSCO

Condo/Co-op/Association

  • Association Fees: 121
  • Association Fees Frequency: Monthly

Schools

  • School District: Middlebury Community Schools
  • Elementary School: Middlebury
  • Middle School: Heritage
  • High School: Northridge
  • Elementary School: Middlebury

Lot Info

  • Lot Description: Planned Unit Development
  • Lot Dimensions: .124
  • Estimated Lot Sq Ft: 4269
  • Estimated Lot Size Acres: 0.098

Tax Info

  • Annual Taxes: 735.46
  • Exemptions: Homestead, Supplemental

MLS Schools

  • High School: Northridge
  • Middle School: Heritage
  • School District: Middlebury Community Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 24, 2025
Sold by
Eash Olen
Bought by
Delio Ann
Current Estimated Value
$172,117

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$67,450
Outstanding Balance
$67,281
Interest Rate
8.38%
Mortgage Type
New Conventional
Estimated Equity
$102,854

Purchase Details

Listed on
Aug 25, 2020
Closed on
Mar 18, 2021
Sold by
Kluga Joy L
Bought by
Eash Olen
Seller's Agent
Terrie Forrest
McKinnies Realty, LLC Elkhart
Buyer's Agent
Terrie Forrest
McKinnies Realty, LLC Elkhart
List Price
$125,000
Sold Price
$103,000
Premium/Discount to List
-$22,000
-17.6%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.08%
Original Mortgage
$90,000
Interest Rate
2.73%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 23, 2018
Sold by
Kluga Joy L
Bought by
Bunn Michael and Webber Kari

Purchase Details

Closed on
Aug 21, 2018
Sold by
Kluga Jeffrey and Kluga Joy L
Bought by
Kluga Joy L

Purchase Details

Closed on
Oct 24, 2006
Sold by
Kluga Jeffrey
Bought by
Kluga Jeffrey and Bunn Joy L
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Delio Ann -- Metropolitan Title
Eash Olen $103,000 Metropolitan Title
Bunn Michael -- None Listed On Document
Kluga Joy L -- None Listed On Document
Bunn Michael -- None Listed On Document
Kluga Joy L -- None Listed On Document
Kluga Joy L -- None Available
Kluga Jeffrey -- Meridian Title Corp
Kluga Jeffrey -- Meridian Title Corp
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Delio Ann $67,450
Previous Owner Eash Olen $90,000
Previous Owner Kluga Jeffrey $88,225
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/18/2021 03/18/21 Sold $103,000 -1.9% $85 / Sq Ft
02/17/2021 02/17/21 Pending -- -- --
11/05/2020 11/05/20 Price Changed $105,000 -3.6% $87 / Sq Ft
10/31/2020 10/31/20 Price Changed $108,900 -3.5% $90 / Sq Ft
10/10/2020 10/10/20 Price Changed $112,900 -1.8% $93 / Sq Ft
09/19/2020 09/19/20 Price Changed $115,000 -2.0% $95 / Sq Ft
09/11/2020 09/11/20 Price Changed $117,400 -2.1% $97 / Sq Ft
09/01/2020 09/01/20 Price Changed $119,900 -4.1% $99 / Sq Ft
08/25/2020 08/25/20 For Sale $125,000 +56.3% $103 / Sq Ft
07/29/2016 07/29/16 Sold $80,000 -5.8% $74 / Sq Ft
06/26/2016 06/26/16 Pending -- -- --
06/21/2016 06/21/16 For Sale $84,900 -8.7% $79 / Sq Ft
07/29/2013 07/29/13 Sold $93,000 -3.0% $85 / Sq Ft
06/20/2013 06/20/13 Pending -- -- --
05/31/2013 05/31/13 For Sale $95,900 +4.8% $88 / Sq Ft
03/25/2013 03/25/13 Sold $91,500 -6.5% $84 / Sq Ft
02/12/2013 02/12/13 Pending -- -- --
01/27/2013 01/27/13 For Sale $97,900 -- $90 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,066 $125,800 $7,000 $118,800
2022 $813 $104,500 $7,000 $97,500
2021 $817 $90,900 $7,000 $83,900
2020 $813 $90,900 $7,000 $83,900
2019 $720 $86,600 $7,000 $79,600
2018 $681 $84,800 $7,000 $77,800
2017 $584 $77,800 $7,000 $70,800
2016 $552 $75,100 $7,200 $67,900
2014 $529 $69,500 $7,200 $62,300
2013 $573 $69,500 $7,200 $62,300
Source: Public Records

Agents Affiliated with this Home

  • Terrie Forrest

    Seller's Agent in 2021

    Terrie Forrest

    McKinnies Realty, LLC Elkhart

    (574) 320-7777

    1 in this area

    128 Total Sales

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  • Toni Bontrager

    Seller's Agent in 2016

    Toni Bontrager

    Berkshire Hathaway HomeServices Elkhart

    (574) 293-1010

    33 in this area

    218 Total Sales

    Section Image
  • Jami Stamm

    Buyer's Agent in 2016

    Jami Stamm

    Coldwell Banker Real Estate Group

    (574) 596-4868

    2 in this area

    122 Total Sales

    Section Image

  • K

    Seller's Agent in 2013

    Keith Kaufman

    Coldwell Banker Real Estate Group

    (574) 268-3400

    3 Total Sales

    Section Image

  • D

    Seller's Agent in 2013

    Diane Eash

    Berkshire Hathaway HomeServices Elkhart

    Section Image

  • N

    Buyer's Agent in 2013

    NON-MEMBER MEMBER

    NonMember KBOR

See All Agents

Map

Source: Indiana Regional MLS

MLS Number: 202033876

Indiana Regional MLS

APN: 20-08-10-177-017.000-035

Indiana Elkhart County Middlebury 46540

406 Crystal Valley Dr, Middlebury, IN

This home is located at 406 Crystal Valley Dr, Middlebury, IN 46540 since 25 August 2020 and is currently estimated at $170,135, approximately $140 per square foot. This property was built in 1984. 406 Crystal Valley Dr is a home located in Elkhart County with nearby schools including Middlebury Elementary School, Heritage Intermediate School, and Northridge Middle School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Indiana Regional MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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